Both invest in licensed money market funds. GO+ lives inside your Touch 'n Go eWallet; Versa is a dedicated savings app.
GO+ and Versa Cash are both licensed money market fund products with no lock-in. GO+'s advantage is convenience (already inside the TNG eWallet most Malaysians use); Versa's advantage is a broader product range including PRS and a dedicated Shariah option.
| Feature | Versa Cash | TNG GO+ |
|---|---|---|
| Underlying fund | Versa-managed money market fund | Principal e-Cash Fund (Principal Asset Mgmt) |
| Indicative return | 3.24–3.69% p.a. | ~3.0–3.6% p.a. |
| Access | Dedicated Versa app | Feature inside TNG eWallet |
| Lock-in | None | None |
| Shariah-compliant | Yes — separate Cash-i fund | Yes — Principal e-Cash is Shariah-compliant |
| Other products | Versa Growth, PRS retirement | TNG eWallet payments, Save feature |
| PIDM protected | No | No |
Rates as of July 2026, sourced from each provider's own materials. Not guaranteed — variable and subject to change. Past performance is not indicative of future performance.
Sign up with code CALMY and get RM10 free on your first RM100+ deposit.
Illustrative 1-Year Return (Indicative Rate)
| Deposit | Return (3.24–3.69% p.a.) |
|---|---|
| RM1,000 | RM32–37 |
| RM5,000 | RM162–185 |
| RM10,000 | RM324–369 |
Rate is variable, not guaranteed. Past performance is not indicative of future performance. Not reviewed by SC. Min RM10 · T&Cs apply.