Free RM1,500*Open Moomoo AccountMedian sektor pendidikan: RM3,677/bulan · Mean: RM4,670 (DOSM 2024). Panduan lengkap gaji guru kerajaan (DG41–DG54), sekolah swasta, dan international school.
Kerajaan DG41
RM2,697
+ elaun RM780
Swasta Private School
RM3.5k–6.5k
Sekolah swasta tempatan
International School
RM6k–15k
Tier 1 & Tier 2
Skim DG adalah laluan kerjaya guru kerajaan, dari DG41 (entry) hingga DG54 (Pengetua Kanan). Selain gaji pokok, guru kerajaan dapat elaun perumahan, khidmat awam, sara hidup, dan pencen selepas bersara.
| Gred | Starting | Max |
|---|---|---|
| DG41 (Ijazah Sarjana Muda) | RM2,697 | RM9,656 |
| DG44 (Gred Kenaikan Pangkat) | RM4,700 | RM10,800 |
| DG48 (Guru Cemerlang/Pengurusan) | RM6,600 | RM12,800 |
| DG52 (Pengetua/Guru Besar) | RM8,700 | RM15,500 |
| DG54 (Pengetua Kanan/Pegawai Pendidikan) | RM10,400 | RM17,600 |
Gap gaji antara sekolah swasta tempatan dan international school Tier 1 sangat besar. Kelayakan PGCE/ACE + pengalaman mengajar 2 tahun buka pintu ke gaji RM9,000+.
| Kategori | Julat Gaji |
|---|---|
| Tadika / Prasekolah | RM1,500 – RM3,500 |
| Tuition Centre / Enrichment | RM2,500 – RM5,000 |
| Private School (MRSM, sekolah swasta) | RM3,500 – RM6,500 |
| International School (Tier 2) | RM6,000 – RM9,000 |
| International School (Tier 1) | RM9,000 – RM15,000 |
Guru kerajaan: KWSP 11%, tiada SOCSO, PCB rendah (potongan cuti sekolah bergaji diambil kira). Guru swasta: KWSP + SOCSO + EIS + PCB. Kira take-home di bawah.
Monthly salary calculator — see your after-tax take-home pay, daily rate & hourly rate after EPF, SOCSO, EIS & PCB deductions
Employer contributes 12% (RM 600.00)
Note: PCB is estimated based on annual income. Actual tax may vary based on reliefs, rebates, and other factors.
Gross Salary
RM 5,000.00
After-Tax Take-Home Pay
RM 4,305.00
86.1% of gross salary · RM 195.68/day · RM 24.46/hour
💰 Take home RM 4,305.00/month — invest 10% = RM 430.50/month
Investing RM 430.50 monthly at 8% p.a. compound for 30 years = RM 641,445.00. Start with US stocks via Moomoo — get RM2,000 in welcome rewards.
Get Free RM2,000 — Start with Moomoo →Employer Also Contributes:
Daily Rate (net)
RM 195.68
Gross: RM 227.27
Hourly Rate (net)
RM 24.46
Gross: RM 28.41
Based on 22 working days/month, 8 hours/day.
Dividen ~5.75% · Jamin Kerajaan🏆 Kempen Pandu Impianmu 2.0
Setiap RM500 dilaburkan = 1 tiket cabutan. Labur via app myASNB = 2× tiket. Guna kod GENLABUR semasa melabur.
| Cabutan | Hadiah Utama |
|---|---|
| Draw 1 (kini–Sep 2026) | Proton e.Mas 7 PHEV + 3x Bezza 1.3X |
| Grand Draw (kini–Mac 2027) | BMW 320i M Sport + 3x Bezza 1.3X |
Dan jangan lupa — simpanan anda membesar:
| Simpan/bln | 10 thn | 20 thn | 30 thn |
|---|---|---|---|
| RM500 | RM80k | RM224k | RM479k |
| RM1,000 | RM161k | RM449k | RM959k |
| RM1,044 | RM168k | RM469k | RM1.0M |
Kod rujukan ZP3HXD disalin automatik apabila klik — taip semasa daftar untuk RM10. Guna kod kempen GENLABUR semasa melabur untuk 2× tiket.
*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012. Kempen Pandu Impianmu 2.0 hingga Mac 2027.
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Dividen ~5.75% · Jamin Kerajaan🏆 Kempen Pandu Impianmu 2.0
Setiap RM500 dilaburkan = 1 tiket cabutan. Labur via app myASNB = 2× tiket. Guna kod GENLABUR semasa melabur.
| Cabutan | Hadiah Utama |
|---|---|
| Draw 1 (kini–Sep 2026) | Proton e.Mas 7 PHEV + 3x Bezza 1.3X |
| Grand Draw (kini–Mac 2027) | BMW 320i M Sport + 3x Bezza 1.3X |
Dan jangan lupa — simpanan anda membesar:
| Simpan/bln | 10 thn | 20 thn | 30 thn |
|---|---|---|---|
| RM500 | RM80k | RM224k | RM479k |
| RM1,000 | RM161k | RM449k | RM959k |
| RM1,044 | RM168k | RM469k | RM1.0M |
Kod rujukan ZP3HXD disalin automatik apabila klik — taip semasa daftar untuk RM10. Guna kod kempen GENLABUR semasa melabur untuk 2× tiket.
*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012. Kempen Pandu Impianmu 2.0 hingga Mac 2027.
Guru kerajaan ada pencen — tapi pencen sahaja tidak cukup. RM300/bulan ke ASNB dari umur 30–60 = RM350,000+ dengan dividen 5% p.a.
Pendidikan berada dalam 10 teratas dari segi median. Lebih tinggi dari Retail dan Agriculture, lebih rendah dari Finance dan IT.
| Industry / Sector | Median 2024 | Mean 2024 |
|---|---|---|
| Mining & quarrying | RM4,450 | RM5,904 |
| Financial & insurance/takaful | RM4,483 | RM4,625 |
| Information & communication | RM4,231 | RM5,288 |
| Real estate activities | RM4,698 | RM5,009 |
| Professional, scientific & technical | RM1,947 | RM2,431 |
| Transportation & storage | RM3,752 | RM4,741 |
| Education | RM3,677 | RM4,670 |
| Human health & social work | RM3,610 | RM4,501 |
| Services (overall) | RM2,894 | RM3,831 |
| Public administration & defence | RM2,643 | RM3,323 |
| Water, sewerage & waste management | RM2,576 | RM3,249 |
| Manufacturing | RM2,490 | RM3,278 |
| Wholesale & retail trade | RM2,490 | RM3,001 |
| Construction | RM2,051 | RM3,035 |
| Accommodation & F&B services | RM1,947 | RM2,648 |
| Electricity, gas & air conditioning | RM1,947 | RM2,737 |
| Administrative & support services | RM1,912 | RM2,540 |
| Agriculture | RM1,698 | RM2,409 |
Source: DOSM Salaries & Wages Survey Report 2024. Sectors ranked by median. Mean values can be inflated by high-earner outliers.
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