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Home›Investment›Versa vs Wahed Invest Malaysia
Versa vs Wahed Invest Malaysia 2026

Versa vs Wahed Invest Malaysia 2026

Versa Cash-i vs Wahed — two SC-licensed, Shariah-compliant savings options for Malaysian Muslims.

Versa Cash-i is a single Shariah-compliant cash fund inside a broader (mostly conventional) platform. Wahed Invest is built entirely Shariah-first across all its products. Both are non-PIDM-protected, SC-licensed capital market products.

Versa Cash-i vs Wahed 2026 — Full Comparison

FeatureVersa Cash-iWahed Invest
SC LicensedYesYes
Indicative return (cash option)~3.1% p.a.~3.35% p.a.
Shariah scopeOne fund (Cash-i) within a mixed platformAll products Shariah-first
Lock-inNoneNone
Diversified portfoliosVersa Growth (unit trusts, not exclusively Shariah)Yes — equities, sukuk, gold portfolios
PRS (tax relief)Yes — RM3,000/year reliefCheck current offerings
PIDM protectedNoNo

Rates as of July 2026, sourced from each platform's own site. Not guaranteed — variable and subject to change. Past performance is not indicative of future performance.

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RM10,000 Idle Cash Earns ~RM324–369/Year — No Lock-In

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Illustrative 1-Year Return (Indicative Rate)

DepositReturn (3.24–3.69% p.a.)
RM1,000RM32–37
RM5,000RM162–185
RM10,000RM324–369
  • 🔓No lock-in — withdraw anytime
  • 🏦SC-licensed money market fund, min RM10
  • 📋PRS option available — up to RM3,000/year tax relief
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Rate is variable, not guaranteed. Past performance is not indicative of future performance. Not reviewed by SC. Min RM10 · T&Cs apply.

FAQ — Versa vs Wahed Invest Malaysia

Is Versa Cash-i fully Shariah-compliant like Wahed?
Yes. Versa Cash-i is certified Shariah-compliant by Versa's appointed Shariah adviser. Wahed Invest is built entirely as a Shariah-first platform across all its products, not just one fund. Both are suitable for investors seeking halal options, but always check each platform's current Shariah certification before investing.
What's the current rate on Versa Cash-i vs Wahed?
Versa Cash-i offers an indicative net return of approximately 3.1% p.a. Wahed's Shariah cash/savings option is around 3.35% p.a. as reported on Wahed's own site. Both rates are variable — check each app for the figure as of July 2026.
Does Wahed offer more than just cash savings?
Yes. Wahed Invest is a full Shariah robo-advisor offering diversified portfolios (equities, sukuk, gold) alongside its lower-risk cash option. Versa's broader platform includes Versa Cash-i, Versa Growth unit trusts, and PRS — Versa Invest itself is not exclusively Shariah, so Cash-i is the specific Shariah product to compare against Wahed.
Is either platform PIDM protected?
No — neither Versa Cash-i nor Wahed's cash option is a bank deposit, so neither is protected by PIDM. Both are licensed capital market products regulated by the Securities Commission Malaysia, with funds held by independent trustees.

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Code CALMY — RM10 sign-up bonus for new users