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📈 Investment Calculators Malaysia

Investment Calculator Malaysia 2026

Calculate ASB dividends, gold prices, compound interest & investment growth. Plan your financial future with accurate Malaysian data.

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Calculators

16 pages
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Monthly Investment Calculator Malaysia

How RM500/month grows to RM745,000 in 30 years at 8%. DCA / SIP calculator with milestone table.

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Investment Return Calculator Malaysia

Calculate CAGR, total ROI and projected growth. Two modes: project future value or calculate actual return.

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Unit Trust Calculator Malaysia

Project unit trust returns after sales charge. 0% (FSMOne) vs 5% bank = +RM10k difference on RM50k over 20 years.

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Gold Investment Calculator Malaysia

Calculate gold profit, total return and CAGR. Supports 999 (24K), 916 (22K). Historical MYR gold returns.

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Dividend Calculator Malaysia

Calculate dividend income, yield on cost, and DRIP compound growth. Bursa stocks, REITs, ASB and EPF benchmarks.

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ASB Dividend Calculator

Kira dividen ASB & keuntungan pembiayaan ASB. Kadar terkini 5.75%. Bandingkan ASB vs FD.

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Kalkulator Dividen ASB (BM)

Kira dividen ASB anda berdasarkan kadar terkini 5.75%. Lihat unjuran pulangan tahunan.

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Kalkulator Pembiayaan ASB Malaysia

Kira sama ada pembiayaan ASB berbaloi. BSN dari 4.00%, Maybank 4.40% vs dividen ASB 5.00%. Keputusan segera.

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Kalkulator Harga Emas Malaysia

Kira nilai emas 916 dan 999 berdasarkan harga semasa. Semak harga emas hari ini.

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EPF Investment Calculator Malaysia

Kira baki EPF dalam 10–30 tahun. Dividen 6.30% (2024). Caruman pekerja + majikan + sukarela.

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EPF Dividend Calculator Malaysia

Project annual EPF dividend at 6.30% (2024). Year-by-year compound growth table. Historical rates 2017–2024.

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EPF Calculator Hub (KWSP)

All EPF/KWSP calculators — contribution, retirement, dividend, Akaun 3. Employee 11% + Employer 13%.

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Hub ASNB Malaysia — ASB, ASB2 & Panduan

Semua kalkulator & panduan ASB di satu tempat. Dividen 5.75%, had RM300k, perbandingan ASNB vs FD vs KWSP.

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Amanah Hartanah Bumiputera (AHB) Malaysia

AHB dividen 5.00% p.a. Had RM1 juta — lebih tinggi daripada ASB RM300k. Cara beli di Maybank, AmBank, Bank Islam.

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REIT Malaysia Hub — Top REITs, Yields & How to Invest

Complete REIT guide: average yield 5.6%, top 10 REITs by yield, dividend calculator, cara melabur & tax 2026.

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FSMOne Malaysia Hub — Review, Fees & All Comparisons

0% unit trust sales charge, 900+ funds, SC licensed. Review + FSMOne vs moomoo, IBKR, StashAway, Webull, POEMS.

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IPO Malaysia

4 pages
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SkyeChip IPO Malaysia — RM0.88/share

Malaysia's first AI chip designer IPO. RM0.88/share, Shariah compliant, lists 20 May 2026. Subscribe via Moomoo — 4x leverage, 0% fee.

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IPO Malaysia 2026 — Complete Hub

All Bursa Malaysia IPOs 2026: SkyeChip, Empire Sushi (23x), Sunway Healthcare (+28%). Upcoming dates, oversubscription rates, first-day gains.

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IPO Malaysia 2026 Calendar

Full 2026 IPO calendar. Empire Sushi 23.30x oversubscribed, Gold Li 70x. Apply via Moomoo RM0 fee.

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IPO Malaysia 2025 Review

59 IPOs, RM5.5B raised, Oriental Kopi +99%, THMY Holdings +193%. Malaysia #1 SE Asia IPO count.

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Platform Reviews

9 pages
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Moomoo Malaysia Review

SC-licensed, 0.03% Bursa fee, near-zero US stocks. RM100 cash + RM1,700 AAPL for new users. Honest pros, cons & fee comparison.

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Tiger Brokers Malaysia — Is It SC Licensed?

Tiger Brokers is NOT licensed by SC Malaysia. Cannot trade Bursa stocks. Best SC-licensed alternative: Moomoo MY.

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Cara Daftar Moomoo Malaysia

Panduan lengkap buka akaun moomoo — 6 langkah, siap 1–2 hari. Termasuk CDS Account-IPO & cara claim bonus RM1,800.

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StashAway Malaysia Review

Review StashAway Malaysia — fee 0.2–0.8%, pulangan hingga 23.4% (2025), SC berlesen. Simple 3.55% p.a.

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Wahed Invest Malaysia Review

Review Wahed Invest Malaysia — pelaburan halal dari RM10, ESA 4%+ p.a., $3B AUM global. Kod YINOOI1.

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GX Bank Review Malaysia

BNM-licensed digital bank by Grab & Singtel. Bonus Pocket 3.55%, FlexiCredit RM150k. Code OOIY691 — up to RM225 reward.

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Ryt Bank Review Malaysia

BNM-licensed digital bank. 1.2% unlimited cashback, savings up to 4.0% p.a. Code BRVRG — up to RM99 bonus.

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Wise Malaysia Review

BNM-licensed money transfer. Real mid-market rate, 70+ countries. Code yingo29 — first transfer free. Wise card for overseas spending.

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Instarem Malaysia Review

BNM-licensed remittance. Real exchange rate, 60+ countries, InstaPoints rewards. Code wn2gtq — first transfer free.

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Comparisons

8 pages
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ASNB vs ASB — Apa Bezanya?

ASNB = pengurus dana (PNB). ASB = nama dana spesifik Bumiputera. Panduan lengkap perbezaan & semua dana ASNB.

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ASNB (ASB) vs Fixed Deposit Malaysia

ASB 5.75% vs FD terbaik 3.70% (CIMB). Perbandingan risiko, fleksibiliti & pulangan — ASB menang untuk Bumiputera.

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ASNB vs KWSP — Mana Patut Diutamakan?

ASB 5.75% vs EPF 6.30%. Verdict: EPF dahulu (caruman majikan 13% = duit percuma), kemudian maksimakan ASB.

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Wahed vs moomoo Malaysia

Wahed (halal robo, ESA 4%+) vs moomoo (saham global, IPO). Perbandingan lengkap — guna kedua-duanya.

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StashAway vs Wahed Invest Malaysia

Perbandingan StashAway vs Wahed — fee, pulangan, Shariah. StashAway Simple 3.55% vs Wahed ESA 4%+.

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Moomoo vs Rakuten Trade Malaysia

Moomoo 0 komisyen vs Rakuten Trade RT Points rewards. Kedua-dua SC-berlesen. Mana lebih baik?

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Versa vs Moomoo Malaysia

Versa Cash 3.24–3.69% p.a. vs Moomoo Cash Plus 6% + stock investing. Different tools, use both.

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GX Bank vs Moomoo Malaysia

GX Bank Bonus Pocket 3.55% (PIDM) vs Moomoo Cash Plus up to 5% + stocks. Digital bank vs investment platform — use both.

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FD & Fixed Income

1 pages
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Best FD Promotion Malaysia 2026 — Up to 3.70% p.a.

CIMB TIA-i 3.70%, AmBank 3.70%, RHB 3.65%, HLB 3.65%, Public Bank 3.60% — all bank FD promo rates May 2026 compared.

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Crypto Malaysia

1 pages
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Crypto Malaysia Hub — Harga, Kalkulator & Panduan

15 halaman crypto — harga Bitcoin/Ethereum, cara beli di Malaysia, kalkulator untung, ulasan Luno, Hata, Binance & status halal/haram.

15,000+
Calculations Done
3
Calculators
Live Rates
Gold Prices
100%
Free to Use

Frequently Asked Questions

What is an investment calculator and how does it work?
An investment calculator computes how money grows over time using compound interest formulas. You input your initial amount, monthly contributions, expected annual return and time period — it outputs total value, gain and annualised return. In Malaysia, the key benchmark return is EPF's 6.30% (2024). A good investment calculator covers both lump sum (A = P(1+r)^n) and regular monthly DCA contributions (FV = PMT × ((1+r)^n − 1) / r).
How much should I invest monthly in Malaysia?
Minimum: at least 20% of take-home pay. On RM5,000 salary: RM1,000/month target across EPF (auto) + unit trusts/ETFs. Rule of thumb: RM500/month at 8% for 30 years = RM745,000. RM1,000/month = RM1,490,000. Priority order: (1) EPF 11% + voluntary top-up, (2) ASB up to RM200k if Bumiputera, (3) diversified unit trusts via FSMOne at 0% sales charge or ETFs via moomoo.
What is a good investment return in Malaysia?
EPF 6.30% (2024) is the benchmark — beat this to justify taking on risk. ASB 5.25% is near-guaranteed for Bumiputera. FD best rate: 3.70% (guaranteed). Diversified equity unit trusts: 7–10% long-term average. S&P 500 ETF via moomoo: ~10% nominal (historical 30-year average). Malaysian REIT dividend yield: 5–7%. Any investment below EPF's 6.30% with higher risk is a poor trade-off.
Is gold a good investment in Malaysia?
Gold has delivered ~9–10% CAGR in MYR over the past 10 years (partly due to ringgit depreciation). It is a good inflation hedge and portfolio diversifier — allocate 5–15% of portfolio. Best way to buy: Maybank Gold Investment Account (digital, no storage cost), Public Gold (physical), Hello Gold app (fractional). Always buy 999 (24K) for investment, not 916 jewellery (high markup, low resale).
What is the difference between unit trust and ASB in Malaysia?
ASB (Amanah Saham Bumiputera): 5.25% p.a. near-guaranteed, Bumiputera only, max RM200k, zero sales charge — maximize this first if eligible. Unit trusts: open to everyone, variable returns (equity funds average 7–10% long-term), sales charge 0–5.5%. Key: buy unit trusts via FSMOne (0% sales charge) not banks (3–5.5%). For non-Bumiputera, EPF + unit trusts + ETFs is the optimal mix.
What investment calculator is best for Malaysia?
For each use case: Monthly DCA → Monthly Investment Calculator (RM500/mo × 30yr = RM745k). CAGR/ROI → Investment Return Calculator. Unit trust fees comparison → Unit Trust Calculator. Gold profit → Gold Investment Calculator. Dividend income → Dividend Calculator. EPF projection → EPF Dividend Calculator. All free on calculatormalaysia.com.
📈 moomooSC Malaysia Licensed · No.1 Trading App

RM500/Month for 30 Years = RM1.13M — via S&P 500 at 10% p.a.

Plus up to RM1,800 in new user rewards. SC Malaysia licensed. Invest in US, HK & Bursa stocks from one app.

Monthly DCA growth at 10% p.a. (S&P 500 hist avg)

Monthly10 yrs20 yrs30 yrs
RM300/moRM61kRM228kRM678k
RM500/moRM102kRM380kRM1.13M
RM531/moRM109kRM404kRM1.2M
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