MSIG Insurance Malaysia 2026

MSIG Insurance (Malaysia) Berhad is a subsidiary of MS&AD Insurance Group (Japan) — formerly known as Mitsui Sumitomo Insurance. MS&AD is one of Asia's largest insurance groups. In Malaysia, MSIG offers general insurance products. Key strengths: strong marine cargo and SME business insurance (Japanese heritage, serves Japanese manufacturers in Malaysia), competitive motor insurance, solid TravelEasy travel insurance, and a reliable claims service.

MSIG comprehensive car insurance starts from approximately RM355–RM480/year for budget cars (Myvi, Axia) in 2026. Third-party from RM130/year. MSIG is mid-tier pricing — slightly above Kurnia (RM340+) and Lonpac (RM340+), comparable to Allianz (RM350+) and Tokio Marine (RM370+). Particularly recommended for: Japanese car owners (Honda, Toyota, Nissan) as MSIG has strong familiarity with Japanese vehicle specifications.

MSIG TravelEasy is a solid travel insurance product — single trip from RM20, annual plans from RM150/year. Coverage includes: overseas medical (up to RM500k on higher plans), emergency evacuation, trip cancellation, baggage loss, personal accident. MSIG TravelEasy is particularly popular for: travel to Japan (MSIG has strong Japanese-network hospitals), long-haul business travel, and family travel with children riders. Claims can be submitted online within 30 days of return.

MSIG claims: Motor — call MSIG Customer Service 03-2050-8888; proceed to authorised MSIG panel workshop. Lodge police report within 24 hours for third-party accidents. Travel — submit online at msig.com.my/claims within 30 days. Marine/cargo claims — contact MSIG marine team directly via 03-2050-8888. MSIG has a digital claims portal for most individual claim types. Response time: surveyor usually dispatched within 24 hours for motor claims.