Current Gold Price Reference (approx. 2026)
*Indicative prices only. Verify at Public Gold, Maybank Gold or BNM before transacting.
Calculate Gold Investment Return
Cost Paid
RM 14,000
Current Value
RM 22,500
Profit / Loss
+RM 8,500
CAGR (p.a.)
9.95%
Total return: 60.7%vs EPF benchmark: 6.30% p.a.vs FD: 3.70% p.a.
Gold Price Historical Performance (MYR)
| Period | Gold price then (RM/g) | Gold price 2026 (RM/g) | Annualised Return |
|---|---|---|---|
| 5 years ago (2020) | RM 265 | RM 450 | 11.2% p.a. |
| 10 years ago (2015) | RM 145 | RM 450 | 12.0% p.a. |
| 15 years ago (2010) | RM 120 | RM 450 | 9.2% p.a. |
| 20 years ago (2005) | RM 65 | RM 450 | 10.2% p.a. |
Gold prices are indicative 999 (24K) investment gold in RM. Actual prices vary by seller and market conditions.
📈 moomooSC Malaysia Berlesen · Penapis Syariah
Labur Emas Patuh Syariah Tanpa Simpan Fizikal — ETF Emas di Moomoo
Beli TradePlus Shariah Gold Tracker (ETF emas disokong emas fizikal, diaudit harian, tersenarai Bursa) terus dari telefon — tiada premium kedai, tiada risiko simpanan. Ganjaran sehingga RM1,800 untuk pengguna baru.
| Bandingan | Emas Fizikal | ETF Emas (Moomoo) |
|---|---|---|
| Premium / kos masuk | +5–8% premium kedai | Kos rendah |
| Penyimpanan | Peti besi / insurans | Tiada — dalam akaun |
| Jual semula | Spread lebar, ke kedai | Segera, harga pasaran |
| Patuh Syariah | Ya (emas fizikal) | Ya — TradePlus Shariah Gold Tracker |
- ✅ Penapis saham & ETF patuh Syariah — SC Malaysia berlesen
- 🪙 TradePlus Shariah Gold Tracker — ETF emas disokong emas fizikal (Bursa)
- 🎁 Ganjaran sehingga RM1,800 untuk pengguna baru
*Lengkapkan deposit & dagangan pertama melalui pautan ini untuk jejak ganjaran. T&C dikenakan. Pelaburan melibatkan risiko — emas & ETF boleh turun nilai.
Frequently Asked Questions
Is gold a good investment in Malaysia?
Gold has delivered ~8–10% CAGR in MYR terms over the past 10 years (2014–2024), partly because the ringgit weakened against USD. In USD terms, gold returned ~6–7% CAGR over the same period. Gold is a good inflation hedge and portfolio diversifier (typically 10–15% of portfolio), but not a primary wealth-builder — equities and EPF outperform long-term.
How do I calculate gold investment return in Malaysia?
Gold return = (Current price − Buy price) ÷ Buy price × 100%. For annualised return: CAGR = (Current/Buy)^(1/years) − 1. Example: bought 10g at RM280/g in 2019 (RM2,800 total), now worth RM450/g (RM4,500) — total return = 60.7%, CAGR = (4500/2800)^(1/5) − 1 = 9.97% p.a. Note: physical gold has no yield (unlike dividends/EPF).
What is the difference between 999 and 916 gold in Malaysia?
999 gold (24K) = 99.9% pure — used for investment bars, Kijang Emas, wafers. Sells closest to spot price. 916 gold (22K) = 91.6% pure — standard for jewellery in Malaysia. 750 gold (18K) = 75% pure — fashion jewellery. For investment purposes, always buy 999 gold (Public Gold, Maybank Gold, Hello Gold) — you pay and sell at spot price with minimal spread.
Where to buy gold for investment in Malaysia?
Best options for investment gold in Malaysia: (1) Maybank Gold Investment Account — digital, no storage cost, 24K gold at spot price, min 1g; (2) Public Gold — physical bars/coins, widest range, competitive spread; (3) Hello Gold / Versa — app-based, fractional grams from RM1; (4) Kijang Emas (BNM) — sovereign coins, legal tender, sell back to BNM. Avoid jewellery gold for investment (high markup, low resale).
How much gold should I have in my investment portfolio?
Most financial planners recommend 5–15% of portfolio in gold as a hedge. Gold doesn't produce income (no dividends or interest) — it's a store of value and currency hedge. In Malaysia, a typical diversified portfolio: 40–50% EPF/bonds (income), 30–40% equities/unit trusts (growth), 10–15% gold (hedge), 5% cash. Don't overweight gold — it underperforms equities over most 20-year windows.