Salary Calculator Malaysia 2026 – Net Salary After EPF, SOCSO, EIS & PCB

Looking to know your take-home pay in Malaysia?
Our Salary Calculator Malaysia 2026 helps you quickly estimate your net salary after deducting EPF (KWSP), SOCSO, EIS, and PCB (monthly tax). Whether you’re an employee, HR staff, or job seeker, this tool shows you exactly how much salary you’ll bring home every month and every year.

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✅ Why Use a Salary Calculator in Malaysia?

• Understand your net salary after deductions

• Plan your monthly budget more accurately

• See how EPF (retirement savings) reduces your take-home pay

• Estimate PCB (Potongan Cukai Bulanan) or monthly income tax

• Useful for HR, payroll staff, and fresh graduates

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📊 What Does the Salary Calculator Malaysia 2026 Include?

This calculator is updated with the latest contribution rates for 2026. It automatically applies:

1. EPF (KWSP) – Standard 11% employee contribution (with employer contribution shown separately).

2. SOCSO – Social Security contribution (0.5% employee share).

3. EIS (Employment Insurance System) – 0.2% deduction for unemployment protection.

4. PCB (Potongan Cukai Bulanan) – Monthly tax deduction based on LHDN 2026 schedule.

You can also include:

• Allowances (fixed or variable)

• Overtime (OT) payments

• Unpaid leave deductions

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🧮 How to Use the Calculator

1. Enter your gross monthly salary.

2. Select your EPF contribution % (default 11%).

3. Choose marital status and number of children (affects PCB tax).

4. Tick the deductions (SOCSO, EIS, PCB).

5. Add any allowances, overtime, or unpaid leave.

6. Click Calculate → See your Net Monthly Salary and Net Annual Salary instantly.

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📝 Example Calculation

Let’s say your gross salary is RM 5,000:

• EPF Employee Contribution: RM 550

• SOCSO: RM 25

• EIS: RM 10

• PCB: RM 200 (approx, depends on marital status & reliefs)

👉 Net Salary = RM 4,215 (take-home pay)

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📌 Benefits of Using a Salary Calculator

• Employees – check your real salary before signing a job offer

• Employers – ensure payroll deductions follow Malaysian law

• Fresh Graduates – plan ahead for savings, rent, and expenses

• Job Seekers – compare offers with actual net pay, not just gross salary

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❓ Frequently Asked Questions (FAQ)

1. What is PCB in Malaysia?
PCB stands for Potongan Cukai Bulanan, which is Malaysia’s monthly tax deduction system managed by LHDN. It’s like a “pay-as-you-earn” tax collection.

2. Is EPF deduction compulsory?
Yes, for Malaysian employees under 60 years old, 11% contribution is mandatory (with 13% from the employer).

3. Do foreigners pay SOCSO and EIS?
Foreign employees are not required to contribute to SOCSO or EIS, but some employers may include it.

4. Does PCB equal my final yearly tax?
Not always. PCB is only an estimate of your annual tax. When you file your income tax (Form BE), you may get a refund or need to top up depending on reliefs and rebates.