Free Online Calculators for Malaysians

Software Engineer

RM4,231

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Doctor

RM3,700–30k

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Polis PDRM

RM1,441+

Fresh Graduate

Ikut kursus

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Car Insurance Calculator

Calculate car insurance premium and road tax. Compare comprehensive vs third party coverage.

EV Car Insurance Calculator Malaysia 2026

Calculate your electric vehicle insurance premium and road tax in seconds. Compare prices from 15+ insurers.

Road Tax & Motorcycle Insurance Calculator

Calculate motorcycle insurance premium and road tax. Compare third party vs comprehensive coverage.

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NCD Calculator

Calculate your No Claim Discount and find out if claiming is worth losing your NCD. PIAM official rates.

Personal Loan Calculator Based on Salary

Calculate monthly payment, total interest, and check DSR eligibility for personal loans.

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Best Personal Loan Malaysia 2026

Full comparison: Public Bank 3.99% flat vs CIMB 4.38% vs Maybank 6.50–8.00%. Ranked by rate, min income & max amount. Find the lowest interest rate personal loan.

DSR Calculator Malaysia

Calculate your Debt Service Ratio and check loan eligibility instantly.

House Loan Calculator Malaysia

Calculate monthly instalment, total interest, and upfront costs for housing loans.

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Car Loan Calculator Malaysia

Calculate car loan monthly payment and total interest for hire purchase.

Medical Card Premium Calculator

Estimate medical card premiums by age, annual limit and deductible. Compare RM60K to RM1M plans.

Term Life Insurance Calculator

Estimate term life insurance premium by age, gender, coverage and term. Compare term life vs takaful.

Monthly Salary Calculator Malaysia

Calculate net salary after EPF, SOCSO, EIS, and PCB deductions. See your take-home pay instantly.

Free Stocks + Up to RM1,140 Cash — Moomoo New User

28,000+ Users

Trade US, HK & Malaysia stocks. Deposit RM100+ to unlock free stocks and cash rewards. SC-regulated.

Claim Free Stocks →

Kalkulator PCB Bulanan Malaysia

Kira potongan cukai berjadual (PCB) bulanan daripada gaji anda.

ASB Dividend Calculator

Kira dividen & keuntungan pembiayaan ASB. Kadar terkini 5.75%. Bandingkan ASB vs FD.

EPF Calculator Malaysia (KWSP Hub)

All EPF/KWSP calculators in one place — contribution (11%+13%), retirement projection, dividend 6.30% (2024), Akaun 3 withdrawal. Malaysia's most complete EPF hub.

Retirement Calculator Malaysia

Malaysia's most complete free retirement calculator. Project EPF, calculate FIRE number, find how much you need — Basic RM750k, Comfortable RM1.5M, Luxury RM3M.

Kalkulator ASNB Malaysia — ASB, Dividen, Pinjaman & Zakat

Pusat kalkulator ASNB Malaysia: dividen ASB 5.75%, pinjaman ASB, zakat ASB, harga unit dan cara buka akaun. Kod rujukan ZP3HXD — RM10 percuma.

Gold Price Calculator Malaysia

Live 916 & 999 gold price in Malaysia today. Calculate gold value and investment return. Updated from global spot market.

Best FD Promotion Malaysia — All Bank Rates Compared

Every promotional FD rate verified against the bank's own page, with campaign end dates and PIDM status. Rates and dates live on the page itself.

Allianz Motorcycle Insurance

Get Allianz motorcycle insurance quote instantly

Insurans Kereta Murah Malaysia

Tips jimat premium insurans kereta — NCB, 3rd party vs komprehensif, renew online. Kira premium sekarang.

Insurans Kereta 3rd Party Malaysia

Harga, perlindungan, dan bila patut pilih insurans kereta 3rd party vs komprehensif di Malaysia.

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Insurans Kereta Komprehensif Malaysia

Panduan insurans kereta komprehensif — perlindungan penuh, riders berguna, dan bila berbaloi vs 3rd party.

Insurans Kereta Elektrik Malaysia

Panduan insurans EV di Malaysia — kenapa mahal, apa dilindungi, harga mengikut model, dan tips jimat.

Cara Tuntut Insurans Kereta Malaysia

Panduan tuntutan insurans kereta — own damage vs 3rd party, laporan polis, bengkel panel, kesan NCB.

Insurans Perjalanan Penjawat Awam Malaysia

Panduan insurans perjalanan untuk kakitangan awam — Pekeliling Bil. 3/2003, borang SR.2.4.1, urusan rasmi vs persendirian, cara beli & cara tuntut.

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Insurans Perjalanan Haji & Umrah Malaysia

Bandingkan TH Khairat, IKHLAS Kembara Plus, Etiqa TripCare untuk Haji — dari RM28/tahun. TH Khairat bukan insurans perjalanan — perlu beli polisi tambahan.

Road Tax Kereta Malaysia

Kadar cukai jalan kereta mengikut CC enjin dan cara renew road tax online melalui MyJPJ, Shopee, dan MyEG.

Car Calculator Malaysia

All-in-one car calculator hub — loan from 2.35% (BSN), insurance, road tax, petrol, EV. 57 free tools.

Kalkulator Kereta Malaysia

Hub kalkulator kereta lengkap — pinjaman dari 2.35% (BSN), insurans, cukai jalan, minyak, EV. 57 alat percuma.

RON95 vs RON97 Malaysia

Beza RON95 dan RON97, harga semasa, kereta mana perlu guna RON97, dan adakah RON97 lebih jimat minyak.

Kalkulator Minyak Kereta Malaysia

Kira kos petrol bulanan — RON95 BUDI95 RM1.99, RON97, diesel. Harga minyak terkini dikemaskini automatik setiap minggu.

Subsidi Minyak BUDI Madani Malaysia

Panduan subsidi RON95 RM1.99 — kelayakan, cara semak, penjimatan sebenar RM1.88/L, dan siapa yang tidak layak.

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LRT Fare Calculator Malaysia

Estimate RapidKL LRT fares — Token vs Touch 'n Go vs MY50 pass. Popular routes from KL Sentral. RM1.20–RM5.20.

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MRT Fare Calculator Malaysia

Estimate MRT Kajang & Putrajaya Line fares — Token vs Touch 'n Go vs MY50. Popular routes including TRX, Bukit Bintang, Putrajaya. RM1.20–RM6.20.

Petrol Price Malaysia

Live RON95 RM2.05, RON97 & diesel updated weekly. Petrol price history, subsidy guide, and monthly cost calculator.

Free Stocks + Up to RM1,140 Cash — Moomoo New User

28,000+ Users

Trade US, HK & Malaysia stocks. Deposit RM100+ to unlock free stocks and cash rewards. SC-regulated.

Claim Free Stocks →

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Windscreen Replacement Cost Malaysia

Harga cermin kereta by model — OEM vs aftermarket vs repair. Claim vs pay out-of-pocket guide. NCD not affected for windscreen claims.

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Harga Bateri Kereta Malaysia

Harga bateri MF dari RM150, EFB RM300, AGM RM400. Bandingkan Amaron, Varta, Bosch, GS Yuasa. Jangka hayat & tanda-tanda nak kong.

EV Charging Cost Calculator Malaysia

Kira kos cas kereta elektrik sebulan — TNB home RM0.27/kWh vs DC fast charging RM1.30/kWh. Bandingkan dengan petrol RON95.

EV Loan Calculator Malaysia

Kira ansuran pinjaman kereta EV — kadar dari 1.98% (Maybank Tesla) hingga 2.50%. BYD Dolphin, Proton eMas 7, Tesla Model Y.

EV vs Petrol Savings Calculator Malaysia

Kira penjimatan EV berbanding kereta petrol — kos operasi, servis, cukai jalan, break-even point 5 tahun.

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Harga Lesen Memandu Malaysia

Kos ambil lesen kereta RM1,100–1,600, lesen motor RM450–700. Renew lesen RM30/5 tahun. Panduan GDL dan PSV.

VSS & Retrenchment Calculator Malaysia

Malaysian severance and termination benefit calculator. Compare both daily-rate bases and see how much is taxable.

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Kalkulator Bonus Malaysia

Bonus bersih selepas KWSP dan PCB marginal. PERKESO dan SIP tidak dipotong daripada bonus tahunan.

Budget Calculator Malaysia

Split your take-home pay 50/30/20 into needs, wants and savings — and compare it against the RM5,566 average Malaysian household spend.

Kalkulator Bajet Bulanan

Kira bajet gaji bersih anda ikut formula 50/30/20 — keperluan, kehendak dan simpanan, berbanding purata isi rumah Malaysia RM5,566 sebulan.

Best Budgeting App Malaysia

YNAB dan Goodbudget tidak boleh sync bank Malaysia. Buxfer menyenaraikan 12 sambungan termasuk KWSP. Perbandingan harga dan sambungan bank.

Berapa Gaji Untuk Beli Rumah

Kalkulator dua hala: harga rumah ikut gaji, atau gaji diperlukan ikut harga rumah. Termasuk tunai pendahuluan penuh.

Kalkulator Gaji Bersih Malaysia

Kira gaji bersih selepas potongan EPF 11%, SOCSO, EIS dan anggaran PCB. Untuk pekerja swasta & kakitangan awam.

Gaji Minimum Malaysia

Kadar gaji minimum terkini RM1,700/bulan — kiraan sejam, sejarah kenaikan, hak pekerja, dan cara aduan JTK.

Minimum Wage Malaysia

Malaysia minimum wage RM1,700/month for all employers since Feb 2024. Hourly rate RM8.17, net take-home ~RM1,501, employer obligations & JTK complaint guide.

Tarikh Gaji Kerajaan 2026

Jadual tarikh gaji penjawat awam 2026. Jan 22, Feb 12, Mac 16, Apr 20, Mei 21, Jun 25. Sumber JANM rasmi.

Gaji Penjawat Awam Malaysia

Jadual gaji SSPA semua gred. Gaji minimum RM1,795, guru DG41 RM3,200–5,500, N41 RM3,200–6,000. Fasa 2 Jan 2026.

Bonus Penjawat Awam Malaysia

Bantuan Khas Kewangan (BKK): RM500 untuk Gred 15 ke bawah, RM250 untuk pesara. Kelayakan penuh mengikut surat edaran JPA.

Belanjawan Malaysia

Apa kesan Belanjawan pada duit anda - cukai, KWSP, subsidi, gaji minimum dan bantuan penjawat awam, dengan kalkulator untuk kira sendiri.

Pelepasan Cukai Pendapatan Malaysia

Senarai lengkap pelepasan cukai individu — diri, anak, KWSP, insurans, perubatan, gaya hidup, dan cara maksimumkan.

Insurans Motor 3rd Party Malaysia

Harga insurans motor 3rd party mengikut CC, apa yang dilindungi, dan bila patut pilih 3rd party vs komprehensif.

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Insurans Motor Komprehensif Malaysia

Panduan insurans motor komprehensif — harga, riders, market value vs agreed value, dan cara jimat premium.

Road Tax Motosikal Malaysia

Kadar cukai jalan motosikal mengikut CC dan cara renew road tax motor online melalui MyJPJ, MyEG, atau Shopee.

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Insurans Motor Wanita Malaysia

Panduan insurans motor untuk pengendara wanita — tips jimat premium, PA rider, dan cara renew online.

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NCB Calculator Malaysia

Kira diskaun No Claim Bonus insurans motor. Semak NCB 25%–55% dan analisis sama ada berbaloi buat tuntutan.

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Cheapest Motorcycle Insurance

Find the cheapest motorcycle insurance in Malaysia

Insurans Motor Murah Malaysia

Bandingkan harga insurans motor 3rd party vs komprehensif. Senarai harga mengikut CC + tips jimat NCB.

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Kalkulator Insurans Motor Malaysia

Kira premium insurans motor anda dengan segera

BMI Calculator Malaysia

Calculate your Body Mass Index and body fat percentage using MOH Malaysia Asian standards. Includes healthy weight range.

Kalkulator Fidyah Malaysia

Kira jumlah fidyah puasa Ramadan mengikut kadar semasa negeri anda. Selangor RM7/hari, Kedah RM5/hari.

Kalkulator GCR Penjawat Awam

Kira Ganjaran Cuti Rehat (GCR) berdasarkan gaji pokok dan baki cuti. Had 75–90 hari, pengecualian cukai RM10,000.

Kalkulator Gratuiti Penjawat Awam

Kira anggaran gratuiti tamat perkhidmatan kerajaan berdasarkan tempoh perkhidmatan dan gaji pokok.

Malaysia Salary Guide 2026

Average salary Malaysia by occupation, sector & state. Median RM2,793/mo — sourced from DOSM 2024 official data.

Software Engineer Salary Malaysia

Fresh grad to senior pay breakdown. Median RM4,231/mo (Info & Comm). Remote USD/SGD roles, career progression.

Accountant Salary Malaysia

ACCA, CPA, Big 4 vs commercial. Median RM4,483/mo. Fresh grad to CFO progression with take-home calculator.

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Gaji Jururawat Malaysia

KKM U29-U48 vs hospital swasta. Median RM3,610/bulan. Elaun kritikal, shift, peluang overseas (SG/UK).

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Gaji Guru Malaysia

Skim DG41–DG54 kerajaan, sekolah swasta, international school. Median RM3,677/bulan.

Fresh Graduate Salary Malaysia

Degree mean RM6,114, Diploma RM3,414. Starting pay by course: Medicine, IT, Engineering, Business, Law.

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Doctor Salary Malaysia

Houseman RM3,700, MO RM5,000-7,500, Specialist RM12,000-30,000. Government vs private hospital.

Lawyer Salary Malaysia

Pupil RM3,500-5,000, Associate RM6,000-12,000, Partner RM20,000-80,000+. Tier 1 vs mid-tier firms.

Pilot Salary Malaysia

Cadet RM4,000-6,000, First Officer RM8,000-15,000, Captain RM18,000-35,000. MAS, AirAsia, ME carriers.

Data Scientist Salary Malaysia

Analyst RM4,500-7,000, Data Scientist RM7,000-14,000, Lead RM15,000-25,000+. Remote USD roles.

E&E Engineer Salary Malaysia

Fresh grad RM3,500-5,000, mid RM6,500-10,000, senior RM10,000-18,000. Penang semiconductor premium.

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Civil Engineer Salary Malaysia

Fresh grad RM2,800-4,000, Ir. P.E. RM6,000-10,000, PM RM15,000-25,000. Consultant vs contractor.

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Mechanical Engineer Salary Malaysia

PETRONAS RM4,000-5,500, MNC RM3,500-4,500, Senior RM10,000-16,000. O&G, HVAC, manufacturing.

Banker Salary Malaysia

Teller RM2,200-3,200, Personal Banker RM3,500-5,500, RM RM6,000-15,000+. Maybank, CIMB, HLB.

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Marketing Manager Salary Malaysia

Exec RM2,800-4,500, Manager RM7,000-12,000, Head RM15,000-30,000+. Digital vs brand marketing.

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HR Manager Salary Malaysia

HR Exec RM2,800-4,500, Manager RM7,000-12,000, Director RM15,000-30,000+. HRBP, C&B, L&D.

Pharmacist Salary Malaysia

PRP RM2,700-3,200, Government UF41 RM4,700-7,500, Retail RM4,500-8,000, Industry RM5,500-12,000.

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Gaji Polis PDRM Malaysia

Konstabel RM1,441, Sarjan RM2,300, ASP RM3,800, Supt RM6,800. Jadual lengkap + elaun khas.

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Gaji Tentera ATM Malaysia

Prebet RM1,441, Sarjan RM2,300, Kapten RM4,200, Mejar RM6,500, Kolonel RM10,000+. TD/TUDM/TLDM.

Gaji Guru Malaysia

Jadual gaji guru SSPA: DG29 RM2,367, DG41 RM3,200–5,500, DG54 RM8,000+. Kenaikan Fasa 2 Januari 2026. Bandingkan semua gred.

Maybank Salary Financing Malaysia

Pinjaman gaji Maybank: hingga RM200,000, kadar dari 4.5%, gaji min RM3,000. Bandingkan dengan CIMB, Public Bank, Agrobank.

CIMB Personal Loan Malaysia

CIMB Cash Plus: pinjaman hingga RM150,000, kadar 4.88%, gaji min RM2,000, kelulusan 24 jam. Bandingkan dengan Maybank, RHB, Agrobank.

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Cara Semak e-Penyata Gaji

Cara semak slip gaji online — portal HRMIS, e-gaji MARA, ATM. Panduan langkah demi langkah semua jabatan kerajaan.

Gaji N17 Malaysia

Jadual gaji Pembantu Tadbir N17 SSPA. Mulai RM1,795, kenaikan tahunan RM80–120. Panduan tangga gaji dan kenaikan pangkat.

Gaji N41 Malaysia

Gaji Pegawai Tadbir & Diplomatik (PTD) N41 SSPA. Mulai RM3,200, naik ke N44–JUSA. Jadual tangga gaji lengkap.

Gaji MARA Malaysia

Jadual gaji kakitangan MARA & cara semak e-penyata gaji di egaji.mara.gov.my. Tarikh gaji MARA 2026.

Gaji DG9 Malaysia

Gaji guru pelatih DG9 SSPA ~RM2,100. Tangga gaji DG9 ke DG11, laluan naik ke DG29/DG41. Panduan kerjaya guru.

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Gaji Pesara Kerajaan Malaysia

Formula pencen 1/600 × gaji akhir. Min pencen RM1,200/bulan. BPRM RM500/tahun. Cara semak di MyPencen.

SOCSO Login Malaysia

Cara login SOCSO PERKESO di portal.perkeso.gov.my. Semak caruman, buat tuntutan, muat turun penyata. Kadar caruman 2026.

LINDUNG 24 Jam vs Insurans PA

Adakah LINDUNG 24 Jam boleh ganti insurans kemalangan peribadi? Perbandingan 9 faktor — kos, liputan luar negara, penyakit.

LINDUNG 24 Jam vs SOCSO

Beza LINDUNG 24 Jam dengan SOCSO biasa. Majikan bayar 1.75%, pekerja 1.25%. Satu lindung semasa kerja, satu di luar waktu kerja.

LINDUNG 24 Jam Calculator

Kira potongan SKBBK mengikut jadual rasmi 65 band PERKESO — bukan 0.75% terus. Maksimum RM44.65/bulan. Jadual caruman penuh.

Opt Out LINDUNG 24 Jam

Tarikh akhir 31 Ogos 2026. Potongan maksimum RM44.65/bulan mengikut jadual rasmi PERKESO. Cara hantar notis + 6 faedah yang hilang.

Panduan Gaji Malaysia (BM)

Versi Bahasa Malaysia panduan gaji — median RM2,793/bulan. Data DOSM 2024 mengikut pekerjaan, industri & negeri.

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Kerja di Singapura dari Malaysia

Gaji median SGD 5,700 (≈RM17,670). Employment Pass, S Pass, Work Permit. Commuter JB ke SG. CPF explained.

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Gaji Singapore dalam RM

Jadual tukar gaji SGD ke RM — SGD 3,000=RM9,300, SGD 5,000=RM15,500, SGD 10,000=RM31,000. Kadar tukaran terkini.

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Kadar Tukaran RM ke SGD

Kalkulator tukar Ringgit Malaysia ke Dolar Singapura. Kadar SGD 1 = RM 3.10 (anggaran). Sejarah kadar & tips pertukaran wang.

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Kadar Tukaran RM ke USD

Kalkulator tukar Ringgit ke Dolar Amerika. USD 1 = RM 4.45 (anggaran). Jadual tukaran + tips tukar wang USD murah di Malaysia.

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Kadar Tukaran RM ke JPY

Kalkulator tukar Ringgit ke Yen Jepun. JPY 100 = RM 2.95 (anggaran). Tips wang untuk travel ke Jepun dari Malaysia.

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Kadar Tukaran RM ke THB

Kalkulator tukar Ringgit ke Baht Thailand. THB 1 = RM 0.13 (anggaran). Budget travel Bangkok, Phuket, Hatyai dari Malaysia.

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Kadar Tukaran RM ke AUD

Kalkulator tukar Ringgit ke Dolar Australia. AUD 1 = RM 2.85 (anggaran). Kos pelajar Malaysia di Australia + tips hantar duit.

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Kos Hidup Singapura vs Malaysia

Perbandingan kos sewa, makanan, pengangkutan SG vs MY. Adakah gaji SG berbaloi? Break-even calculator.

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Kos Commute JB ke Singapura

Kira kos commute harian JB-SG — bas CW Link RM8/hari, kereta RM35/hari, RTS Link 2026. Bandingkan jimat tinggal JB vs SG.

Tinggal JB Kerja Singapura

Panduan lengkap commuter JB-SG. Kawasan terbaik, sewa RM800–1,800, jimat RM5,000+/bulan vs tinggal SG. RTS Link 2026.

Simpanan Mengikut Umur Malaysia

Target simpanan umur 30 = 1× gaji tahunan, umur 40 = 3×, umur 50 = 6×. Kalkulator interaktif semak status simpanan anda.

Kalkulator Kos Beli Rumah Malaysia

Kira jumlah kos beli rumah — bayaran pendahuluan + duti setem + guaman + MRTA + penilaian. Pembeli pertama exemption ≤RM500k.

IT Manager Salary Malaysia

IT Manager RM6,000–12,000, Senior RM10,000–18,000, Head of IT RM15,000–30,000+. Info & Comm sector DOSM 2024.

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Dentist Salary Malaysia

Govt dental officer RM3,000–6,500, private associate RM5,000–15,000, own clinic RM15,000–40,000+. Govt vs private breakdown.

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Architect Salary Malaysia

Graduate architect RM2,500–4,000, Licensed Architect RM5,000–10,000, Principal RM15,000–30,000+. LAM registration guide.

Finance Manager Salary Malaysia

Finance Manager RM7,000–12,000, Financial Controller RM15,000–25,000, CFO RM25,000–60,000+. ACCA/CPA career path.

Harga Bitcoin Malaysia

Harga Bitcoin Malaysia terkini dalam MYR. BTC/MYR ~RM350k–450k (anggaran). Cara beli dari RM10 di Luno & Binance. Panduan pemula crypto Malaysia.

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Harga Ethereum Malaysia

Harga Ethereum Malaysia terkini dalam MYR. ETH/MYR ~RM18,000–25,000 (anggaran). Ethereum vs Bitcoin perbandingan. Beli ETH dari RM10 di Luno & Binance.

Cara Beli Bitcoin Malaysia

Panduan lengkap cara beli Bitcoin Malaysia untuk pemula. Daftar Luno dalam 5 minit, beli BTC dari RM10. Step-by-step guide crypto Malaysia.

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Cara Beli Ethereum Malaysia

Cara beli Ethereum (ETH) di Malaysia. Daftar Luno, deposit MYR via FPX, beli ETH dari RM10. Panduan pemula crypto Malaysia.

Bitcoin Halal atau Haram Malaysia

Bitcoin halal atau haram di Malaysia? Fatwa Majlis Fatwa Kebangsaan, pandangan ulama, dan alternatif pelaburan Islamik. Panduan crypto halal Malaysia.

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Cara Withdraw Luno ke Maybank

Cara keluarkan duit dari Luno ke bank Malaysia. Withdraw ke Maybank, CIMB, Public Bank dalam 1–30 minit. Fee RM0. Panduan langkah demi langkah.

Luno Malaysia Review

Luno Malaysia review — SC licensed, fee 0.1–1.5%, beli crypto dari RM10. Pros & cons, perbandingan dengan Binance. Selamat ke pakai Luno?

Luno vs Binance Malaysia

Luno untuk pemula (7 coin, UI mudah) vs Binance untuk trader aktif (350+ coin, fee 0.1%). Perbandingan lengkap platform crypto Malaysia.

Cara Beli Bitcoin Guna Maybank

Cara beli Bitcoin guna Maybank Malaysia. Deposit ke Luno atau Binance via Maybank FPX. Beli BTC dari RM10. Panduan langkah demi langkah.

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Harga Emas Malaysia

Harga emas 999, 916 & 750 per gram dikemaskini harian (live spot). Jadual Ar-Rahnu, graf 30 hari & kalkulator nilai emas percuma.

Kalkulator Emas Malaysia

Kira nilai emas 916, 999 & perhiasan ikut berat × harga spot semasa (dikemaskini harian). Termasuk panduan Ar-Rahnu & upah buat barang kemas.

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Harga Perak Malaysia

Harga perak 999 ~RM5.15/g, perak 925 ~RM4.75/g (anggaran). Emas vs perak — mana lebih baik untuk pelaburan?

Price Catcher Malaysia

Panduan guna MyPriceCatcher KPDNHEP — semak harga beras RM2.60/kg, ayam RM9.40/kg, telur RM0.55/biji. Barang kawalan Malaysia.

Harga Aircond Malaysia

Harga aircond 1HP–2.5HP dari RM800. Kos pasang RM300–450. Bandingkan Daikin, Panasonic, Midea, Samsung. Inverter vs non-inverter.

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Harga WiFi Malaysia

Unifi 100Mbps RM89, TIME 500Mbps RM139, Yes 5G RM99 bebas kontrak. Bandingkan semua pelan broadband rumah Malaysia.

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Harga Gas Masak Malaysia

Gas 12kg bersubsidi RM26.50, gas 14kg RM35.75. Panduan harga gas domestik, subsidi kerajaan, dan gas portable.

Harga Streaming Malaysia

Netflix dari RM17/bulan, Spotify RM17.90, Disney+ RM18.90, YouTube Premium RM19.90. Panduan plan terbaik & Family Plan jimat.

Harga iPhone Malaysia

Harga iPhone 16 dari RM3,799, iPhone 16 Pro dari RM4,999. Bandingkan Apple Store vs Shopee. Panduan beli iPhone murah Malaysia.

Harga Samsung Malaysia

Galaxy A06 dari RM499, A56 RM1,499, S25 dari RM3,799. Panduan pilih Samsung mengikut bajet — A series vs S series.

Harga OPPO Malaysia

OPPO A3x dari RM499, Reno 15 dari RM1,799, Find X8 Pro RM3,799. Panduan A series vs Reno vs Samsung.

Harga Xiaomi Malaysia

Redmi dari RM449, Redmi Note 14 5G RM999, POCO X7 Pro RM1,599, Xiaomi 15T RM2,699. Nilai terbaik spec-per-ringgit.

Harga Laptop Malaysia

Budget dari RM1,299 (ASUS, Acer, HP). Mid-range RM2,500–3,500. MacBook Air M4 RM5,299. Pilih mengikut bajet dan kegunaan.

Harga KFC Malaysia

Ayam goreng RM5.40/ketul, Set dari RM15.90, Bucket 9 ketul RM59.90. Harga menu KFC terkini dan tips jimat.

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Harga Tiket Wayang Malaysia

GSC dari RM15, TGV dari RM14, MBO dari RM13. IMAX RM24–32. Cheaper Tuesday RM10–12. Cara jimat tiket wayang.

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Harga Tiket Genting & Tarikan Malaysia

Cable Car Genting RM27, SkyWorlds RM159, Zoo Negara RM35 (MyKad). ETS KL-Penang dari RM47. Panduan tarikan pelancongan.

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Harga Cat Rumah Malaysia

Cat Nippon/Dulux 5L dari RM45, Jotun dari RM60. Upah tukang cat RM3–5/sq ft dalaman, RM5–8/sq ft luaran.

Harga Wiring Rumah Malaysia

Wiring baru teres RM5,000–8,000. Tambah soket RM80–150/titik. Tukar consumer unit RM800–1,500. Panduan kos elektrik.

Harga Vivo Malaysia

Vivo Y18s dari RM499, V50 5G RM1,799, X200 RM3,499. Panduan Y vs V vs X series — nilai terbaik 2025.

Harga Honor Malaysia

Honor X9c dari RM999, Honor 200 RM1,699, Honor 400 RM2,199. Bukan Huawei — ada GMS & Google Play.

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Harga Gaming Console Malaysia

PS5 Slim RM1,999, Nintendo Switch 2 RM1,899, Xbox Series S RM1,299. Panduan pilih konsol gaming 2025.

Harga Jam Tangan Malaysia

Casio F-91W RM80, G-Shock dari RM350, Seiko dari RM400, Rolex dari RM30,000. Panduan 3 bajet.

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Harga Rolex Malaysia

Submariner dari RM45,000, Datejust RM35,000, GMT-Master II RM55,000+. AD vs grey market, Rolex sebagai pelaburan.

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Harga Omega Watch Malaysia

Seamaster Diver 300M ~RM22,000, Speedmaster Moonwatch ~RM28,000. Omega vs Rolex — mana lebih berbaloi?

Pagani Watch Malaysia

Jam tangan automatic dari RM150–600. Rekaan inspired Rolex/AP. Review jujur dan di mana beli terbaik di Malaysia.

Casio Watch Malaysia

Harga G-Shock dari RM150, Edifice dari RM300, F-91W dari RM50. Siri terlaris Casio dan di mana beli original.

Bonia Watch Malaysia

Jenama jam tangan tempatan Malaysia dengan sentuhan Italian. Koleksi lelaki & wanita dari RM200 hingga RM9,000+.

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Tissot Watch Malaysia

Swiss affordable luxury dari RM1,350. PRX, T-Race, Seastar. Adakah Tissot jam mewah? Jawapan lengkap.

Citizen Watch Malaysia

Eco-Drive solar dari RM250 — tiada bateri selama-lamanya. Promaster diver, Attesa & Chandler series.

Fossil Watch Malaysia

Jam tangan casual fashion Amerika dari RM300. Minimalist, Neutra, Machine & Gen 6 Hybrid smartwatch.

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Tudor Watch Malaysia

Adik syarikat Rolex dari RM8,200. Black Bay, Pelagos & GMT 58. Swiss luxury terbaik di bawah RM25,000.

Seiko Watch Malaysia

Seiko 5 automatic dari RM675. Prospex diver, Presage cocktail. Jam Jepun terbaik untuk koleksi.

Huawei Watch Malaysia

Watch Fit 4 dari RM599, Fit 4 Pro RM999. Bateri 10 hari, GPS. Smartwatch terbaik value-for-money.

OPPO Watch Malaysia

OPPO Watch X3 dari RM1,499 — Snapdragon W5, AMOLED dual-curve, 4 hari bateri. Review & bandingkan.

Michael Kors Watch Malaysia

Runway dari RM539, Lexington Chrono dari RM900. Jam fashion Amerika untuk wanita & lelaki.

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Harga Perfume Mewah Malaysia

Dior Miss Dior dari RM350, Chanel No.5 dari RM600, YSL Black Opium RM400+. Panduan beli parfum luxury.

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Harga Beg Tangan Mewah Malaysia

Hermes Birkin dari RM50,000+, LV Neverfull dari RM5,000, Chanel Classic Flap dari RM18,000. Panduan & pelaburan.

IWC Watch Malaysia

Portugieser dari RM23,000, Pilot's Watch dari RM18,000. Swiss haute horlogerie — Schaffhausen, Switzerland.

Rado Watch Malaysia

Captain Cook dari RM12,600, DiaStar dari RM3,855, Centrix dari RM1,298. Swiss ceramic terbaik.

TAG Heuer Malaysia

Aquaracer dari RM5,000, Carrera dari RM9,000, Monaco dari RM15,000+. Swiss motorsport ikonik.

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Swatch Malaysia

MoonSwatch dari RM1,140, Originals dari RM300. Swiss fun & affordable — koleksi MoonSwatch x Omega ikonik.

Orient Watch Malaysia

Bambino dari RM500, Kamasu diver dari RM800. Jam Jepun in-house movement terbaik bawah RM1,200.

Zeekr Malaysia

Zeekr X dari RM155,800, Zeekr 7X dari RM182,800. EV premium Geely Group — menantang Tesla Model Y.

Harga Umrah Malaysia

Pakej Umrah dari RM4,500 (ekonomi) hingga RM12,000+ (premium). Panduan musim, MOTAC, dan cara jimat kos.

TNB Electricity Bill Calculator

Estimate your monthly TNB bill using current Tariff A domestic rates. Enter kWh or calculate from appliances.

Date Calculator Malaysia

Calculate days between two dates, add or subtract days, or count working days.

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TikTok Earnings Calculator Malaysia

Estimate monthly TikTok income from Creator Fund, brand deals, LIVE gifts and TikTok Shop affiliate.

Percentage Calculator

Calculate X% of a number, find what % one number is of another, or calculate percentage change.

Kalkulator Iddah Malaysia

Kira tempoh iddah cerai atau kematian suami mengikut hukum Islam. Iddah kematian: 4 bulan 10 hari.

Penukar Tarikh Hijrah Malaysia

Tukar tarikh Masihi ke Hijrah atau sebaliknya. Semak tarikh penting Islam akan datang.

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Age Calculator

Calculate your exact age in years, months and days. Find out how many days until your next birthday.

Critical Illness Insurance Calculator

Calculate CI coverage for Cancer, Heart Attack & Stroke. Find out how much critical illness insurance you need.

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Personal Accident Insurance Calculator

Calculate PA insurance premium for accidental death, disability & medical expenses.

Home Insurance Calculator Malaysia

Calculate home insurance premium. Compare houseowner, householder & comprehensive coverage for your property.

Travel Insurance Calculator Malaysia

Calculate travel insurance for domestic & international trips. Single trip vs annual plans.

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Annual Travel Insurance Malaysia

Compare cheapest annual travel insurance from RM80/year. Unlimited trips in 12 months — save 40–60% vs single-trip policies.

E-Hailing Insurance Malaysia

Grab, InDriver, Lalamove, Foodpanda drivers — personal insurance does NOT cover e-hailing. Estimate premium from RM140/year.

Medical Insurance Malaysia

Complete guide to medical insurance types, costs and best plans. Medical card from RM42/month. Compare AIA, Prudential, Etiqa, Great Eastern.

Takaful Insurance Malaysia

What is takaful? Compare takaful vs conventional insurance. Motor takaful from RM180/year. Etiqa, Takaful Malaysia, AIA Public Takaful.

Etiqa Insurance Malaysia

Malaysia's largest insurance group. Motor from RM380/year, travel from RM15/trip, medical from RM42/month. Conventional + Takaful options.

Kurnia Insurance Malaysia

Kurnia comprehensive car insurance from RM340/year. Famous for 24-hour towing (1800-88-6491). Compare Kurnia vs other insurers.

Allianz Insurance Malaysia

World's largest insurer in Malaysia. Car from RM350/year, travel from RM18/trip, SmartMedic from RM50/month. Strong claims service.

Prudential Malaysia

PRUMedic medical card from RM65/month, critical illness (36 CI) from RM80/month. One of Malaysia's largest life insurers since 1924.

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Tokio Marine Insurance Malaysia

Japan's oldest insurer in Malaysia. Car from RM370/year. Best for SME commercial coverage, fleet insurance and marine cargo.

AIA Insurance Malaysia

Asia's largest life insurer. A-Plus Med medical card from RM60/month, CI from RM70/month, AIA Vitality wellness rewards up to 15% discount.

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Great Eastern Insurance Malaysia

Malaysia's oldest insurer since 1908. MedFlexi medical card from RM55/month, 40 CI conditions — broadest CI coverage in Malaysia.

Chubb Insurance Malaysia

AM Best A++ insurer — car from RM360/year, travel from RM20/trip, maid insurance, Chubb SureCover. World's largest P&C insurer.

Lonpac Insurance Malaysia

Public Bank subsidiary, LPI Capital listed. Car from RM340/year — one of Malaysia's most affordable comprehensive insurers.

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Zurich Insurance Malaysia

Swiss insurer S&P AA- rated. Car from RM360/year + Zurich Takaful from RM180/year. Strong SME and life insurance products.

Takaful Malaysia (Sun Life Takaful)

Malaysia's pioneer takaful operator since 1984, now Sun Life Malaysia Takaful. Motor takaful from RM180/year. Shariah-compliant.

Hong Leong Insurance Malaysia

Hong Leong Financial Group — car from RM345/year, HLA MedCard from RM55/month. Separate entities for general and life insurance.

RHB Insurance Malaysia

RHB Bank subsidiary — car from RM340/year, TravelCare from RM18/trip. Competitive pricing, RHB branch network.

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MSIG Insurance Malaysia

Mitsui Sumitomo / MS&AD Japan. Car from RM355/year, TravelEasy from RM20/trip. Best for Japanese car owners and marine cargo.

Tune Protect Malaysia

AirAsia-linked digital insurer — cheapest travel insurance from RM8/trip, motor from RM330/year. 100% online platform.

Life Insurance Malaysia Guide

Term life from RM50/month, CI from RM70/month. Complete guide — 10x income rule, DIME formula, term vs whole life vs ILP.

Life Insurance Coverage Calculator

Calculate how much life insurance you need. Factor in income replacement, debts & dependents to find your coverage gap.

Tesla Insurance Calculator

Calculate Tesla Model 3 & Model Y insurance premium and road tax in Malaysia.

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EV Road Tax Calculator 2026

Calculate electric vehicle road tax under Malaysia's new kW-based structure. Compare with ICE road tax.

Etiqa Motor Takaful Calculator

Kira anggaran sumbangan Etiqa Motor Takaful untuk kereta dan motosikal. Komprehensif vs pihak ketiga. Patuh Syariah.

PTPTN Loan Calculator

Estimate how much PTPTN loan you can get based on household income, institution type and study level.

PTPTN Repayment Calculator

Calculate your PTPTN monthly instalment. Compare Ujrah (1%) vs Conventional (3%) and discover savings strategies.

STPM Calculator Malaysia — Kira Pointer & PNGK

Kira pointer (PNGS) setiap penggal & PNGK keseluruhan STPM ikut skala NGMP rasmi MPM. Semak kelayakan UPU (PNGK min 2.00) untuk masuk universiti.

Car Loan Early Settlement Calculator

Calculate if settling your car loan early saves money. See penalties, interest savings & get recommendations.

Loan Kedai Motor Malaysia

Maksud loan kedai motor dan berapa lebih mahal berbanding kadar tersiar AEON Credit.

Loan Motor Tanpa Slip Gaji

3 cara sah beli motor tanpa slip gaji, termasuk pilihan 0 deposit.

Loan Motor Blacklist

Semak CCRIS percuma dahulu, kemudian bandingkan pilihan yang benar-benar terbuka.

Loan Motor AEON Credit

Kadar dari 0.833% sebulan, syarat kelayakan, cara semak baki dan bayar.

Motorcycle Loan Calculator Malaysia

AEON Credit rates from 0.833% per month. Compare monthly instalments across 9 popular models.

Kalkulator Loan Motor Malaysia

Kira ansuran bulanan motor. Kadar dari 0.833% sebulan, tempoh sehingga 84 bulan.

Modenas Kriss 110 Loan Calculator

Monthly instalment for the Modenas Kriss 110 at 10% deposit, tenures to 84 months.

Yamaha Y15ZR Loan Calculator

Y15ZR monthly instalment, deposit and total interest by tenure.

Yamaha Y16ZR Loan Calculator

Y16ZR monthly instalment and loan kedai vs AEON Credit comparison.

Yamaha LC135 Loan Calculator

LC135 Fi monthly instalment by deposit and tenure.

Yamaha NVX Loan Calculator

NVX155 monthly instalment, total interest and tenure comparison.

Honda Vario 160 Loan Calculator

Vario 160 monthly instalment across 12 to 84 month tenures.

Aveta Nova Loan Calculator

Nova 125, 160 and 200 monthly instalments compared.

Yamaha Ego Avantiz Loan Calculator

Ego Avantiz 125 monthly instalment and deposit breakdown.

SM Sport 110E Loan Calculator

SM Sport 110E monthly instalment by deposit and tenure.

Honda Wave Alpha Loan Calculator

Wave Alpha 110 monthly instalment and total interest by tenure.

Modenas Kriss 125 Loan Calculator

Kriss 125 monthly instalment, deposit and loan kedai comparison.

Honda RS-X150 Loan Calculator

RS-X150 monthly instalment across 12 to 84 month tenures.

Honda Vario 125 Loan Calculator

Vario 125 monthly instalment and SPayLater comparison.

Modenas Z15GT Loan Calculator

Z15GT monthly instalment, total interest and eligibility.

Proton Car Loan Calculator Malaysia

Monthly instalment for Proton Saga, S70, X50, X70. Hire purchase from 2.30% p.a. Select model & calculate instantly.

Perodua Car Loan Calculator Malaysia

Monthly instalment for Perodua Myvi, Axia, Bezza, Ativa, Alza. Hire purchase from 2.30% p.a. Starts from RM292/mo.

Kalkulator Pinjaman Kereta Malaysia

Kira ansuran bulanan pinjaman kereta. Kadar hire purchase Maybank dari 2.40% p.a. Kereta baharu & terpakai.

Maybank Car Loan Calculator Malaysia

Maybank hire purchase from 2.30% p.a. (new), 2.70% (used), 1.75% (EV). Calculate monthly instalment & compare banks.

Toyota Car Loan Calculator Malaysia

Monthly instalment for Toyota Vios, Veloz, Corolla Cross, Hilux, Fortuner. Hire purchase from 2.30% p.a. HEV green rate from 1.75%.

Honda Car Loan Calculator Malaysia

Monthly instalment for Honda City, Civic, HR-V, CR-V e:HEV. Hire purchase from 2.30% p.a. — hybrid green rate from 1.75%.

Hyundai Car Loan Calculator Malaysia

Creta, Tucson, Santa Fe, Ioniq 5 monthly instalment. Hire purchase from 2.40% — EV green rate from 1.75%.

Nissan Car Loan Calculator Malaysia

Monthly instalment for Nissan Almera, X-Trail, Navara, Serena. Hire purchase from 2.40% p.a. — e-POWER green rate from 1.75%.

Mitsubishi Car Loan Calculator Malaysia

Triton, Xpander, XForce monthly instalment. Malaysia's best-selling pickup. Hire purchase from 2.40% p.a.

Mazda Car Loan Calculator Malaysia

CX-5, CX-30, CX-60 PHEV, Mazda 3 monthly instalment. Rates from 2.30% p.a. — PHEV green financing from 1.75%.

BMW Car Loan Calculator Malaysia

3 Series, 5 Series, X3, X5. Hire purchase from 2.50% — PHEV green rate from 1.75%.

BYD Car Loan Calculator Malaysia

Atto 3, Dolphin, Seal, Sealion 7. All BYD EVs qualify for green hire purchase rate from 1.75% p.a.

Kia Car Loan Calculator Malaysia

Sportage, Carnival, EV6 monthly instalment. Hire purchase from 2.40% — EV green rate from 1.75%.

Harga Petrol Hari Ini Malaysia — RON95, RON97 & Diesel

Harga petrol Malaysia terkini: RON95 BUDI95 RM1.99/L (warganegara), RON97 RM4.35/L, Diesel RM4.37/L. Sejarah 8 minggu. Dikemaskini setiap Khamis dari data.gov.my.

Robot Vacuum Terbaik Malaysia — 17 Model Dibanding

Robot vacuum terbaik Malaysia: Dreame D20 Ultra (RM1,700) terbaik keseluruhan, Ecovacs Deebot T80 Omni (RM4,000) premium, ILIFE A30 Pro (RM749) bajet. Bandingkan kuasa sedutan, dok auto-buang & harga.

ILIFE Robot Vacuum Malaysia — Review & Model Terbaik

ILIFE robot vacuum Malaysia: A30 Pro RM749 (LDS laser + auto-empty), A30 RM549 (10k+ terjual), V9 RM349 (termurah). Review jujur, perbandingan model & waranti.

Roborock Malaysia — Harga, Model Terbaik & Review

Roborock Malaysia: QR 798 RM1,600 (4k+ terjual, nilai terbaik), Qrevo Curv 2 Pro RM4,500 (100°C hot wash), Saros 20 RM6,600 (flagship 36,000Pa). Harga, perbandingan & waranti.

Dreame Malaysia — Robot Vacuum Harga & Model Terbaik

Dreame Malaysia robot vacuum: D20 Ultra RM1,700 (5k+ terjual, nilai terbaik), Aqua10 Roller RM4,400 (100°C hot wash), X60 Ultra RM6,100 (flagship 36,000Pa). Dreame vs Roborock & waranti.

Ecovacs Malaysia — Deebot Robot Vacuum Harga & Model Terbaik

Ecovacs Deebot Malaysia: T80 Omni RM4,000 (3k+ terjual, pilihan terbaik), T90 Pro Omni RM4,500 (30,000Pa), N30 RM1,100 (bajet). T80 vs T90, Ecovacs vs Roborock & waranti.

Dreame vs Roborock Malaysia — Mana Lebih Baik?

Dreame vs Roborock: Roborock menang navigasi & kebolehpercayaan (#1 global); Dreame menang sedutan (36,000Pa) & nilai per ringgit. Perbandingan setiap tier — QR 798 vs D20 Ultra, Saros 20 vs X60 Ultra.

Ecovacs vs Roborock Malaysia — Mana Lebih Baik?

Ecovacs vs Roborock: Ecovacs menang teknologi mop (OZMO Roller, 75°C) & nilai premium; Roborock menang navigasi, anti-tangle & kebolehpercayaan (#1 global). Perbandingan setiap tier.

Ecovacs vs Dreame Malaysia — Mana Lebih Baik?

Ecovacs vs Dreame: Ecovacs menang teknologi mop (OZMO Roller, 75°C) & pelopor sejak 1998; Dreame menang sedutan (36,000Pa) & nilai per ringgit. Perbandingan setiap tier.

Xiaomi Robot Vacuum Malaysia — Harga, Model Terbaik & Review

Xiaomi robot vacuum Malaysia: Robot Vacuum 5 RM2,500 (20,000Pa), S40C RM789 (paling laris), E5 RM419 (termurah). 11 model dibanding, review, Xiaomi vs Roborock/Dreame & cara pilih.

eufy Robot Vacuum Malaysia — Harga, Model Terbaik & Review

eufy robot vacuum Malaysia: C20 Omni RM1,400 (ultra-slim, 606 terjual), C28 RM1,400 (15,000Pa), E25/E28 RM2,900 (20,000Pa). C20 vs C28, E28 vs E25 & waranti. Jenama oleh Anker.

eufy vs Roborock Malaysia — Mana Lebih Baik?

eufy vs Roborock: eufy menang mop HydroJet & nilai spec per ringgit; Roborock menang navigasi, julat luas (RM865–6,600) & kebolehpercayaan #1 global. Perbandingan setiap tier.

Xiaomi vs Roborock Robot Vacuum Malaysia — Mana Lebih Baik?

Xiaomi vs Roborock: Xiaomi menang nilai (Pa per ringgit, pilihan bajet bawah RM800); Roborock menang navigasi, anti-tangle & kebolehpercayaan #1 global. Perbandingan setiap tier.

Xiaomi vs Dreame Robot Vacuum Malaysia — Mana Lebih Baik?

Xiaomi vs Dreame: Xiaomi menang harga bajet & nilai asas; Dreame menang ciri premium (mop hot-wash, memanjat halangan), sedutan 36,000Pa & dok canggih. Perbandingan setiap tier.

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Xiaomi Air Purifier Malaysia — Harga, Model Terbaik & Panduan CADR

Xiaomi air purifier Malaysia: 4 Compact RM369 (bilik kecil), 4 Lite RM549 (terbaik nilai, 8k+ terjual), 4 Pro RM1,100 (ruang besar). Panduan CADR ikut saiz bilik, perlindungan jerebu & harga.

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Xiaomi Aircond Malaysia — Mijia Inverter 1.0HP & 1.5HP Harga & Review

Xiaomi aircond Malaysia: Mijia Pro Eco 5-Star 1.0HP RM1,699 / 1.5HP RM1,899. Inverter 5-bintang, waranti 10 tahun pemampat + pasang percuma. Panduan 1.0HP vs 1.5HP.

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Xiaomi Fridge Malaysia — Mijia Refrigerator Harga & Review

Xiaomi fridge Malaysia: Mijia Cross Door 510L RM2,899 (Ag+ Fresh, iFresh zone), T-Fresh 410L, Z-Fresh flagship. Peti sejuk pintar inverter, waranti 10 tahun pemampat. Panduan saiz.

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Xiaomi Washing Machine Malaysia — Mijia Front Load Harga & Review

Xiaomi washing machine Malaysia: Mijia Front Load Washer Dryer 10.5kg RM2,299 (2-in-1 steam, 32 program), Washer 9kg RM799. Mesin basuh pintar Xiaomi Home. Panduan kapasiti.

Xiaomi TV Malaysia — TV A Pro 2026 4K QLED Harga & Review

Xiaomi TV Malaysia: TV A Pro 2026 4K QLED 43" dari RM1,299, 55" RM1,899, 65" RM2,999. 120Hz Game Boost, Google TV, Dolby Audio. Panduan saiz skrin ikut jarak & harga.

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Xiaomi Air Fryer Malaysia — Harga, Model Terbaik & Review

Xiaomi air fryer Malaysia: Smart Air Fryer 6.5L RM419 (terbaik nilai, app 101 resipi), Essential 6L RM302, Dual Zone 10L RM599. Harga, review & panduan kapasiti.

Xiaomi Vacuum Cleaner Malaysia — Cordless, Handheld & Wet Dry

Xiaomi vacuum cleaner Malaysia: G20 Lite cordless 18,000Pa RM419, Mini P30 handheld RM182, Truclean W10/W20 wet & dry. Cordless stick, handheld kereta & floor washer.

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Air Purifier Terbaik Malaysia — Xiaomi vs Cuckoo vs Philips

Air purifier terbaik Malaysia: Xiaomi 4 Lite RM549 (nilai terbaik), Cuckoo Air Purifier i RM1,600 (premium Korea), Philips AC3220 (liputan 135㎡). Bandingkan CADR, harga & perlindungan jerebu.

Cuckoo Rice Cooker Malaysia — Harga, Model Terbaik & Review

Cuckoo rice cooker Malaysia: Multi-Cooker CR-0675F RM409 (terbaik nilai, 1k+ terjual), Jar-Type CR-1005 RM240, Twin Pressure IH CRP-JHT10 RM2,400. Jenama Korea. Harga & panduan saiz.

Cuckoo Shower Filter Malaysia — AquaPro Harga & Review

Cuckoo shower filter Malaysia: AquaPro Body Filter Set RM135 (10k+ terjual), Vitamin Set RM154, AquaLite RM119. Penapis air pancuran hilangkan klorin untuk kulit & rambut.

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Air Fryer Terbaik Malaysia — Murah & Premium (Swiss Thomas, Xiaomi, Philips)

Air fryer terbaik Malaysia: Swiss Thomas 6.5L RM112 (paling murah, 20k+ terjual), Xiaomi Smart 6.5L RM419 (pintar), Philips NA231 RM479 (premium). Panduan saiz liter ikut keluarga.

Rice Cooker Terbaik Malaysia — Periuk Nasi & Rendah Gula

Rice cooker terbaik Malaysia: Cuckoo CR-0675F RM409 (Korea), Swiss Thomas Low Sugar 5L RM178 (periuk nasi rendah gula), Cuckoo IH Twin Pressure RM2,400 (premium). Harga & panduan saiz.

Vacuum Cleaner Terbaik Malaysia — Cordless & Murah

Vacuum cleaner terbaik Malaysia: Swiss Thomas cordless + mop RM30 (100k+ terjual), Xiaomi G20 Lite 18,000Pa RM419, Philips XC7055 RM1,800. Cordless, handheld & wet-dry — harga & panduan.

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Aircond Terbaik Malaysia — Jenama Inverter 1.0HP & 1.5HP

Aircond terbaik Malaysia: Haier 4 Star 1.0HP Inverter RM1,100 (nilai terbaik), Haier 5 Star 1.5HP RM1,400, Xiaomi Mijia 5 Star WiFi RM1,699. Panduan jenama, HP & bintang kecekapan.

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Peti Sejuk Terbaik Malaysia — Jenama 2-Pintu & 4-Pintu

Peti sejuk terbaik Malaysia: Haier 240L 2-Pintu RM969 (bajet), Haier 606L 4-Pintu Twin Inverter RM2,800, Xiaomi Mijia 510L RM2,899. Panduan saiz liter & 2-pintu vs 4-pintu.

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Mesin Basuh Terbaik Malaysia — Top Load & Front Load

Mesin basuh terbaik Malaysia: Haier 8kg Top Load RM772 (bajet), Haier 11kg Front Load Inverter RM1,400, Xiaomi 10.5kg Washer Dryer RM2,299. Panduan kg & top vs front load.

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Hair Dryer Terbaik Malaysia — Dreame, Dyson & Xiaomi (High-Speed)

Hair dryer terbaik Malaysia: Dreame Gleam RM339 (nilai terbaik, 10k+ terjual, high-speed), Dreame Miracle Pro RM1,300 (scalp care), Dyson Supersonic RM1,800 (flagship). Dyson vs Dreame & panduan.

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Air Cooler Terbaik Malaysia — Penyejuk Udara & Tower Fan

Air cooler terbaik Malaysia: PerySmith T9 RM250 (popular), Swiss Thomas 6L RM118 (bajet), Haier Bladeless Tower Fan RM759, Dyson Cool RM1,200. Penyejuk udara vs aircond & panduan.

TV Terbaik Malaysia — Smart TV 4K Murah & QLED

TV terbaik Malaysia: Haier 55 inci UHD Google TV RM1,400 (nilai), Haier 65 inci RM2,100, Xiaomi TV A Pro 55 inci 4K QLED RM1,899. Panduan saiz skrin, LED vs QLED & harga.

Penapis Air Terbaik Malaysia — Water Purifier Murah & RO

Penapis air terbaik Malaysia: ONE HOME 600G RO System RM79, Cuckoo Water Pitcher RM99, tap filter RM16. Penapis air DIY vs sewa (Cuckoo/Coway) & panduan RO vs filter biasa.

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Stand Mixer Terbaik Malaysia — Mesin Adun Murah & Berjenama

Stand mixer terbaik Malaysia: PerySmith PS5500 5.5L RM217 (paling popular, 10k+ terjual), Electrova Baker 8-Speed RM247, Swiss Thomas CookXpert 5.5L RM204. Mesin adun kek, doh & roti.

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Cerek Elektrik Terbaik Malaysia — Electric Kettle Murah

Cerek elektrik terbaik Malaysia: Swiss Thomas 2.2L RM20 (termurah, 70k+ terjual), ONE HOME 2.3L RM36, Electrova Classic 50's Retro RM128. Cerek air panas keluli & kaca.

Dehumidifier Terbaik Malaysia — Penyahlembap Mini & Bilik Besar

Dehumidifier terbaik Malaysia: ONE HOME 1L Mini RM122, Swiss Thomas Remote RM148, Xiaomi Smart 11L RM1,100 (kompresor bilik besar). Hapus lembap, kulat & bau apek.

Seterika Wap Terbaik Malaysia — Steam Iron & Garment Steamer

Seterika wap terbaik Malaysia: Haier 2-in-1 Vertical Garment Steamer RM295, Electrova SI2000 Anti-Burn RM118, Haier Mini Handheld RM95. Licin baju, langsir & kemeja.

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Blender Terbaik Malaysia — Pengisar Murah & Berkuasa

Blender terbaik Malaysia: Electrova Blender & Grinder 2-in-1 RM158, Swiss Thomas Blender RM125, Swiss Thomas Blend GO mudah alih RM108. Smoothie, jus, rempah & sambal.

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Hair Straightener Terbaik Malaysia — Pelurus Rambut Dyson & Dreame

Hair straightener terbaik Malaysia: Dreame AeroStraight RM899 (nilai terbaik), Dyson Airwrap Complete RM2,999, Dyson Corrale cordless RM2,399. Pelurus rambut tanpa rosak rambut.

Water Heater Terbaik Malaysia — Pemanas Air Instant dengan Pump

Water heater terbaik Malaysia: Haier 3.8KW DC Pump RM359, Haier 4.2KW Silent Pump RM829, Haier 4.2KW RM558. Pemanas air instant shockproof untuk bilik air.

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Dyson vs Dreame Hair Dryer Malaysia — Mana Lebih Berbaloi?

Dyson vs Dreame hair dryer Malaysia: Dyson Supersonic Nural RM2,399 vs Dreame Gleam RM339 & Miracle Pro ~RM2,099. Dreame Gleam beri 85% prestasi Dyson pada 14% harga.

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Dyson Malaysia — Harga V12, Airwrap, Purifier & Supersonic

Senarai harga Dyson Malaysia: V12 Detect Slim vacuum RM2,499, Airwrap Complete RM2,999, Purifier Cool TP11 RM2,699, Supersonic Nural RM2,399, Corrale RM2,399. + alternatif nilai Dreame.

Mesin Kopi Terbaik Malaysia — Espresso & Capsule Murah

Mesin kopi terbaik Malaysia: Petrus Espresso 51mm RM499, Cafelffe 58mm Portafilter RM759 (barista), Cafelffe 6-in-1 Capsule RM419. Mesin kopi espresso, capsule & automatik dari RM266.

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Set Periuk Terbaik Malaysia — Periuk Non-Stick Dessini Murah

Set periuk terbaik Malaysia: Dessini Granite Non-Stick Casserole RM63, Set 6 Keping RM133, Periuk 20CM RM38. Periuk non-stick die-cast selamat (PFOA-free) & berbaloi.

Periuk Tekanan Terbaik Malaysia — Pressure Cooker Elektrik Murah

Periuk tekanan terbaik Malaysia: Dessini 14-in-1 Digital RM160, Dessini 25-in-1 RM140, Giselle 2-in-1 SIRIM RM104. Pressure cooker elektrik multifungsi untuk masak cepat.

Nespresso Malaysia — Harga Mesin Inissia, Essenza & Lattissima

Nespresso Malaysia harga: Inissia RM594, Essenza Mini bundle RM801, Lattissima One RM1,400 (susu terbina), CitiZ Platinum RM1,100. Mesin kopi kapsul + harga.

Laptop Refurbished Malaysia — Murah Bawah RM300 untuk Pelajar

Laptop refurbished terbaik Malaysia: Dell i3/i5 Windows RM249, Chromebook RM109, Lenovo (waranti 18 bulan) RM186. Laptop murah untuk pelajar & online class — apa itu refurbished & ok ke?

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Laptop Gaming Refurbished Malaysia — Murah dari RM2,700

Laptop gaming refurbished terbaik Malaysia: ROG Strix G15 RM3,000 (paling laris), ROG Zephyrus G16 RM2,700, Lenovo Legion 7 RM3,800. Laptop gaming murah like-new — separuh harga baharu.

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Car Depreciation Calculator Malaysia

How much has your car lost? National -20%/yr, non-national -15%/yr. Year-by-year value table for any car price.

Car Loan Interest Rate Malaysia

Compare hire purchase rates from all banks: Maybank 2.30%, EV from 1.75%. Flat rate vs EIR explained. June 2026 changes.

Kalkulator Pinjaman Rumah Malaysia

Kira ansuran bulanan pinjaman rumah, jumlah faedah dan DSR. Kadar dari 3.85% p.a. Percuma & pantas.

Early Housing Loan Settlement Calculator

Find out if settling your housing loan early makes financial sense. Calculate savings, penalties & get recommendations.

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Joint Home Loan Eligibility Calculator

Calculate combined loan eligibility for couples & co-borrowers

Home Loan Eligibility Calculator

Check how much housing loan you qualify for based on DSR

Personal Loan Refinance Calculator

Calculate savings by consolidating high-interest debts. Compare rates from 15+ banks.

Kalkulator Refinance Pinjaman Peribadi

Kira penjimatan dengan gabungkan hutang faedah tinggi. Bandingkan kadar dari 15+ bank.

Kalkulator Pinjaman Peribadi Malaysia

Kira bayaran bulanan dan semak kelayakan DSR untuk pinjaman peribadi.

Kalkulator LPPSA

Semak kelayakan pinjaman perumahan LPPSA kakitangan awam. Kadar 4% tetap, margin 100%, had RM1 juta.

Maybank vs CIMB Personal Loan

Compare Maybank and CIMB personal loan rates, fees, and eligibility.

Harga Rumah Mesra Rakyat Malaysia 2026

Harga SPNB dari RM75,000 (subsidi RM20k). Ansuran RM300/bulan, 3 bilik tidur, 750 kaki persegi. Semak syarat & cara mohon.

Refinance Housing Loan Calculator

Calculate how much you can save by refinancing your home loan. Compare rates from 15+ banks.

Kalkulator Refinance Pinjaman Rumah

Kira penjimatan refinance pinjaman perumahan anda. Bandingkan kadar dari 15+ bank.

Semak Kelayakan Rumah Mampu Milik

Semak kelayakan PR1MA, MyHome, RUMAWIP, Rumah Selangorku & SJKP dalam satu kalkulator.

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Kalkulator Duti Setem

Kira duti setem MOT, duti pinjaman, fi guaman. Termasuk pengecualian rumah pertama.

Kalkulator Hasil Sewa

Kira gross dan net rental yield hartanah. Kos penyelenggaraan dan tempoh pulang modal.

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Quit Rent Calculator Selangor (Cukai Tanah)

Calculate quit rent for Selangor and all states. Check rates, deadlines, and pay online.

Quit Rent Calculator KL

KL (Wilayah Persekutuan) cukai tanah rates ~RM0.035/sq ft. Deadline: 28 Feb. Pay via ptgwp.gov.my or MyEG.

Quit Rent Calculator Johor

Johor cukai tanah rates ~RM0.025/sq ft untuk kediaman. Deadline: 31 Mei. Bayar di ptgj.johor.gov.my. Semua daerah — JB, Kulai, Batu Pahat, Pontian.

Credit Card Minimum Payment Calculator

See how long it takes to pay off with minimum payments. Escape the debt trap.

Credit Card Interest Calculator

Calculate daily interest rate, time to pay off, and total interest

Credit Card Calculator Malaysia

Compare credit cards and calculate rewards

Part-Time Income Tax Calculator

Calculate income tax for part-time workers, freelancers and students in Malaysia.

EPF Retirement Calculator Malaysia (KWSP)

Calculate EPF contributions, project retirement savings, and see Account 1 & 2 breakdown.

Kalkulator SSPA Malaysia

Kira gaji baharu SSPA untuk penjawat awam. Lihat kenaikan Fasa 1 & 2, KGT mengikut gred.

Kalkulator Pencen Kakitangan Awam

Kira pencen bulanan, ganjaran & GCR. Formula JPA terkini dengan pelarasan SSPA 2026.

Kalkulator Bersara Pilihan

Adakah berbaloi bersara awal? Bandingkan pencen bersara pilihan vs mandatori.

Kalkulator Kenaikan Gaji

Kira impak kenaikan gaji SSPA 2026 & sektor swasta. Semak gaji bersih selepas EPF dan cukai.

Kalkulator Kerja Lebih Masa (OT)

Kira bayaran OT mengikut Akta Pekerjaan 1955. Kadar 1.5×, 2.0×, 3.0×.

Kalkulator STR & SARA 2026

Semak kelayakan dan kira jumlah bantuan STR & SARA 2026. Masukkan pendapatan dan bilangan anak.

Kalkulator VSS / MSS Malaysia

Kira pakej pemisahan sukarela, bandingkan minimum undang-undang & pengecualian cukai RM10k/tahun.

EPF Akaun 3 Withdrawal Calculator

Calculate how much dividend you lose by withdrawing from EPF Akaun Fleksibel. See the true cost of early withdrawal.

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SSPA PDRM & ATM Salary Calculator

Kira gaji PDRM dan ATM selepas SSPA 2026. Semak gaji mengikut gred, elaun, dan gaji bersih.

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Amanah Hartanah Bumiputera (AHB) Malaysia

AHB dividen 5.00% p.a. Had RM1 juta — lebih tinggi daripada ASB RM300k. Cara beli di Maybank, AmBank, Bank Islam.

GXBank Interest Rate Malaysia 2026

Main Account 2% p.a. daily, Bonus Pocket up to 4% p.a. (promo), FlexiCredit from 3.78% p.a. Calculator + comparison vs Boost Bank & FDs.

GX Bank vs Moomoo Malaysia

GX Bank Bonus Pocket 3.55% (PIDM) vs Moomoo Cash Plus up to 5% + stocks. Digital bank vs investment platform.

Panduan EPF Akaun 3 (Akaun Fleksibel) Malaysia

Cara keluarkan wang EPF Akaun 3, baki minimum RM50, cara transfer dari Akaun Persaraan. Pengeluaran 3 hari bekerja.

Cara Melabur ASB Malaysia

Panduan lengkap cara melabur ASB online — 5 langkah via Maybank2u, CIMB Clicks & myASNB. Dividen 5.75% (2024), minimum RM10. ASB Ria robo-adviser.

FSMOne Review Malaysia

Is FSMOne legit? SC-regulated, 0% unit trust, Bursa + LSE + NYSE. Full review & fees.

FSMOne vs Moomoo Malaysia

Bursa fee 0.05% vs 0.03% — comparison table, who wins for stocks & unit trusts.

FSMOne vs StashAway Malaysia

FSMOne 0% fee vs StashAway 0.8% p.a. — cost comparison & verdict.

FSMOne vs IBKR Malaysia

IBKR blocks Bursa for Malaysians — why FSMOne wins for local investors.

FSMOne vs Webull Malaysia

Webull 0.025% US stocks vs FSMOne 0.08% — which is right for you?

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FSMOne vs POEMS Malaysia

Phillip Capital vs iFAST — Bursa 0.1% vs 0.05%, 26 exchanges vs 4.

REIT Malaysia — Panduan & Top 10

Real estate investment trust Malaysia — yields 4.4%–8.7%, cara beli, cukai 2026.

Top 10 REIT Malaysia

Ranking REIT Bursa — KLCC, IGB, Sunway, Axis, Sentral. Yield hingga 8.7%.

REIT Dividend Calculator Malaysia

Kira pendapatan dividen REIT anda — yield, pendapatan tahunan & suku tahun.

Maybank Dividend

Dividen Maybank terkini 31 sen — sejarah, ex-date, record date & yield 5.97%.

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Akaun CDS Malaysia

Cara buka akaun CDS — yuran ~RM10, app Bursa Anywhere, beza CDS langsung vs nominee.

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CDS Account Malaysia

Wajib untuk beli saham Bursa. Yuran ~RM10, buka via Bursa Anywhere. Direct CDS vs nominee dijelaskan.

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moomoo 安全吗？（中文评测）

证监会持牌 eCMSL/A0397/2024，但不受 PIDM 保障。附冒充 moomoo 诈骗的辨别方法。

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Cara Melabur REIT Malaysia

Panduan pemula — dari buka akaun broker hingga terima dividen REIT. Modal dari RM100.

Broker Saham Malaysia

Perbandingan 9 broker — FSMOne 0.05%, Moomoo 0.03%, Webull RM2.50 min. Unit trust & CDS.

Unit Trust Malaysia

Beli 900+ dana pada 0% sales charge di FSMOne vs bank 3–5.5%. Public Mutual, Principal & lebih.

Best Unit Trust Malaysia

Top performing funds — Public U.S. Equity +39.01%, Public Worldwide +20.08%. Buy at 0% sales charge.

Unit Trust vs ASB Malaysia

ASB dividen 5.75% (modal dijamin, Bumiputera sahaja) vs unit trust — pulangan, risiko & kelayakan.

Hub ASNB Malaysia — ASB, ASB2 & Panduan

Semua kalkulator ASB, perbandingan ASNB vs FD vs KWSP, dan panduan pelaburan Bumiputera di satu tempat.

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ASNB vs ASB — Apa Bezanya?

ASNB = pengurus dana (PNB); ASB = nama dana spesifik Bumiputera. Panduan lengkap semua dana ASNB & cara melabur.

ASNB (ASB) vs Fixed Deposit Malaysia

ASB 5.75% vs kadar FD promosi terbaik. Perbandingan risiko, fleksibiliti & pulangan — ASB menang untuk Bumiputera.

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ASNB vs KWSP — Mana Patut Diutamakan?

ASB 5.75% vs EPF 6.30% (2024). Verdict: EPF dahulu (caruman majikan 13% = duit percuma), kemudian maksimakan ASB.

Wahed vs moomoo Malaysia

Wahed (halal robo-advisor, ESA ~4%+) vs moomoo (broker saham global, IPO). Perbandingan fee, produk & kegunaan.

FSMOne Malaysia Hub — Review, Fees & All Comparisons

0% unit trust sales charge on 900+ funds, SC licensed. Review + all FSMOne vs comparisons in one place.

FSMOne vs IBKR vs moomoo Malaysia — 3-Way Comparison

Best broker Malaysia: FSMOne (unit trusts), moomoo (Bursa/IPO 0.03%), IBKR (US-only). Winner by use case.

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FSMOne vs iFAST Malaysia — Same Thing?

FSMOne IS iFAST Capital Sdn. Bhd. — the retail brand of iFAST's Malaysian platform. SC licence CMSL/A0260/2009.

FSMOne vs Endowus Malaysia

Both 0% sales charge. Endowus has institutional DFA funds. FSMOne has stocks + 900+ funds + 0% platform fee.

ETF Malaysia

16 ETF di Bursa Malaysia termasuk 8 Shariah i-ETF. TER dari 0.14%. RSP 0% via FSMOne.

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Cara Beli ETF Malaysia

Step-by-step panduan beli ETF Bursa — one-time atau RSP bulanan 0% fee via FSMOne.

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ETF vs Unit Trust Malaysia

ETF TER 0.14% vs unit trust 1–2% p.a. — kos, pulangan & kesesuaian pelabur Malaysia.

Bon Malaysia

MGS yield 3.55–3.58%, sukuk & bon korporat — beli dari RM1,000 melalui FSMOne.

Pasif Income Malaysia 2026 — 8 Cara Terbaik

ASB 5.75%, REIT 4–8%, FD 3.8%, GXBank 4% — panduan lengkap 8 kaedah pasif income di Malaysia. Kira modal untuk RM1,000/bulan.

Kadar Faedah ASB Malaysia 2026

Dividen ASB 2024: 5.75%. Kadar pembiayaan ASB dari 4.00% (BSN). Adakah pembiayaan ASB berbaloi? Kira spread bersih.

Dividend Investing Malaysia

FBM KLCI yield 4.51% — build passive income from Bursa dividend stocks. Zero tax on dividends.

Saham Dividen Malaysia

Senarai saham dividen Bursa — Gas Malaysia 7.2%, Berjaya Auto 7.6%, Maybank 5.9%. Bebas cukai.

Kalkulator Faedah Kompaun

Kira pertumbuhan wang dengan faedah kompaun. ASB, EPF, FD, saham preset.

Kalkulator Simpanan Tetap (FD)

Kira faedah FD bulanan dan maturity. Bandingkan kadar bank Malaysia.

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Kalkulator Tabung Haji

Kira simpanan TH & kesediaan Haji. Dividen 2025: 3.50%. Termasuk EPF withdrawal RM10k.

FIRE Calculator Malaysia

Calculate your Financial Independence Retire Early number. Find out when you can retire based on savings rate and investments.

Kalkulator Harga Lesen Motor Malaysia

Kira kos lesen motosikal B2, B dan D — termasuk sekolah memandu, ujian JPJ dan semua bayaran berkaitan.

Moomoo Referral Code Malaysia

Tuntut RM2,000 saham percuma dengan referral code moomoo Malaysia. Cara daftar dan claim bonus langkah demi langkah.

Webull Malaysia Referral Code

Refer friends to Webull Malaysia and earn up to RM500 in NVDA shares. SC-licensed, US stocks, ETFs, fractional shares from RM1.

Net Worth Calculator Malaysia

Kira nilai bersih kewangan anda — jumlah aset tolak liabiliti. Bandingkan dengan sasaran mengikut umur dan pendapatan.

Kalkulator Dana Kecemasan Malaysia

Kira berapa banyak dana kecemasan yang anda perlukan berdasarkan perbelanjaan bulanan dan jenis pekerjaan.

Debt Payoff Calculator Malaysia

Snowball vs Avalanche — kira strategi terbaik untuk bayar hutang dan bebas hutang lebih cepat.

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Kalkulator Waktu Subur Malaysia

Kira hari ovulasi dan tempoh subur anda berdasarkan kitaran haid. Panduan merancang kehamilan.

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Ramalan Jantina Bayi Malaysia

Ramal jantina bayi menggunakan Carta Ramalan Jantina Cina berdasarkan umur lunar ibu dan bulan konsepsi.

Kalkulator Bitcoin Malaysia

Tukar BTC ke MYR dengan harga langsung. Kira keuntungan pelaburan Bitcoin.

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Kalkulator Ethereum Malaysia

Tukar ETH ke MYR. Termasuk kalkulator staking ETH.

Kalkulator Keuntungan Crypto

Kira untung/rugi crypto termasuk fi Luno. BTC, ETH, SOL, BNB, XRP.

Kalkulator Cukai Crypto

Semak sama ada keuntungan crypto dikenakan cukai di Malaysia.

Kalkulator DCA Crypto

Kira purata harga beli crypto (Dollar Cost Averaging).

Bitcoin vs ASB

Bandingkan Bitcoin vs ASB — risiko tinggi vs rendah. Kira pulangan unjuran.

Kalkulator Ar Rahnu

Kira nilai gadaian emas Ar Rahnu. Bandingkan Bank Muamalat, Agrobank, YAPEIM & Bank Rakyat.

Stock Profit Calculator Malaysia

Calculate net profit from Bursa Malaysia stock trades. Includes brokerage, clearing fee & stamp duty. Compare moomoo 0% vs other brokers.

Stock Average Price Calculator

Calculate average share cost when buying at multiple prices. DCA & average down for Bursa Malaysia stocks.

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US Dividend Withholding Tax Calculator

Calculate US dividend withholding tax (WHT) for Malaysian investors. 30% vs 15% W-8BEN rate under US-Malaysia DTA.

Bursa Brokerage Fee Calculator

Compare Bursa Malaysia trading fees across all brokers. moomoo 0% vs Rakuten, Maybank, CIMB, RHB side by side.

StashAway Malaysia Review

Review StashAway Malaysia — fee 0.2–0.8%, pulangan hingga 23.4% (2025), SC berlesen. Simple 3.55% p.a. Adakah berbaloi?

Wahed Invest Malaysia Review

Review Wahed Invest Malaysia — pelaburan halal dari RM10, ESA 4%+ p.a., $3B AUM global. Kod YINOOI1.

StashAway vs Wahed Invest Malaysia

StashAway vs Wahed — perbandingan fee, pulangan, Shariah. StashAway Simple 3.55% vs Wahed ESA 4%+.

AEON Bank Malaysia Review

Bank digital Islam pertama Malaysia. Savings Pot 3% p.a., tiada baki min, PIDM RM250k. Kod AB572574.

Moomoo vs Webull Malaysia

Moomoo SC berlesen (Bursa+US), Webull untuk US stocks. Perbandingan fee, pasaran, keselamatan.

Moomoo vs Rakuten Trade Malaysia

Moomoo 0 komisyen vs Rakuten Trade RT Points rewards. Kedua-dua SC-berlesen untuk pelabur Malaysia.

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Tiger Brokers Malaysia — Is It SC Licensed?

Tiger Brokers NOT licensed by SC Malaysia. Cannot trade Bursa stocks. Best alternative: Moomoo MY.

Versa vs Moomoo Malaysia

Versa Cash 3.24–3.69% p.a. for savings vs Moomoo Cash Plus 6% + stock investing. Use both.

Versa vs KDI Save Malaysia

Versa Cash 3.24–3.69% p.a. vs KDI Save up to 3.88% p.a. — two SC-licensed cash funds compared.

Versa vs StashAway Malaysia

Versa Cash 3.24–3.69% p.a. vs StashAway Simple ~3.55% p.a. Both SC-licensed money market funds.

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Versa vs Wahed Invest Malaysia

Versa Cash-i ~3.1% p.a. vs Wahed's Shariah cash option ~3.35% p.a. Two halal savings apps compared.

Versa vs TNG GO+ Malaysia

Versa Cash 3.24–3.69% p.a. vs GO+ ~3.0–3.6% p.a. Standalone app vs eWallet feature — full comparison.

Versa vs ASNB (ASB) Malaysia

Versa Cash daily-variable fund vs ASB 5.75 sen/unit annual dividend (2025). Different structure, different eligibility.

Versa vs Public Mutual Malaysia

Versa Cash-i ~3.1% p.a. vs Public Islamic Money Market Fund 3.34% (1-year). App-first vs agent-based unit trust.

Digital Gold Investment Malaysia

MIGA-i, Bursa Gold Dinar, TNG e-Mas, Public Gold compared — structure, minimums, fees, physical redemption.

Moomoo vs IBKR Malaysia

Moomoo SC-berlesen, Bursa+US+HK+SG+CN, 0 komisyen 180 hari. IBKR 150+ pasaran global tapi tiada Bursa Malaysia.

Moomoo vs Tiger Broker Malaysia

Tiger Broker TIDAK menyokong Bursa Malaysia. Moomoo ada akses Bursa + US/HK/SG/CN. Perbandingan lengkap.

Moomoo vs M+ Global Malaysia

Moomoo 0 komisyen 180 hari, akses global lebih luas. M+ Global (Malacca Securities) broker tempatan bertapak lama.

Moomoo vs Maybank Trade Malaysia

Moomoo 0 komisyen 180 hari vs Maybank brokeraj 0.1% (min RM8) + fi clearing 0.03%. Fi dan pasaran dibandingkan.

Cara Beli Saham Malaysia

Panduan beli saham Bursa Malaysia untuk pemula. Broker, CDS akaun, dari RM100. Moomoo 0 komisyen 180 hari.

Robo Advisor Malaysia

Bandingkan robo advisor Malaysia: StashAway (0.2–0.8%), Wahed halal, Kenanga. Fee, pulangan, Shariah.

LPPSA vs Bank Loan Malaysia

LPPSA 3.85% vs bank 4.0–4.85% — perbandingan ansuran, kelayakan, kos guaman. Mana lebih murah untuk kakitangan awam?

Kadar Faedah LPPSA 2026

Kadar faedah LPPSA 2026: Fixed 3.85%, Floating 4.0%. Jadual kelayakan mengikut gred dan gaji.

Kadar Tuntutan Mileage 2026

Elaun perjalanan kakitangan awam: RM0.60/km (≤200km), RM0.30/km (>200km). Kalkulator & contoh kiraan.

Moomoo Malaysia Review

Is Moomoo safe? SC-licensed, 0.03% Bursa fee, near-zero US stocks commission. RM100 cash + RM1,700 AAPL stock for new users.

Cara Daftar Moomoo Malaysia

Panduan lengkap buka akaun moomoo — 6 langkah, siap 1–2 hari. RM100 cash coupon + RM1,700 saham AAPL percuma untuk pengguna baru.

SkyeChip IPO Malaysia — Opened 298% Above RM0.88 IPO Price

Malaysia's first AI chip designer. IPO oversubscribed 95.03x, raised RM352m. Debut 20 May 2026: opened RM3.50, closed RM2.21. Full record + how to buy SKYECHIP (5357) now.

IPO Malaysia 2026 — Complete Hub

All Bursa Malaysia IPOs 2026: SkyeChip, Empire Sushi, Sunway Healthcare. Upcoming dates, oversubscription rates, first-day gains.

IPO Malaysia 2026 — Full Calendar

Complete 2026 Bursa IPO list. Empire Sushi 23x oversub, Sunway Healthcare +28% RM2.86B, Gold Li 70x. Apply via Moomoo RM0 fee.

IPO Malaysia 2025 — Performance Review

59 IPOs raised RM5.5B in 2025. Oriental Kopi +99%, THMY Holdings +193%. Malaysia #1 in SE Asia by IPO count.

CGPA Calculator UIA

Calculate your cumulative grade point average for Malaysian universities. Supports 4.0 and 5.0 grading scales.

CGPA Calculator UiTM

Calculate your UiTM CGPA with the official 4.0 grading scale. Malaysia's largest university.

CGPA Calculator UTM

Calculate your UTM CGPA with the official grading scale including D- grade.

CGPA Calculator UMS

Calculate your UMS CGPA. Universiti Malaysia Sabah grade point calculator.

CGPA Calculator UTeM

Calculate your UTeM CGPA. Universiti Teknikal Malaysia Melaka grade calculator.

CGPA Calculator USIM

Calculate your USIM CGPA. Universiti Sains Islam Malaysia grade calculator.

CGPA Calculator OUM

Calculate your OUM CGPA. Open University Malaysia grade calculator for part-time students.

UM CGPA Calculator

Calculate your Universiti Malaya CGPA. Check First Class Honours eligibility (CGPA ≥ 3.67) and semester GPA.

UPM CGPA Calculator

Calculate your Universiti Putra Malaysia CGPA. Check First Class Honours eligibility (CGPA ≥ 3.67).

USM CGPA Calculator

Calculate your Universiti Sains Malaysia CGPA. Check First Class Honours eligibility (CGPA ≥ 3.67).

UKM CGPA Calculator

Calculate your Universiti Kebangsaan Malaysia CGPA. Check First Class Honours eligibility (CGPA ≥ 3.67).

UTAR CGPA Calculator

Calculate your Universiti Tunku Abdul Rahman CGPA. First Class Honours requires CGPA ≥ 3.50.

MMU CGPA Calculator

Calculate your Multimedia University CGPA. First Class Honours requires CGPA ≥ 3.50.

UNITEN CGPA Calculator

Universiti Tenaga Nasional (private, TNB-owned). First Class Honours ≥ 3.50. Engineering & tech focus.

UTHM CGPA Calculator

Universiti Tun Hussein Onn Malaysia (public technical university, Johor). First Class Honours ≥ 3.67.

SSPN Savings Calculator

Plan SSPN education savings — projected balance, dividends, and tax relief over time.

Student Loan vs Scholarship Calculator

Compare the true long-term cost of PTPTN loan vs scholarship. See net wealth impact by age 35.

Scholarship Eligibility Calculator

Check your eligibility for JPA, MARA, Petronas, Bank Negara and Khazanah scholarships.

Graduate Starting Salary Calculator

Estimate fresh graduate salary by degree field, CGPA, location and university tier.

Dean's List Calculator

Find out if you qualify for Dean's List and what grades you need this semester.

SPM & STPM CGPA Calculator

Calculate STPM pointer and estimate university pathway from SPM results.

University Tuition Fee Calculator

Compare tuition fees for IPTA, IPTS, private colleges and international branch campuses in Malaysia.

Student Monthly Budget Calculator

Plan your university budget — track PTPTN, allowances, rent, food and transport expenses.

Kalkulator Sewa Beli Kereta

Kira ansuran bulanan, jumlah faedah dan kadar efektif. Flat rate vs reducing rate.

Car Refinance Calculator

Calculate how much you can save by refinancing your car loan. Compare rates from banks.

Kalkulator Refinance Kereta Malaysia

Kira berapa anda boleh jimat dengan refinance pinjaman kereta

Petrol Cost Calculator

Calculate monthly petrol cost with live RON95, RON97 and diesel prices from data.gov.my.

Fuel Cost Per KM Calculator

Calculate fuel cost per kilometre with live petrol prices. Compare car, motorcycle and EV running costs.

Toll & Fuel Calculator

Calculate total trip cost including toll and petrol. Estimate commuting expenses for popular Malaysian routes.

Kalkulator Tol dan Minyak Malaysia

Kira kos perjalanan — tol + minyak petrol. KL ke Penang RM121, KL ke JB RM106. Jadual tol lebuhraya PLUS, LPT, WCE.

PLUS Highway Toll Rates Malaysia

Senarai kadar tol PLUS, LPT, WCE Malaysia. KL-Penang RM37.60, KL-JB RM33.60. Kelas 1 motosikal & Kelas 2 kereta.

Kadar Tol SPRINT Malaysia

Damansara RM2.00, Pantai (Kerinchi Link) RM2.50, Bukit Kiara (Penchala Link) RM3.00 — Kelas 1. Jadual penuh Kelas 1-5.

Kadar Tol LPT Malaysia

Lebuhraya Pantai Timur — Karak ke Kuala Terengganu RM41.90, Kuantan ke KT RM22.30, Karak ke Kuantan RM19.60. Beza LPT1 dan LPT2, 19 plaza.

Kadar Tol DUKE Malaysia

Kadar tetap RM2.50 (Kelas 1) di setiap plaza tol DUKE — Duta-Ulu Kelang Expressway, Fasa 1 & 2. Sistem tol terbuka.

Kadar Tol SUKE Malaysia

Kadar tetap RM2.30 (Kelas 1) — Sungai Besi-Ulu Kelang Elevated Expressway, 24.4km, 14 persimpangan.

Kadar Tol LDP Malaysia

RM2.10 (Kelas 1) — Damansara-Puchong Expressway. Kadar dijamin tidak naik sehingga 10 tahun di bawah ALR.

Kadar Tol KESAS Malaysia

RM2.00 (Kelas 1) — Lebuhraya Shah Alam, 4 plaza tol. Kadar dijamin tidak naik sehingga 10 tahun di bawah ALR.

Mileage Claim Calculator

Calculate travel reimbursement for business trips. Generate printable claim summary for HR.

Kalkulator Zakat Emas Malaysia

Kira zakat emas simpanan & perhiasan mengikut kadar uruf negeri. Nisab 85 gram, kadar 2.5%.

Kalkulator Faraid

Kira pembahagian harta pusaka Islam (faraid) mengikut hukum Syariah. Panduan anggaran percuma.

Kalkulator Zakat Pendapatan

Kira zakat pendapatan/gaji. Kaedah bersih & kasar. Nisab terkini. Rebat cukai LHDN.

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Kalkulator Qada Solat

Kira berapa solat qada perlu diganti dan dapatkan pelan qada praktikal. Termasuk pengecualian wanita.

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Kitchen Renovation Cost Calculator

Calculate kitchen renovation cost based on size, cabinet type, and finish level. Get free quotes from contractors.

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Kalkulator Kos Renovate Dapur

Kira anggaran kos renovasi dapur berdasarkan saiz, jenis kabinet, dan tahap kemasan.

Office Cleaning Cost Calculator

Calculate office cleaning cost based on size, cleaning type, and frequency. Get free quotes from licensed cleaners.

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House Cleaning Cost Calculator

Calculate house cleaning cost for apartments, terrace houses, semi-D and bungalows. Compare regular, deep and post-renovation rates.

Carpet Cleaning Cost Calculator

Calculate carpet cleaning cost by size and method. Compare steam, dry cleaning, shampooing and encapsulation rates.

Roof Cleaning Cost Calculator

Calculate roof cleaning cost by type, size, and method. Compare pressure washing, soft washing and manual scrubbing rates.

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House Moving Cost Calculator

Calculate house moving cost for local and interstate moves. Compare rates for apartments, terrace houses, semi-D and bungalows.

Move Out Cleaning Cost Calculator

Calculate end of tenancy cleaning cost. Maximize your rental deposit refund with professional move-out cleaning.

Gutter Cleaning Cost Calculator

Calculate gutter cleaning cost by length, height, and blockage level. Includes downpipe clearing and gutter guard rates.

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Aircond & Duct Cleaning Cost Calculator

Calculate aircond servicing and duct cleaning cost. Compare split unit, cassette, and ducted system rates.

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Chinese Wedding Cost Calculator

Estimate your Chinese wedding budget and calculate angpao break-even. Compare banquet venues & bridal packages.

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Indian Wedding Cost Calculator

Plan your Indian wedding budget - temple or hall ceremony. Compare catering, decor & photography packages.

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Kalkulator Kos Kahwin (Malay Wedding)

Rancang bajet perkahwinan anda. Kira kos dewan, katering, pelamin, hantaran dan fotografi.

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Christian Wedding Cost Calculator

Plan your church or garden wedding budget. Compare venues, flowers, reception & photography packages.

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Web Hosting Cost Calculator

Calculate web hosting cost in Malaysia. Compare shared, cloud & VPS plans from RM9.99/month.

Hiring Cost Calculator Malaysia

Calculate true cost of hiring an employee. EPF, SOCSO, EIS & HRDCorp breakdown with annual projections.

Sdn Bhd Incorporation Cost Calculator

Calculate the real cost of setting up a Sdn Bhd. SSM fees, secretary, audit, tax filing & hidden monthly costs.

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Aircond Electricity Bill Calculator

Calculate how much your air-cond costs per month using TNB 2026 tariff. Compare inverter vs non-inverter savings.

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Solar ATAP Calculator Malaysia

Kira penjimatan Solar ATAP, tempoh pulang modal & waste meter. Tarif TNB 2026 terkini.

Kalkulator Keperluan Air Harian

Berapa liter air perlu minum sehari? Kira berdasarkan berat badan, aktiviti & cuaca Malaysia.

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Kalkulator Kehamilan

Kira tarikh bersalin (EDD), minggu mengandung & perkembangan bayi. 3 kaedah pengiraan.

Kalkulator Tidur

Kira waktu tidur & bangun terbaik. Kitaran 90 minit, hutang tidur & tips tidur berkualiti.

Kalkulator Defisit Kalori

Kira defisit kalori & pelan turun berat badan. Jangka masa, kalori harian & cadangan makanan.

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Kalkulator BMR & TDEE

Kira keperluan kalori harian anda. Turun berat, kekal atau bina otot. Formula Mifflin-St Jeor.

Water Bill Calculator Malaysia

Calculate monthly water bill — Air Selangor RM0.65/m³, SAJ Johor RM1.05/m³, PBAPP Penang RM0.55/m³, SAMB Melaka RM0.94/m³. Updated 2026 tariffs.

Coffee Calculator Malaysia

Brew ratio by method (espresso 1:2, pour over 1:15, cold brew 1:8), caffeine tracker (400mg limit), and half-life calculator — when can you sleep?

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Body Shape Calculator Malaysia

Find your body shape — apple, pear, hourglass, inverted triangle, or rectangle. Based on bust, waist, and hip measurements.

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Body Fat Calculator Malaysia

Calculate body fat % using the US Navy method. Shows fat mass, lean mass, and your category (athlete/fitness/average/obese).

Shower Calculator Malaysia

Berapa kos mandi anda sebulan? Kira kos air & elektrik shower. Jimat air, jimat duit!

RPGT Calculator Malaysia

Calculate Real Property Gains Tax (RPGT) on property sales. Rates for citizens, PRs, foreigners and companies.

SST Calculator Malaysia

Calculate Sales & Service Tax (SST). Add or extract 8%, 6%, 10% and 5% SST from prices.

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Baby Cost Calculator Malaysia

How much does a baby cost in Malaysia? Monthly and annual costs from newborn to primary school.

Cost of Living Calculator Malaysia

Compare monthly living costs between KL, Penang, JB, Ipoh, Kota Kinabalu and Kuching.

Grocery Price Malaysia

Current food and grocery prices in Malaysia — rice RM2.60/kg, chicken RM9.40/kg, eggs RM0.45. Wet market vs supermarket vs online comparison.

International School Fees Calculator Malaysia

Estimate international school fees in Malaysia. Budget, mid-range and premium schools.

Freelancer Tax Calculator Malaysia

Estimate income tax as a self-employed freelancer in Malaysia. Includes expense deductions and EPF relief.

Airport Transfer Cost Calculator Malaysia

Compare Grab, express train and taxi fares from KLIA, KLIA2, Penang, Senai, KK and Kuching airports.

Salary Hike Calculator Malaysia

See your actual take-home pay after a salary increment. Calculates EPF, SOCSO and income tax impact.

Travel Budget Calculator Malaysia

Plan your trip from Malaysia — estimated costs for flights, hotels, food and activities to 8 destinations.

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Japan Travel Budget Calculator Malaysia

How much does a trip to Japan cost from Malaysia? Flights, hotels, food and activities breakdown.

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Bali Travel Budget Calculator Malaysia

How much does a trip to Bali cost from Malaysia? Budget, mid-range and luxury estimates.

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Thailand Travel Budget Calculator Malaysia

How much does a trip to Thailand cost from Malaysia? Bangkok, Phuket and Chiang Mai estimates.

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Korea Travel Budget Calculator Malaysia

How much does a trip to Korea cost from Malaysia? Seoul flights, hotels, food and K-experiences.

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Vietnam Travel Budget Calculator Malaysia

How much does a trip to Vietnam cost from Malaysia? Hanoi, Ho Chi Minh City and Da Nang estimates.

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Maldives Travel Budget Calculator Malaysia

How much does a trip to the Maldives cost from Malaysia? From budget guesthouses to luxury resorts.

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Australia Travel Budget Calculator Malaysia

How much does a trip to Australia cost from Malaysia? Sydney, Melbourne and Gold Coast estimates.

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Taiwan Travel Budget Calculator Malaysia

How much does a trip to Taiwan cost from Malaysia? Taipei flights, hotels, food and night markets.

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Klook Japan Promo Code Malaysia

9 active Klook Japan promo codes — Tokyo Skytree 43% off, teamLab, JR Pass, Umeda, Harukas & more. Most expire 31 May 2026.

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Klook Macau Promo Code Malaysia

6 Klook Macau promo codes — Studio City 50% off: Water Park, Ferris Wheel, Fun Zone & Buffet. Max saving RM515. Expires 31 May 2026.

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Cruise Cost Calculator Malaysia

Estimate cruise costs from Malaysia. SEA, Asia, Mediterranean and Caribbean cabin price guide.

Malaysia Property Cost Guide 2026

Total cost to buy property — stamp duty, RPGT, legal fees, agent commission. LHDN + SRO 2023 data.

Property Legal Fees Malaysia (SRO 2023)

Official lawyer fee scale per Solicitors Remuneration Order 2023 — 1% to 0.5% tiered + 8% SST.

First-Home Buyer Schemes Malaysia 2026

MyHome RM30k subsidy, SRP 100% financing, PR1MA, stamp duty exemption till Dec 2027.

Cara Beli Rumah Pertama Malaysia

Panduan lengkap beli rumah pertama — 7 langkah, kos tersembunyi, deposit EPF, PR1MA & MyDeposit.

Rent vs Buy Calculator Malaysia

Should you rent or buy a home in Malaysia? Compare total costs including stamp duty, mortgage, property appreciation and break-even point.

Stamp Duty Calculator Malaysia

Calculate MOT stamp duty, loan agreement duty, legal fees and total upfront cost for property purchase. First-time buyer 100% exemption on homes up to RM500,000.

Credit Card Malaysia Guide 2026

BNM-regulated rates, minimum income, annual fees, market stats. 9.92M cards in circulation.

Credit Card Minimum Income Malaysia

BNM RM24k floor + tier thresholds. Platinum RM60k, Infinite RM100k, World Elite RM190-240k.

Company Registration Cost Malaysia

SSM fees: Sdn Bhd RM1,010, Enterprise RM30-60/yr, LLP RM500. + secretary + compliance costs.

Corporate Tax Rate Malaysia 2026

SME: 15-17-24% tiered. Non-SME: 24% flat. Full LHDN rate table + worked examples.

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SST + E-Invoicing Malaysia 2026

Service tax 8%, sales tax 5%/10%, MyInvois Phase 4 from Jan 2026. Penalty RM200-20k.

Business Loan Calculator Malaysia

Kira ansuran pinjaman perniagaan SME — TEKUN 4% flat, BSN 5%, bank komersial 5-7%. Reducing balance vs flat rate. Jadual bayaran.

Business Tax Calculator Malaysia

Kira cukai korporat SME (15%/17%/24%) atau bukan SME (24% flat). Termasuk elaun modal, derma, dan kadar efektif.

Business Days Calculator Malaysia

Kira hari bekerja antara dua tarikh atau cari tarikh akhir selepas N hari bekerja. Termasuk cuti umum Malaysia 2025-2026.

Company Size Malaysia — Definisi SME

Semak saiz syarikat Mikro/Kecil/Sederhana mengikut SME Corp Malaysia. Kelayakan program bantuan & kadar cukai LHDN.

Medical Cost Malaysia 2026

MOH RM1 outpatient vs private RM80-350. Full fee comparison + non-citizen rates.

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Medical Checkup Cost Malaysia

Basic RM200-450, Executive RM800-2,500, Comprehensive RM2,500-5,500. KPJ/Sunway/Pantai.

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Delivery Cost Malaysia

Govt RM10 normal, private RM4k-35k. C-section RM50 (govt) to RM40k (premium).

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Kalkulator Saiz Bra Malaysia

Cari saiz bra betul — band + cup size AA hingga K. Cara ukur & carta saiz lengkap.

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Feng Shui Kua Number Calculator

Kua number 1–9, lucky direction, elemen & warna. Eight Mansions formula. Free.

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Feng Shui Element Calculator Malaysia

Cari elemen anda — Kayu, Api, Tanah, Logam, Air. Berdasarkan tahun lahir.

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Feng Shui House Direction Malaysia

8 arah rumah — makna, elemen, cara aktivasi. Bilik tidur, dapur & pintu masuk.

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Bazi Calculator Malaysia

Year pillar, heavenly stem, earthly branch & zodiak Cina. Berdasarkan tahun lahir.

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Cara Buat Affiliate Shopee Malaysia

Panduan daftar & buat duit Shopee Affiliate. Komisen 2–8%, TikTok & blog tips.

Shopee Affiliate Program Malaysia — Up to 10% Commission

Join Shopee Affiliate Malaysia: Beauty/Fashion 7–10%, Electronics 1–3%. Step-by-step guide, earnings estimator, Shopee vs Involve Asia comparison. Referral code TF2ABV9.

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Involve Asia Referral Code Malaysia

Platform affiliate terbaik MY — SHEIN 17.5%, Homestyler 30%, 1,000+ brand.

Cara Check Price History Shopee

Tools & cara semak harga asal vs harga sale Shopee. Detect fake discounts 11.11.

Harga Kad Pokemon Malaysia

Booster box RM150–450, Charizard ex SIR RM500+. Panduan beli & kedai Malaysia.

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Harga Kad One Piece Malaysia

Booster box RM120–350, Luffy SR RM300–800+. One Piece TCG harga & panduan beli.

Supermarket Paling Murah Malaysia

Lotus's vs Giant vs Econsave vs Mydin vs Jaya Grocer — basket price comparison & tips jimat.

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Harga Barang Kawalan Malaysia

Beras RM2.60/kg, telur ~45 sen, ayam siling RM9.40/kg. Senarai lengkap barang kawalan KPDN.

Cara Guna PriceCatcher Malaysia

Step-by-step guna PriceCatcher KPDN. Semak harga 316 barangan di kedai berdekatan — percuma.

Shopee Malaysia — Referral Code & Panduan

Referral code Shopee & ShopeePay, semak price history, Shopee vs Lazada dan cara jadi affiliate Shopee.

Shopee vs Lazada Malaysia

Shopee menang fashion & harian. Lazada menang elektronik. Perbandingan lengkap + verdict.

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Beli Groceri Online Malaysia

Lotus's vs AEON vs HappyFresh vs Shopee — delivery fee, min order & coverage comparison.

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Sunscreen Malaysia — 16 Brands Compared

SKINTIFIC RM13, Beauty of Joseon RM46, COSRX RM32, SKIN1004 RM40, LUQFA RM59. By skin type — oily, sensitive, kids.

LUQFA Beauty Sunscreen Malaysia

Krim Pelindung Matahari Glowy SPF 50 RM59.90 — review, harga, di mana untuk beli. Jenama tempatan, 10,000+ jualan/bulan.

BAC Calculator Malaysia

Estimate blood alcohol against Malaysia's 0.05% legal limit. Section 45A penalties + sober timeline. Widmark formula.

Alcohol Tax Calculator Malaysia

Excise + 15% Customs + 10% SST breakdown. See why a RM200 wine costs ~RM85 in tax. Beer, wine, spirits.

Wedding Alcohol Calculator Malaysia

Beer, wine, spirits quantities + RM cost for X guests. Plan reception bar in 30 seconds.

Harga Nombor Plate Malaysia

Nombor plate biasa RM310, cantik RM500–5k, VIP ratusan ribu. P1P cecah RM1.1 juta.

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Harga Penghantaran Malaysia

Flash Express RM5.27, J&T RM5.42, Ninja Van RM6.50. Lalamove motosikal RM5+RM0.70/km.

Renovation Cost Malaysia 2026

RM80-450/sqft. Condo 700sqft RM45k-220k. DBKL permit + JMB approval required.

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Kitchen Renovation Cost Malaysia

Basic RM15k-28k, Mid RM28k-55k, Premium RM55k-120k. Cabinets, countertop, wet+dry.

Bathroom Renovation Cost Malaysia

Basic RM8k-15k, Mid RM15k-22k, Premium RM22k-35k+. Tiles, WC, waterproofing.

Wedding Cost Malaysia 2026

Budget RM20-45k, Mid RM55-110k, Premium RM150k+. Full category breakdown.

Wedding Venue Cost Malaysia

Dewan RM400-1,800, hotel ballroom RM5k-30k, outdoor RM4k-12k. DBKL + hotel rates.

Wedding Catering Cost Malaysia

Buffet RM38-130/pax, Malay RM45-140, Chinese 8-course RM80-350. Full cuisine breakdown.

Zakat Perniagaan Malaysia

2.5% modal + untung - hutang. Sdn Bhd + Enterprise. Formula + contoh pengiraan.

Zakat Simpanan Malaysia

2.5% wang, ASB, Tabung Haji, EPF 50%, saham, crypto. Nisab 85g emas.

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Gaji DG48 & DG52 SSPA Fasa 2

Jadual gaji Guru Cemerlang / Pengetua — RM6,615 to RM15,494 + tunggakan 6 bulan.

Kalkulator SOCSO & EIS Malaysia

Kira caruman SOCSO & EIS mengikut had gaji RM6,000 (dinaikkan daripada RM5,000, 1 Okt 2024). Kadar pekerja & majikan mengikut kategori.

Kenaikan Gaji Tahunan (KGT) Malaysia

Swasta 4.5-5.5% (Mercer), IT 6-10%. Kerajaan SSPA Fasa 2 +7% / +3%. Strategi negotiate.

BYD EV Insurance Malaysia

Atto 3 RM2,800-4,200, Seal RM3,500-5,500, Dolphin RM2,200-3,500, M6 RM3,200-4,800.

Medical Insurance Cost Malaysia

Premium by age 25 (RM1,200) to 60+ (RM15,000+). MHIT 5% co-payment. Top plans.

Harga Smartwatch Malaysia

Apple Watch SE2 RM1,099, Samsung Galaxy Watch 7 RM1,099, Garmin Venu 3 RM1,799, Redmi Watch 5 Active RM199. Panduan pilih smartwatch terbaik.

Harga Garmin Watch Malaysia

Garmin Instinct 3 RM1,299, Forerunner 265 RM1,599, Venu 3 RM1,799, Fenix 8 RM3,499. Panduan pilih Garmin untuk lari, hiking dan fitness.

Harga Apple Watch Malaysia

Apple Watch SE 2 RM1,099, Series 10 RM1,799, Ultra 2 RM3,799. Bandingkan semua model dan cari harga terbaik Malaysia.

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Kadar Tukaran RM ke CNY

Kalkulator tukar Ringgit ke Yuan China (Renminbi). CNY 1 = RM 0.615 (anggaran). Tips bayar Alipay, WeChat Pay, UnionPay di China.

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Kadar Tukaran RM ke KRW

Kalkulator tukar Ringgit ke Won Korea. KRW 1,000 = RM 3.20 (anggaran). Rujukan harga Seoul, Busan untuk travel Korea.

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Kadar Tukaran RM ke TWD

Kalkulator tukar Ringgit ke Dolar Taiwan Baru (NT$). TWD 1 = RM 0.137 (anggaran). Visa-free 90 hari — trip Taiwan dari Malaysia.

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Kadar Tukaran RM ke EUR

Kalkulator tukar Ringgit ke Euro. EUR 1 = RM 4.90 (anggaran). Jadual tukaran + tips tukar wang EUR untuk travel Europe dari Malaysia.

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Kadar Tukaran RM ke GBP

Kalkulator tukar Ringgit ke Pound Sterling UK. GBP 1 = RM 5.65 (anggaran). Jadual tukaran + tips tukar wang GBP untuk travel UK.

Atome Card Malaysia Referral Code

Apply for Atome Card Malaysia — FREE, no downpayment, 0% interest, pay later up to 40 days. Works at any Visa merchant online or in-store.

GX Bank Referral Code Malaysia

Referral code GX Bank: OOIY691. Dapat sehingga RM225 — RM100 FlexiCredit + RM125 Biz FlexiLoan. Bank digital Grab + Kuok Group.

GX Bank Promo Code Malaysia

Kod promo GX Bank OOIY691: sehingga RM225 — RM100 FlexiCredit + RM125 Biz FlexiLoan. Cara guna dan syarat tuntut.

Ryt Bank Referral Code Malaysia

Kod referral Ryt Bank: BRVRG. Dapat RM100 atau RM5 dijamin apabila daftar, aktifkan akaun dan buat satu tugasan. Bank digital berlesen BNM.

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UK Travel Budget Calculator Malaysia

How much does a trip to UK cost from Malaysia? Return flights RM3,500–11,000, hotels GBP 80–250/night. 7-day London budget RM8,000–12,000.

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Dubai Travel Budget Calculator Malaysia

How much does a trip to Dubai cost from Malaysia? Flights RM1,400–5,500, hotels AED 300–2,000/night. Visa-free for Malaysians. 7-day budget RM7,000–10,000.

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Turkey Travel Budget Calculator Malaysia

How much does a trip to Turkey cost from Malaysia? Flights RM1,800–6,500, Istanbul & Cappadocia. Muslim-friendly, halal food everywhere. 7-day budget RM5,500–8,000.

Coffee Promotion Malaysia 2026 — ZUS, Chagee, Gigi, Bask Bear

Semua promosi kopi Malaysia: ZUSday Buy 3 Free 1 setiap Selasa, Chagee 15% off, Gigi Buy 2 RM18.90. Referral codes ZUS JAYJ6LR, Chagee R9Yx8uD, Gigi GMZ8EK3.

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Tealive Referral Code Malaysia — CSV9609 RM5 Cash Voucher

Referral code Tealive Malaysia: CSV9609. Anda dan kawan masing-masing dapat RM5 Tealive Cash Voucher percuma. Rangkaian bubble tea terbesar Malaysia — 800+ outlet.

ZUS Coffee Promotion Malaysia 2026 — ZUSday & Referral Code JAYJ6LR

ZUS Coffee promotions: ZUSday Buy 3 Free 1 every Tuesday, BSN RM5 off, Soft Serve RM3.90. Referral code JAYJ6LR for new users.

KFC Malaysia Promotion 2026 — App 45% Off, Referral Code HUQFBNKS

KFC Malaysia promotions: App deals up to 45% off, RM15 off delivery min RM35, referral code HUQFBNKS. Menu prices & cashback tips via ShopBack.

Texas Chicken Malaysia Promotion 2026 — Monday 5-pc RM19.99, Wrap Wednesday RM13.99

Texas Chicken Malaysia weekly deals: Awesome Mondays 5-pc chicken RM19.99 (save RM12), Wrap Wednesdays 2 wraps RM13.99 (save RM13.61). Dine-in only.

Best Cash Back Credit Card Malaysia 2026 — UOB ONE 10%, RHB Shell 12%, Alliance 5%

Top 3 cashback credit cards compared: UOB ONE 10% on petrol/dining/Grab (RM60/month), RHB Shell 12% at Shell (RM30 cap), Alliance Visa Signature 5% on all retail.

Best UOB Credit Card Malaysia 2026 — All 4 Cards Compared

UOB EVOL vs ONE vs PRVI Miles Elite vs Visa Infinite: cashback, air miles, lounge access, annual fees and income requirements compared side by side.

UOB ONE Card Malaysia 2026 — 10% Cashback Petrol, Dining & Grab

UOB ONE Platinum: 10% cashback on petrol, dining, groceries & Grab (RM15 cap each, RM60/month max). RM88 welcome cashback. Min spend RM1,500/month.

UOB EVOL Card Malaysia 2026 — 10% Online Cashback, RM30/Month Max

UOB EVOL: 10% cashback online, 5% on e-wallet top-ups (RM15 cap each). Annual fee RM90 auto-waived with 1 transaction/month. Min income RM36,000/year.

UOB PRVI Miles Card Malaysia 2026 — 12x Points Overseas, 8 Lounge Visits

UOB PRVI Miles Elite: up to 12x UNIRinggit per RM1 overseas (about 1 air mile per RM1 in SG/TH/VN/ID), 8 lounge visits/year, RM300,000 travel insurance. Min income RM100,000/year.

UOB Visa Infinite Card Malaysia 2026 — 12 Lounge Visits, 10x Points Overseas

UOB Visa Infinite: 10x UNIRinggit per RM1 overseas, 12 free lounge visits/year, up to 12 airport limousine rides, RM500,000 travel insurance. Min income RM120,000/year.

RHB Shell Visa Credit Card Malaysia 2026 — 12% Shell Petrol Cashback

RHB Shell Visa: 12% cashback at Shell petrol (RM30/month cap), 5% groceries & e-wallets. Annual fee RM195 waived with 24 transactions/year. Min income RM2,000/month.

Alliance Bank Visa Signature Malaysia 2026 — 5% Cashback on All Spending

Alliance Visa Signature: 5% cashback on ALL retail (groceries, petrol, dining, online, overseas) at RM2,001–3,000/month spend. 2x airport rides. First year free.

Maybank Amex Cash Back Gold Malaysia 2026 — 1.5% Overseas Unlimited

Maybank Amex Cash Back: 1.5% overseas, 1% local — no monthly cap. RM70 annual fee. Lowest income bar RM2,500/month. Compare vs UOB ONE 10% & RHB Shell 12%.

HSBC TravelOne Credit Card Malaysia 2026 — 8x Miles Overseas, 6 Lounge Visits

HSBC TravelOne review: 8x reward points overseas (RM2.62/mile), 6 free Plaza Premium lounge visits/year, USD250k travel insurance. Min income RM8,500/month. First year FREE.

Best Travel Credit Card Malaysia 2026 — HSBC TravelOne vs CIMB Infinite vs Maybank World

Top travel credit cards compared: HSBC TravelOne 8x miles overseas, CIMB Visa Infinite free for life, Maybank World unlimited lounge. Find the best card for your income.

Kad Kredit Gaji RM2,000 2026 — 4 Pilihan Terbaik di Malaysia

Kad kredit untuk gaji RM2,000 sebulan — had minimum BNM. CIMB Cash Rebate 5%, RHB Shell 12%, Maybank 2 Gold, AEON Classic. Semua syarat disahkan.

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Kad Kredit Gaji RM1,500 2026 — Boleh Mohon? Pilihan Alternatif

Gaji RM1,500 tidak layak kad kredit biasa (BNM had min RM2,000). Pilihan alternatif: kad bercagar FD, prepaid TNG/BigPay, BNPL. Panduan lengkap.

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Kad Kredit Gaji RM3,000 2026 — Kad Premium Mula Tersedia

Kad kredit gaji RM3,000 sebulan: UOB ONE 10% (petrol/makan/Grab), AEON Gold 8%, Alliance Visa Signature 5% semua perbelanjaan. Pilihan berkembang di peringkat ini.

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Harga PS5 Malaysia 2026 — Digital RM2,499 · Standard RM2,799 · Pro RM3,999

Harga PS5 Malaysia terkini selepas kenaikan harga 1 Mei 2026: PS5 Digital Edition RM2,499, PS5 Standard RM2,799, PS5 Pro RM3,999.

Harga iPhone 17 Malaysia 2026 — Semua Model dari RM2,999

Harga iPhone 17 Malaysia: iPhone 17e RM2,999 · iPhone 17 RM3,999 · Air RM4,891 · Pro RM5,199 · Pro Max RM5,999. Semua storage dan warna.

Honor 600 Pro Price Malaysia 2026 — RM3,099 | Snapdragon 8 Elite, 200MP

Honor 600 Pro Malaysia: RM3,099 (256GB) · RM3,299 (512GB). Snapdragon 8 Elite, 200MP 1/1.4-inch sensor, 7,000mAh. Best flagship under RM3,500.

Harga Vivo X300 Pro Malaysia 2026 — RM4,699 | 200MP, Dimensity 9500

Vivo X300 Pro Malaysia: RM4,699 (16GB/512GB). Dimensity 9500, 200MP periskop 100× zoom, 6,500mAh bateri.

Harga OPPO Reno 15F Malaysia 2026 — RM1,499 | 7,000mAh, IP69

OPPO Reno 15F Malaysia: RM1,499. Snapdragon 6 Gen 1, 12GB/256GB, bateri 7,000mAh, OLED 120Hz, IP69.

MacBook Neo Price Malaysia 2026 — From RM2,499 | A18 Pro Chip

MacBook Neo Malaysia: RM2,499 (8GB/256GB) to RM2,899 (512GB). Education price from RM2,099. Apple A18 Pro chip, 4 colours. Buy on Shopee from RM2,248.

iPhone 17 Pro Max Price Malaysia 2026 — RM5,999 to RM9,999

iPhone 17 Pro Max Malaysia: 256GB RM5,999 · 512GB RM6,999 · 1TB RM7,999 · 2TB RM9,999. 6.9-inch display, A19 Pro, 3 colours.

OPPO Find N6 Price Malaysia 2026 — RM8,699 Foldable Flagship

OPPO Find N6 Malaysia: RM8,699, 16GB/512GB, Snapdragon 8 Elite Gen 5, 200MP Hasselblad, Zero-Feel Crease foldable display.

Harga iPhone 16 Malaysia 2026

iPhone 16 dari RM3,499 selepas potongan RM500. iPhone 16 Pro & Pro Max hanya di reseller — semak harga terkini.

DirectD Malaysia Review

Apple Premium Reseller sah — extended warranty 4 tahun, skim ansuran pakaidulu. Legit ke? Pakej Standard vs Diamond vs Premium.

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Kalkulator EV vs Petrol Malaysia 2026 — Jimat Berapa Setahun?

Kira penjimatan EV berbanding kereta petrol Malaysia. BYD Dolphin jimat ~RM1,700/tahun kos operasi. Kira break-even point dan jumlah kos 5 tahun.

Harga MacBook Malaysia 2026 — Neo RM2,499 · Air M4 RM4,499 · Pro M4 RM7,999

Harga MacBook Malaysia terkini: Neo RM2,499, Air M4 13" RM4,499, Air M4 15" RM5,499, Pro M4 dari RM7,999. Harga pelajar & di mana beli paling murah.

Harga TV 50 Inch Malaysia 2026 — LG dari RM1,489 · Samsung · Sony

Harga TV 50 inci Malaysia: LG 50UT7300 RM1,489, Samsung 50CU7700 RM1,699, Hisense 50A6K RM1,399, Sony KD-50X77L RM2,199. Perbandingan 4K Smart TV terbaik.

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Harga SSD Laptop Malaysia 2026 — 1TB NVMe dari RM259

Harga SSD laptop Malaysia: Kingston NV3 1TB RM259, Crucial P3 Plus RM280, WD Blue SN580 RM320, Samsung 990 Pro RM520. Panduan upgrade SSD NVMe.

Kalkulator Merit Matrikulasi Malaysia

Kira CGPA Matrikulasi dan merit UPU — masukkan gred setiap subjek. Formula: (CGPA ÷ 4.00) × 90 + Ko-kurikulum (maks 10).

Kalkulator Merit UPU Malaysia

Kira merit UPU untuk STPM, Matrikulasi & Diploma. Semak ambang merit program — perubatan 94+, kejuruteraan 70+.

Harga Casio Classwiz Malaysia 2026 — FX-570EX RM99 · FX-991CW RM150

Harga Casio Classwiz Malaysia: FX-570EX RM99, FX-991CW RM150–175, FX-CG50 RM430+. Model dibenarkan SPM, STPM & Matrikulasi.

WHOOP 5.0 Malaysia — From RM1,299 | HRV Recovery Tracker

WHOOP 5.0 Malaysia price: ONE RM1,299 · PEAK RM1,599 · MG RM2,199. Screenless fitness tracker with 14-day battery and HRV-based recovery coaching for serious athletes.

Best Smartwatch Malaysia 2026 — WHOOP, Amazfit, Suunto, Garmin

Best smartwatch Malaysia 2026: WHOOP 5.0 from RM1,299 (recovery), Amazfit T-Rex Ultra 2 RM2,399 (rugged), Suunto Race S RM1,799 (running). Full comparison.

Amazfit T-Rex Ultra 2 Malaysia — RM2,399 | Titanium Rugged Watch

Amazfit T-Rex Ultra 2 Malaysia: RM2,399. Grade 5 titanium, sapphire glass, 30-day battery, 10 ATM dive to 45m, -30°C cold mode. Best rugged smartwatch under RM3,000.

Suunto Race S Malaysia — RM1,799 | Best Running Watch

Suunto Race S Malaysia: RM1,799. Compact AMOLED running watch, 26-day battery, dual-band GPS, 95+ sport modes, HRV recovery scoring. Best running watch under RM2,000.

Suunto Vertical 2 Malaysia — ~RM3,000 | Expedition Watch

Suunto Vertical 2 Malaysia: ~RM3,000. 60-day battery, multi-band GPS, offline topo maps, 100m waterproof. Best expedition watch for ultra runners and mountaineers.

HUAWEI MatePad 11.5 S Malaysia — RM2,199 | 2.8K 144Hz Tablet

HUAWEI MatePad 11.5 S Malaysia: RM2,199. 2.8K 144Hz PaperMatte display, 8800mAh battery, 12+256GB, WPS Office built-in. Best productivity tablet under RM2,500.

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Simkad TuneTalk Malaysia — Unlimited Data dari RM5

Simkad TuneTalk Malaysia: Unlimited Internet RM5, rangkaian Celcom 5G, 20k+ terjual di Shopee. Traveller SIM 350GB RM89/30 hari. Simkad prepaid paling murah Malaysia.

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Kipas JisuLife Malaysia — Dari RM67 | Life7 & Pro1s Review

Kipas JisuLife Malaysia: Life7 RM67 (5000mAh, 19.5 jam, 70k+ terjual), Pro1s RM129 (100 kelajuan turbo). Jenama kipas mudah alih No.1 dunia — review lengkap.

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Best Travel Adapter Malaysia 2026 — TESSAN Universal Guide

Best travel adapter Malaysia 2026: TESSAN Universal RM60 (Type G/A/C/I, 150+ countries, USB-C+USB-A). Malaysia uses Type G plugs (240V). Full plug type guide.

Tiket Flight Murah Malaysia 2026 — Dari RM59 | Tips & Platform Terbaik

Cara beli tiket flight murah Malaysia: 6 tips terbukti, jadual harga 8 laluan domestik (KL–Penang dari RM59, KL–KK dari RM128), perbandingan AirAsia vs Klook vs Trip.com vs Traveloka.

Amazfit Malaysia 2026 — T-Rex Ultra 2, T-Rex 3, Balance 2 Review

Amazfit Malaysia 2026: T-Rex Ultra 2 RM2,399 (titanium, sapphire, 30-day battery, 10 ATM), T-Rex 3 RM836 (5k+ sold), Active 2 RM470 (10k+ sold). Amazfit vs Garmin — best rugged smartwatch under RM3,000.

Suunto Race 2 Malaysia 2026 — RM2,499 | Flagship Running Watch

Suunto Race 2 Malaysia: RM2,499. Multi-band GPS, 40-day battery, 100m waterproof, AMOLED 1.5". 2025 flagship — Suunto Race 2 vs Race S vs Garmin Forerunner 965 comparison.

Suunto Run Malaysia 2026 — RM1,199 | Entry Running Watch

Suunto Run Malaysia: RM1,199. Dual-band GPS, HRV recovery, 34 sport modes, 50m waterproof. Best entry running watch under RM1,200 — Suunto Run vs Race S vs Garmin 165.

Best Kids Smartwatch Malaysia 2026 — From RM62 | GPS & Calling Guide

Best kids smartwatch Malaysia 2026: GOOJODOQ RM62 (IP67, Bluetooth call, 20k+ sold), myFirst Fone R2 ~RM1,099 (4G GPS), Amazfit Active 2 ~RM649. Full comparison for ages 5–14.

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Harga Aircond Malaysia 2026 — Daikin, Panasonic, Midea dari RM869

Harga aircond Malaysia: Midea 1HP dari RM869, Daikin 1.5HP RM1,780, Panasonic 1.5HP Inverter RM1,929. Kos pasang RM250–310. Panduan beli aircond inverter vs non-inverter.

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Harga Mesin Cuci Malaysia 2026 — Samsung, LG, Panasonic Top & Front Load

Harga mesin cuci Malaysia: LG top load 9kg RM1,199, Samsung 9kg RM1,249, Midea front load 9kg RM1,499. Panduan beli mesin basuh terbaik — top load vs front load.

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Kasut Nike Malaysia 2026 — Air Force 1 dari RM349 · Air Max · Jordan

Harga kasut Nike Malaysia: Air Force 1 dari RM349, Air Max 90 RM599+, Jordan 1 Retro RM699+, Air Max 270 RM529. Beli online Shopee vs kedai JD Sports & Sports Direct.

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Harga Pasport Malaysia 2026 — RM200 Dewasa · RM100 Kanak-kanak

Bayaran pasport Malaysia: RM200 (dewasa 13–59 tahun), RM100 (kanak-kanak, warga emas 60+, pelajar luar negara, Haji), OKU percuma. Cara renew di pejabat Imigresen & UTC.

Harga Renew Lesen Motor Malaysia 2026 — RM30 untuk 5 Tahun

Kos renew lesen motor Malaysia: RM30 untuk 5 tahun (kelas B/B2/C). Boleh renew melalui MyJPJ app dalam 5 minit, diskaun RM5 lesen digital.

Bjak Promo Code Malaysia 2026 — Save Up to 50% Car Insurance

Bjak promo codes: BJAKVVIP (free VIP package RM489), PLD15 (RM15 off Grab PayLater). Compare 15+ insurers and save up to 50% on car insurance.

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Secret Recipe Promo Malaysia 2026 — 20% Off, JIMAT15 Code

Secret Recipe Malaysia promo: 20% off hot meals for SR Rewards members (Apr–Jun 2026), JIMAT15 promo code 15% off SRGO min RM65.

Agoda Promo Code Malaysia 2026 — Up to 84% OFF Hotels

Agoda promo codes Malaysia: FLYAGD 5% off flights, 14% off hotels with Visa Infinite, 12% off with Mastercard. Best Agoda discounts for Malaysians.

Kalkulator Sewa vs Beli Rumah Malaysia

Beli atau sewa — mana lebih berbaloi? Kira kos 10 tahun, ekuiti, stamp duty dan titik pulang modal. Versi Bahasa Malaysia.

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Kalori Kalkulator Malaysia

Kira kalori harian (BMR & TDEE) menggunakan formula Harris-Benedict. Semak sasaran kalori untuk turun berat, naik berat atau kekal semasa.

EPF Investment Calculator Malaysia

Kira baki EPF dalam 10, 20, 30 tahun. Dividen 6.30% (2024). Termasuk caruman pekerja + majikan + sukarela.

EPF Contribution Calculator Malaysia

Salary → EPF employee 11%, employer 13%/12%, SOCSO 0.5%/1.75%, EIS 0.2%. See take-home pay and employer total cost. Reference table RM1,500–RM10,000.

EPF Dividend Calculator Malaysia

Project annual EPF dividend at 6.30% (2024). Year-by-year compound growth table. Historical rates 2017–2024. Compare with FD and ASB.

Kalkulator KWSP Malaysia

Kira potongan KWSP (11%), SOCSO dan EIS daripada gaji. Semak caruman majikan (13%/12%) dan gaji bersih. Jadual rujukan lengkap dalam Bahasa Malaysia.

Public Bank Personal Loan Calculator Malaysia

3.99% flat p.a. — Malaysia's lowest major-bank personal loan rate. Min salary RM1,500/mo. Max RM150,000 over 10 years. BAE AG / BAE-i Islamic.

Maybank Personal Loan Calculator Malaysia

Rate from 6.50% p.a. (RM50k–100k). Calculate monthly instalment for Maybank Personal Loan / Financing-i. Max RM100,000, 2–6 years, min salary RM3,500.

Bank Rakyat Personal Loan Calculator Malaysia

Lowest rate from 3.42% p.a. for civil servants (penjawat awam). Max RM400,000, 10 years, Islamic financing-i via BPA salary deduction.

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BSN Personal Loan Calculator Malaysia

BSN MyRinggit-i for civil servants. Rate from 4.60% p.a., max RM400,000, 10 years, min salary RM1,500. Islamic profit rate on reducing balance.

Personal Loan Settlement Calculator Malaysia

Calculate early settlement amount using Rule of 78. See interest rebate and how much you save by settling your personal loan early.

Monthly Investment Calculator Malaysia

Calculate how RM500/month grows to RM745,000 in 30 years at 8%. DCA/SIP calculator with milestone table and scenario comparison.

Investment Return Calculator Malaysia

Calculate CAGR, total ROI and projected growth. Two modes: project future value or calculate actual annualised return. Malaysia benchmark table.

Unit Trust Calculator Malaysia

Project unit trust / mutual fund returns after sales charge. 0% FSMOne vs 5% bank comparison. See exact RM difference over 20 years.

Harga Emas Malaysia Hari Ini

Harga Kijang Emas BNM rasmi + 916 & 999 per gram. Dikemaskini setiap 4 jam dari Bank Negara Malaysia OpenAPI.

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Harga Emas Poh Kong Hari Ini

Harga bar emas Poh Kong 999 terkini: 1g RM840, 5g RM4,000, 10g RM7,900. Dinar emas, syiling & nota emas. Beli dari kedai rasmi Shopee.

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Harga Emas Seng Fong (Review)

Seng Fong Jewellery emas asli atau tipu? Syarikat Sdn Bhd sejak 2017, emas tulen 916 & 999. Charm, loket & cincin RM109–RM580. Kedai rasmi Shopee.

Poh Kong Gold Bar Price Today

Poh Kong 999 gold bar prices: 1g RM840, 3g RM2,400, 5g RM4,000, 10g RM7,900 (best value at RM790/g), 20g RM15,500. PAMP Suisse 1oz RM28,900. Buy from Official Shopee Store.

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Harga Dinar Emas Malaysia

Harga dinar emas Malaysia: 1/4 dinar RM912, 1/2 dinar RM1,700, 1 dinar RM3,400. 1 dinar = 4.25g emas 999.9. Kegunaan: mahar, zakat, simpanan nilai.

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Harga Emas HABIB Hari Ini

Harga emas HABIB 999.9: bar 1g RM862 (10k+ sold), 2.5g RM2,009, 5g RM3,749. Bar bersijil LBMA. Koleksi wafer Cat, Wau, KLCC, Zoo Negara. Barang kemas 916 Oro Italia.

HABIB Gold Bar Price Today

HABIB LBMA-certified 999.9 gold bar: 1g RM862 (10k+ sold), 2.5g RM2,009, 5g RM3,749. Buyback guide. Compare vs Poh Kong. Buy from HABIB Official Store on Shopee.

LITZ Gold Bar Malaysia — PAMP Suisse & Gold Beans

LITZ PAMP Suisse/Perth Mint 1g bar RM864 (10k+ sold). Gold Beans 足金小金豆 RM830 (6k+ sold). CNY coins, zodiac charms. All 999.9 pure gold from LITZ Official Store, Shopee.

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Harga Emas Masdora Hari Ini — Dinar & Koleksi

Harga emas Masdora terkini: Dinar Haji/Umrah 4.25g RM3,300, Jongkong 5g RM3,828, Jongkong 1g RM850. Wafer Surah Al-Quran & Salam Lebaran. Bar KL & Penang. Shopee Malaysia.

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Harga Emas Tomei Hari Ini — Bar Menara Kembar

Bar Emas Menara Kembar Tomei (3,000+ terjual): 1g RM910, 2g RM1,800, 5g RM4,100. PAMP x Tomei (Coca-Cola, PacMan, Lady Fortuna). Koleksi Wau, Hornbill, Empat Musim.

Kijang Emas Price Today — BNM Official

Live Kijang Emas buy/sell rates for 1oz, ½oz, ¼oz from BNM. Includes 916 & 999 per gram derived prices. Updated every 4 hours.

OPR Malaysia 2026 — Current Rate & History

Current OPR Malaysia: 2.75%. Full history 2020–2026, home loan impact calculator, next MPC meeting dates. Live from BNM.

Kadar OPR Malaysia 2026 — Terkini & Sejarah

Kadar OPR Malaysia: 2.75%. Sejarah lengkap 2020–2026, kalkulator kesan pinjaman rumah, tarikh MPC akan datang. Data BNM.

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Financial Consumer Alert Malaysia — BNM

Search 431 unlicensed financial entities flagged by Bank Negara Malaysia. Verify any company before investing. Live from BNM OpenAPI.

Gold Investment Calculator Malaysia

Calculate gold profit, total return and CAGR. Supports 999/916/750 gold. Historical MYR gold CAGR: 9–12% p.a. over 10–20 years.

Dividend Calculator Malaysia

Calculate dividend income, yield on cost, DRIP compound growth. Benchmark table: EPF 6.30%, ASB 5.25%, REITs 5–7%, Maybank 5.8%.

Retirement Savings Calculator Malaysia

Project total retirement nest egg — EPF at 6.30% + other investments. Gap analysis: are you on track? How much extra to save monthly?

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Kadar Tukaran RM ke IDR 2025

Kalkulator tukaran Ringgit Malaysia ke Rupiah Indonesia. IDR 10,000 = RM 2.28 (anggaran). Jadual tukaran, harga Bali & tips wang travel Indonesia.

Kalkulator Pencen Pilihan Malaysia (JPA)

Kira pencen bulanan, ganjaran & GCR untuk persaraan pilihan JPA. Semak kelayakan umur 40 + 10 tahun perkhidmatan. Formula JPA rasmi.

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Kalkulator Hari Jadian Malaysia

Kira berapa hari, bulan & tahun anda sudah bersama. Semak milestone seterusnya (100 hari, 1 tahun, 1000 hari) dan tarikh ulang tahun hubungan.

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Kalkulator Persaraan Malaysia (BM)

Kira pencen, ganjaran & faedah persaraan kakitangan awam Malaysia. Semak semua jenis persaraan JPA: wajib, pilihan, kesihatan & gratuiti sahaja.

Kalkulator Persaraan Wajib JPA (Umur 58)

Kira pencen, ganjaran & GCR untuk persaraan wajib kakitangan awam Malaysia pada umur 58. Formula JPA rasmi untuk semua gred.

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Kalkulator Persaraan Atas Sebab Kesihatan

Kira faedah persaraan atas sebab kesihatan kakitangan awam Malaysia. Semak kelayakan (min 10 tahun), pencen penuh, ganjaran & proses permohonan.

Kalkulator Persaraan Swasta Malaysia (KWSP)

Projek baki KWSP anda pada persaraan. Analisis jurang, 3 akaun KWSP, purata baki Malaysia vs sasaran selesa RM1 juta. Sektor swasta + kakitangan kontrak.

Kalkulator Pinjaman ASB Malaysia

Kira untung bersih pinjaman ASB — bandingkan kadar bank (4.10–4.50%) vs dividen ASB (5.75%). Analisis spread dan jadual ansuran bulanan.

Kalkulator Zakat ASB Malaysia

Kira zakat ke atas simpanan & dividen ASB. Semak nisab ~RM24,225, pilih kaedah zakat harta atau dividen sahaja. Cara bayar auto via myASNB Ria.

Ice-Watch Malaysia 2026 — ICE Steel RM359 | Harga & Review

Ice-Watch Malaysia 2026: ICE Steel RM359 (10 ATM, 549 sold), ICE smart 3.0 RM399 (617 sold, Bluetooth), ICE smart KS 2.0 RM788. Belgian fashion watch brand full price guide.

Samsung Galaxy Watch Ultra Malaysia 2026 — Harga & Review

Samsung Galaxy Watch Ultra Malaysia: RM3,149 (15% comm, 5 ATM). Watch8 Classic RM1,249 (17% comm). Full Samsung watch lineup vs Apple Watch Ultra 2 vs Amazfit T-Rex Ultra 2.

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PICO 4 Ultra Malaysia 2026 — RM2,799 | Best Standalone VR Headset

PICO 4 Ultra Malaysia 2026: Adventure Pack RM2,799 (12% comm, 378 sold). Motion Tracker RM389. Full comparison vs Meta Quest 3, Quest 3S, and PlayStation VR2.

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PC Bottleneck Calculator Malaysia

Check if your CPU or GPU is the bottleneck for gaming at 1080p, 1440p or 4K. Covers RTX 4000, RX 7000, Intel/AMD Ryzen.

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Hotel Murah Malaysia 2026 — Dari RM30/Malam

Panduan hotel budget terbaik di Malaysia. KL dari RM35, Penang dari RM40, JB dari RM28/malam. Bandingkan OYO, Agoda, Trip.com & Traveloka.

Crypto Malaysia Hub — Harga, Kalkulator & Panduan

Pusat crypto Malaysia: harga Bitcoin/Ethereum, cara beli, kalkulator untung, ulasan Luno/Hata/Binance & status halal/haram. 15 halaman dalam satu hub.

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Quit Rent Malaysia — All 16 States, Rates & How to Pay

Complete quit rent guide: all 16 states, residential rates RM0.018–0.035/sq ft, deadline 31 May (28 Feb for WP). Calculators for Selangor, KL, Johor.

Cukai Tanah Malaysia — Semua Negeri, Kadar & Cara Bayar

Panduan lengkap cukai tanah Malaysia: kadar semua 16 negeri, tarikh akhir 31 Mei, cara bayar online via PTG, MyEG & JomPAY. Versi Bahasa Malaysia.

ASNB Price Today Malaysia 2026 — Fixed vs Variable Fund Prices

ASNB fixed price funds (ASB, ASM) are always RM1.00/unit. Variable price funds (ASN Equity, Imbang, Sara) change daily — check at myasnb.com.my. ASB dividend 5.75% in 2024.

Pinjaman Peribadi Swasta Malaysia 2026 — Kadar dari 4.38%

CIMB Cash Plus dari 4.38% flat (kelulusan 24 jam), Bank Rakyat sehingga RM400k, BSN MyRinggit-i dari 6.00%, Maybank 6.50–8.00%. Gaji minimum RM2,000.

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Cendawan Susu Harimau Malaysia — Khasiat & Harga Kapsul

TruHerbs 300mg dari RM167.90 · YK Herbs RM26.50 · KITSUI · 6 jenama terbaik. Manfaat paru-paru, imuniti & sinusitis.

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Tiger Milk Mushroom Malaysia — Best Brands & Price

TruHerbs Sclerotia 300mg (3k+ sold) · YK Herbs (10k+ sold) · HooHoo · 6 brands compared. Benefits for lungs, immunity & sinusitis.

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Makanan Kucing Malaysia — Royal Canin & SIMBA Harga Terbaik

Royal Canin 4kg dari RM153 (90k+ terjual) · SIMBA 10kg RM76.63 · Wet food dari RM42. Perbandingan jenama & tips pilih makanan kucing.

Probiotik Terbaik Malaysia — GKB Lactobacillus & KITSUI Belloss

GKB Lactobacillus GKM3 (30k+ terjual, strain dikaji Malaysia) · KITSUI Belloss (50k+, RM41.61) · MommyHana (30k+). Panduan pilih probiotik terbaik.

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Suplemen Kurus Terbaik Malaysia — Diluluskan KKM

Panduan jujur: serat/glucomannan (~1.3kg/8 minggu) & teh hijau ada bukti; selebihnya penipuan. Cara semak kelulusan KKM, elak sibutramine. Defisit kalori = kunci.

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Best Meal Replacement Malaysia — Top 5 Protein Shakes

KITSUI, Fiboo, TasteBudds, Flimty & Fortyfour compared by type, price & value. How to pick a high-protein, low-sugar shake for a calorie deficit. Honest guide.

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Kolagen Terbaik Malaysia — Untuk Kulit & Sendi

KITSUI, Pentavite & Kinohimitsu dibandingkan. Bukti: kolagen tingkatkan keanjalan & kelembapan kulit (8–12 minggu) + bantu sendi — tapi BUKAN pemutih kulit. Dos 2.5–10g.

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Vitamin C Terbaik Malaysia — Imun & Kulit

Pentavite, Shaklee Vita-C & KITSUI dibandingkan. Vitamin C bantu imun (kurangkan tempoh selesema ~8%) & sintesis kolagen. Dos 500–1,000mg, had 2,000mg/hari.

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Multivitamin Kanak-Kanak Terbaik — Perlu Ke?

Panduan ibu bapa jujur: kebanyakan anak sihat TIDAK perlu multivitamin (AAP). Bila perlu (cerewet makan), zat besi & vitamin D paling kurang, risiko overdos gummy. Pentavite Children.

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Senarai Kosmetik Diharamkan KKM — Semak Krim Anda

Semak 121 produk kosmetik diharamkan KKM (54 mengandungi merkuri). Alat carian nama krim pemutih. Data rasmi KKMNOW. Elak merkuri, hydroquinone, tretinoin, steroid.

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Sunscreen Terbaik Malaysia — Berminyak, Jeragat & Sensitif

Wardah, Beauty of Joseon, Some By Mi & AXIS-Y dibandingkan. Pilih SPF50 PA+++ ikut jenis kulit. Sunscreen = langkah #1 cegah jeragat & penuaan. Abaikan 'SPF90'.

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Skincare Korea Terbaik Malaysia — COSRX, Beauty of Joseon, Klairs

Serum glow, niacinamide & dark spot K-beauty dibandingkan + rutin asas 5 langkah. COSRX, Beauty of Joseon, Klairs, Some By Mi. Mencerahkan, bukan memutihkan ajaib.

Skincare Untuk Jerawat Malaysia — Jerawat & Parut

Salicylic/BHA, niacinamide & retinol — bahan berbukti untuk jerawat & parut. Wardah Acnederm, COSRX, Some By Mi dibandingkan. Bila perlu jumpa doktor.

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The Ordinary Malaysia — Produk Mana Untuk Masalah Anda?

Panduan The Ordinary: produk mana untuk jerawat, flek hitam, kedut & kulit kering. Harga + cara guna & layer (jangan campur salah). Niacinamide, retinoid, arbutin.

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Kalori Makanan Malaysia — Senarai Lengkap

Kalori nasi lemak ~400–650, char kuey teow ~745, roti canai ~300, teh tarik ~170. Anggaran per hidangan + tips kurangkan kalori. Sumber MyFCD.

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Pentavite Malaysia — Halal & Diluluskan KKM?

Review jujur jenama Pentavite: Australia 80 tahun, berdaftar KKM, banyak produk halal. Senarai produk: multivitamin lelaki/wanita, vitamin C, kolagen, kanak-kanak.

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Semak Produk Berdaftar KKM — Cari Nombor MAL

Semak 19,700+ suplemen, produk semula jadi & ubat yang diluluskan KKM ikut nama, jenama atau nombor MAL. Alat carian data rasmi KKMNOW. Elak produk tidak berdaftar.

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Kitsui Belloss Fiber Review Malaysia — Kesan Sampingan, Cara Minum & Harga

KITSUI Belloss Pre+Probiotic RM41.61 · 50k+ terjual · Kesan sampingan, cara minum, untuk apa, Watson vs Shopee harga. Panduan sinbiotik terlengkap.

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Simba Cat Food Malaysia Review — Is Simba Cat Food Good?

SIMBA Premium Kibbles 10kg RM76.63 (50k+) · 1kg RM3.92 (400k+ sold) · Made in Malaysia direct dari kilang · vs Royal Canin comparison.

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Simba Makanan Kucing Review — Direct Dari Kilang Malaysia

SIMBA Premium Kibbles direct dari kilang Malaysia · 400k+ terjual · RM7.66/kg vs Royal Canin RM38.25/kg · Harga Shopee terbaik.

Dessini Pressure Cooker Malaysia Review — 25-in-1 6L Harga & Cara Guna

DESSINI ITALY 25-in-1 Electric Pressure Cooker 6L RM139.80 · 80k+ terjual · Cara guna, error E4, masak nasi, 6L vs 8L perbandingan.

Dessini Malaysia Review — Produk Terbaik, Harga & Outlet

DESSINI ITALY jenama Malaysia · Granite Cookware 200k+ terjual · Pressure Cooker 80k+ · Malaysia Book of Records · dari negara mana, customer service.

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Dessini Air Fryer Malaysia Review — Manual, Cara Guna & Harga

DESSINI AF-35L 3.5L RM119.80 (6k+) · 5.2L RM109.80 (4k+) · AF-90 9L · AF-15 15L oven · Manual PDF, cara guna, suhu & masa masak.

Dessini Rice Cooker Malaysia Review — 1.8L PC-XB18 Harga & Manual

DESSINI 1.8L PC-XB18 RM59.90 · 50k+ terjual · 5.0L RM89.80 · Non-stick inner pot · Steamer · Cara guna, nisbah air, beras.

Dessini Coffee Machine Malaysia Review — Espresso 20 Bar Harga & Cara Guna

DESSINI Espresso 1.4L RM269.80 (5k+) · 1.5L RM699.80 + grinder · 20 Bar pressure · Portafilter 51mm · Cara buat cappuccino & cara bersih.

Kalkulator Kalori untuk Menurunkan Berat Badan Malaysia

Kira BMR, TDEE dan defisit kalori harian untuk turunkan berat badan secara selamat. Formula Mifflin-St Jeor — dapat rancangan 0.5 kg/minggu untuk lelaki & wanita.

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Kalkulator Kalori untuk Menambah Berat Badan Malaysia

Kira BMR, TDEE dan lebihan kalori harian untuk naikkan berat badan dengan otot, bukan lemak. Formula Mifflin-St Jeor — rancangan 0.5 kg/minggu untuk lelaki & wanita.

Calorie Calculator to Lose Weight Malaysia

Free calorie deficit calculator for weight loss in Malaysia. Mifflin-St Jeor BMR + TDEE, women & men, plus local food calories (nasi lemak ~600 kcal). How many calories to eat to lose 0.5 kg/week.

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Calorie Calculator to Gain Weight Malaysia

Free calorie surplus calculator for healthy weight gain in Malaysia. Mifflin-St Jeor BMR + TDEE, women & men, plus mass gainer picks. How many calories to gain 0.5 kg/week with muscle, not fat.

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Protein Calculator Malaysia — How Much Protein to Build Muscle

Free protein intake calculator for muscle gain & fat loss, men & women. A 70 kg man needs ~112–154 g/day (1.6–2.2 g/kg). ISSN-based, with Malaysian protein sources (egg ~6g, chicken 100g ~31g).

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Kalkulator Protein Malaysia — Berapa Gram Protein untuk Otot

Kira protein harian untuk bina otot & turun lemak, lelaki & wanita. Lelaki 70 kg perlu ~112–154 g/hari (1.6–2.2 g/kg). Berdasarkan ISSN, dengan sumber protein makanan Malaysia (telur ~6g, dada ayam 100g ~31g).

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Macro Calculator Malaysia — Protein, Carbs & Fat

Free macro calculator for fat loss, muscle gain & body recomp. Daily protein, carbs & fat in grams, men & women, with Malaysian food macros (1 cup rice ~45g carbs, chicken 100g ~31g protein).

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Malaysian Food Calories — Nasi Lemak, Roti Canai & More

Calories in Malaysian food: nasi lemak ~400–650 kcal, char kuey teow ~745, roti canai ~300, chicken rice ~620. Searchable list of 700+ dishes from the official MOH food database.

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Piramid Makanan Malaysia — Versi Terkini KKM & Suku Suku Separuh

Versi rasmi terkini ialah Piramid Makanan 2020 (bukan 2026). Sayur 3 hidangan, buah 2, air 6–8 gelas + konsep Suku Suku Separuh (¼ karbohidrat, ¼ protein, ½ sayur & buah). Sumber KKM.

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Kalori McD Malaysia — Kalkulator Set McDonald's

Kira kalori set McDonald's Malaysia. Big Mac 491 kcal, McChicken 418, French Fries besar 423, Nasi Lemak McD 593. Data rasmi McD Malaysia — bina set anda, lihat jumlah kalori.

Kalori KFC Malaysia — Kalkulator Set KFC

Kira kalori set KFC Malaysia. Ayam Original Recipe dada 342 kcal, peha 287, drumstick 160. Zinger Classic 573, Cheezy Wedges 453. Data rasmi KFC Malaysia — bina set anda, lihat jumlah kalori.

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Kira Kaki Persegi Rumah & Tanah

Kira kaki persegi rumah, bilik atau tanah. 1 meter persegi = 10.7639 kaki persegi. Termasuk harga per kaki persegi.

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Hours Calculator — Kira Jam Kerja

Kira jam antara dua masa, tambah/tolak masa dan jumlah timesheet mingguan. Waktu kerja normal Malaysia 45 jam seminggu.

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Distance Calculator Malaysia

Jarak antara 32 bandar di Malaysia, anggaran masa memandu dan kos minyak guna harga RON95 terkini.

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Kalkulator Saintifik Online

Kalkulator saintifik percuma untuk SPM & STPM: sin, cos, tan, log, ln, kuasa, punca dan faktorial. Mod darjah & radian.

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Penukaran Unit — Panjang, Jisim, Luas & Suhu

Tukar unit panjang, jisim, luas, isipadu, suhu, laju dan data. 1 meter = 3.28084 kaki, 1 kg = 2.20462 paun.

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Tukar cm ke Kaki — Jadual Tinggi Badan

Tukar sentimeter ke kaki dan inci. 170 cm = 5 kaki 6.9 inci. Jadual penuh 150 cm hingga 190 cm.

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Discount Calculator — Kira Diskaun & Margin

Kira harga selepas diskaun, diskaun bertindih, margin dan markup. 30% + extra 20% bukan 50% — ia 44%.

Amortization Schedule Calculator Malaysia

Jadual amortisasi penuh pinjaman perumahan — pecahan faedah vs prinsipal setiap bulan dan penjimatan bayaran tambahan.

Ideal Weight Calculator Malaysia

Berat badan ideal ikut tinggi & jantina dengan 4 formula perubatan. Julat BMI sihat guna ambang Asia 18.5–22.9.

Semak Harga Barang Runcit Malaysia

Harga ayam, telur, ikan, sayur & barang dapur terkini — data rasmi KPDN PriceCatcher. Dikemas kini setiap hari.

Harga Ayam Malaysia Hari Ini

Harga ayam bersih standard & super terkini — perbandingan Lotus's, Econsave, Giant, AEON Big & pasar basah. Data KPDN.

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Harga Telur Malaysia — Gred A, B & C

Harga telur ayam Gred A RM13.70/10biji. Bandingkan Gred A/B/C, telur puyuh & itik di hypermarket vs pasar basah.

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Perbandingan Harga Supermarket Malaysia

Lotus's vs AEON vs Econsave vs Mydin — mana paling murah? Perbandingan harga ayam, telur & sayur berdasarkan data KPDN.

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Harga Sayur Hari Ini Malaysia

Harga tomato, kangkung, cili, timun & sayur-sayuran terkini — data rasmi KPDN PriceCatcher.

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Harga Ikan Hari Ini Malaysia

Harga ikan kembung, sotong, udang, ketam & hasil laut terkini — data rasmi KPDN PriceCatcher. 14 jenis ikan & hasil laut.

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Harga Barang Eco Shop Malaysia

Senarai harga barangan Eco Shop Malaysia — RM2.60 setiap item. 371 cawangan, SARA diterima, beli online di Shopee.

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Harga Barang Mydin Malaysia

Senarai harga borong & runcit Mydin Malaysia. 71+ cawangan, halal 100%, SARA diterima. Perbandingan harga vs supermarket lain.

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Harga Bawang Malaysia Hari Ini

Harga bawang merah, bawang besar (holland) & bawang putih terkini — data rasmi KPDN PriceCatcher. Bandingkan harga mengikut asal negara.