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Home›Investment›US Dividend Withholding Tax Calculator
🇺🇸 US Dividend WHT Calculator

US Dividend Withholding Tax Calculator Malaysia 2026

How much US dividend tax do Malaysian investors pay? Calculate 30% default vs 15% W-8BEN rate and see your net dividend in MYR.

🇺🇸 US Dividend WHT Calculator

Withholding tax on US stocks — for Malaysian investors

Net Dividend Received

USD 850.00

≈ RM 3,995.00 · WHT deducted: USD 150.00 (15%)

Breakdown

Gross dividendUSD 1,000.00 (RM 4,700.00)Withholding tax (15%)−USD 150.00 (RM 705.00)Net receivedUSD 850.00 (RM 3,995.00)

✅ W-8BEN saves you USD 150.00 (RM 705.00) vs 30% default rate

📋 W-8BEN for Malaysians

  • Malaysia has a Double Taxation Agreement (DTA) with the US
  • Filing W-8BEN reduces WHT from 30% → 15% on dividends
  • moomoo supports W-8BEN filing directly in-app
  • WHT is deducted at source — you receive net amount automatically

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💡 US-Malaysia Tax Treaty (DTA) 2026

Without W-8BEN

30% withheld on all US dividends. Default rate for non-US investors who have not submitted tax residency declaration.

With W-8BEN (filed)

15% withheld under US-Malaysia Double Taxation Agreement. File once via your broker — valid 3 years.

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Frequently Asked Questions

What is withholding tax on US dividends for Malaysians?
The US imposes a withholding tax (WHT) on dividends paid to foreign investors. For Malaysians without a W-8BEN form, the default rate is 30%. However, Malaysia has a Double Taxation Agreement (DTA) with the US that reduces this to 15% for qualifying Malaysian tax residents who file Form W-8BEN. The tax is automatically deducted before you receive your dividend.
What is W-8BEN and should Malaysian investors file it?
W-8BEN is a US IRS form that certifies your foreign tax residency and claims treaty benefits. As a Malaysian tax resident, filing W-8BEN with your broker reduces US dividend withholding tax from 30% to 15%. Most Malaysian brokers offering US stocks (including moomoo) allow you to file W-8BEN in-app. It's valid for 3 years and should be renewed before expiry. Yes — file it to save 15% on every US dividend.
Do I need to declare US dividends in Malaysia?
Dividends received by Malaysian residents from foreign sources (including US stocks) are generally exempt from Malaysian income tax under the Income Tax Act 1967, as Malaysia operates a territorial tax system. However, since 2022, foreign-sourced income remitted to Malaysia may be subject to tax in certain circumstances. Consult a Malaysian tax professional (LHDN registered) for your specific situation.
Which brokers let Malaysians invest in US stocks?
Malaysian brokers offering US stock trading include moomoo Malaysia (supports W-8BEN in-app, 0% commission on Bursa stocks), Interactive Brokers Malaysia, Rakuten Trade, and TD Ameritrade (via international accounts). moomoo is popular for offering both Bursa Malaysia and US stocks on one platform with W-8BEN support and competitive fees.
What is the US-Malaysia Double Taxation Agreement?
The US-Malaysia DTA (signed 1989) prevents double taxation of income earned in one country by residents of the other. For dividends, it limits US withholding tax to 15% (vs 30% default) for Malaysian residents. To claim this benefit, investors must file Form W-8BEN with their US broker. The DTA covers dividends, interest, royalties, and other income types.