Kurnia Insurance Malaysia 2026

Kurnia (now rebranded under AmGeneral Insurance after AmBank acquisition) is known for: (1) Competitive motor insurance pricing — often among the cheaper options for comprehensive car insurance; (2) 24-hour towing service (1800-88-6491) — widely praised for fast response; (3) Wide network of panel workshops across Malaysia; (4) E-hailing insurance add-on for Grab/InDriver drivers. Kurnia has one of the largest market shares for private car insurance in Malaysia.

Kurnia comprehensive car insurance starts from approximately RM340–RM450/year for a budget car (Myvi, Axia) depending on market value, NCD, and location. Third-party insurance starts from RM130/year. The exact premium depends on: vehicle market value, No-Claim Discount (NCB 0%–55%), driver age and gender, location (Peninsular/Sabah/Sarawak), and optional add-ons (windscreen, flood, named driver). Use our car insurance calculator to get an estimate.

Kurnia 24-hour roadside assistance and towing: 1800-88-6491. Service available 24 hours, 7 days a week. For policyholders with comprehensive coverage, towing to the nearest panel workshop is usually free. Keep this number saved in your phone — roadside emergencies happen at any time. After calling, an operator will confirm your location and dispatch the nearest tow truck.

Kurnia insurance is generally well-reviewed for: competitive pricing, fast towing response, and good panel workshop network. Common concerns: claims processing can sometimes take longer for major accidents; some customers report workshop quality varies by location. For minor claims (windscreen, small damage), Kurnia gets positive reviews. For comprehensive repairs, ensure you go to a Kurnia-authorised workshop. Overall, Kurnia is a solid mid-tier choice for price-conscious drivers.

Yes. Renew Kurnia insurance online via: (1) kurnia.com — direct renewal; (2) Shopee Insurance — may have additional cashback and discounts; (3) Comparison portals (RinggitPlus, iMoney, Loanstreet). Have your IC, car registration, and previous policy number ready. Online renewal takes about 5 minutes. For road tax renewal simultaneously, use JPJ MyEG or Pos Malaysia integration.