FSMOneFree RM25
ShopeePayFree RM100
moomooFree RM2,000*
AtomeFree RM35
Homeâ€ēAbout

About Calculator Malaysia

Free, accurate financial calculators built specifically for Malaysians — covering salary, EPF, insurance, loans, CGPA, and more.

200+

Free Calculators

50k+

Monthly Users

2024

Year Founded

100%

Free to Use

Who Built This?

Calculator Malaysia is an independent project built and maintained by a Malaysian developer with a background in software engineering and fintech. Having personally struggled to find clear, accurate answers to everyday Malaysian financial questions — from calculating PCB deductions to comparing car insurance premiums — the site was created to fill that gap.

Every calculator is personally researched, verified against official sources (LHDN, EPF, BNM, JPJ), and updated whenever rates change. This is not an automated content farm — each tool and guide is built with the specific needs of Malaysian users in mind.

Our Mission

Calculator Malaysia was built with one goal: give every Malaysian access to accurate, easy-to-use financial tools — for free. Whether you are calculating your take-home salary after EPF and PCB, figuring out your car insurance NCB discount, planning your first home purchase, or checking your CGPA before applying for scholarships, we want to make these calculations fast and clear.

Financial literacy matters. Too many Malaysians overpay for insurance, underprepare for retirement, or miss out on tax reliefs simply because the information is scattered or hard to understand. We consolidate it all in one place, with plain-language explanations alongside every calculator.

What We Cover

💰

Salary & Tax

EPF, PCB, SOCSO, take-home pay calculators

đŸ›Ąī¸

Insurance

Car, motorcycle, travel & EV insurance guides

🏠

Property & Loans

Home loan, refinance, stamp duty, OPR

📊

Investment

ASB, gold, unit trust, FIRE planning

🎓

CGPA & Education

UM, UPM, USM, UKM, UTAR, MMU calculators

🚗

Auto

Road tax, NCB, RON95 vs RON97, petrol cost

Data Sources & Accuracy

All calculator rates and figures are sourced from official Malaysian government and regulatory bodies including:

  • ✓Lembaga Hasil Dalam Negeri (LHDN) — PCB, income tax, tax relief rates
  • ✓Kumpulan Wang Simpanan Pekerja (KWSP/EPF) — EPF contribution rates
  • ✓Pertubuhan Keselamatan Sosial (SOCSO/PERKESO) — SOCSO & EIS rates
  • ✓Bank Negara Malaysia (BNM) — OPR, insurance tariffs, financial regulations
  • ✓Jabatan Pengangkutan Jalan (JPJ) — road tax rates
  • ✓Jabatan Perangkaan Malaysia (DOSM) — salary & income data
  • ✓Lembaga Arkitek Malaysia (LAM), Malaysian Medical Council (MMC) — professional data

Calculators are reviewed and updated whenever official rates change. Results are estimates — always verify with the relevant authority or a licensed professional for decisions involving large sums.

Editorial Standards & Disclaimer

All financial data on Calculator Malaysia is sourced from official Malaysian government publications and updated regularly. We do not guess, estimate, or copy from other websites. When official rates change — such as EPF contribution tables, PCB tax brackets, or road tax schedules — we update the relevant calculators promptly.

âš ī¸ Important Disclaimer

Calculator results are estimates for general guidance only. They do not constitute financial, tax, legal, or insurance advice. Always verify with the relevant authority (LHDN, EPF, your insurer, or a licensed financial adviser) before making decisions involving significant sums.

Get in Touch

Found an error? Want to suggest a calculator? Interested in advertising or affiliate partnerships?