How to Find the Cheapest Motorcycle Insurance in Malaysia
Looking for the cheapest motorcycle insurance? You're not alone. With premiums varying significantly between insurers, knowing how to compare can save you hundreds of ringgit every year.
Tips to Get the Cheapest Premium
- Maintain your NCD - Up to 55% discount for claim-free years
- Choose Third Party - Much cheaper than comprehensive
- Compare multiple insurers - Prices vary significantly
- Renew on time - Don't let your NCD lapse
- Install anti-theft device - Some insurers offer discounts
Cheapest Motorcycle Insurance by Engine CC
| Engine CC | Third Party (from) | Comprehensive (from) |
|---|---|---|
| Below 150cc | RM67.50 | RM150+ |
| 150cc - 250cc | RM90 | RM300+ |
| 250cc - 500cc | RM180 | RM500+ |
| Above 500cc | RM360 | RM800+ |
Pro Tip: Third party insurance is often 50-70% cheaper than comprehensive. If your motorcycle is older or low-value, third party might be the smarter choice.