Etiqa Insurance Malaysia 2026

Etiqa (owned by Maybank) offers both conventional insurance and Shariah-compliant takaful across all major categories: (1) Motor — car and motorcycle insurance/takaful; (2) Travel — Etiqa 360 Travel Takaful, single trip from RM15; (3) Medical/health — hospital and surgical takaful from RM42/month; (4) Life/family takaful; (5) Personal accident; (6) Home/fire; (7) Business/SME insurance. Etiqa is Malaysia's largest insurance group by total premiums.

You can renew Etiqa motor insurance at: (1) etiqa.com.my — direct renewal portal; (2) Shopee Insurance — often has extra discounts and cashback; (3) Licensed comparison portals (Loanstreet, iMoney, RinggitPlus). Have your IC number, vehicle registration, and previous policy number ready. Renewal takes about 5 minutes online. Road tax can be renewed simultaneously via JPJ integration.

Etiqa Insurance Berhad is a conventional insurance company. Etiqa General Takaful Berhad is the Shariah-compliant (Islamic) arm. Both offer similar products (motor, travel, medical) but differ structurally: Takaful uses a mutual pool (tabarru') where surplus is shared back to participants. For most consumers, coverage quality and claims service are equivalent — the choice comes down to religious preference. Both are regulated by Bank Negara Malaysia.

Etiqa is generally competitively priced — not always the cheapest but strong on value-for-money with good claims service. For motor insurance, the tariff rate (for comprehensive) is set by Bank Negara Malaysia (detariffed since July 2017), so premiums vary. Etiqa often offers bundled benefits like free roadside assistance and PA coverage. For travel insurance, Etiqa 360 is one of the most competitively priced in Malaysia. Compare via Shopee Insurance for best deals.

Etiqa claims: (1) Motor claims — go to any authorised Etiqa panel workshop or call 1300-13-8888; (2) Travel claims — submit via etiqa.com.my/claims within 30 days of return; (3) Medical claims — show your medical card at panel hospitals for cashless admission; (4) PA claims — call Etiqa customer service. For motor, own-damage claims without a police report: bring the car to a panel workshop with your policy details. Emergency roadside assistance: 1800-88-1212.