Question 1

What is MSIG Insurance in Malaysia?

Accepted Answer

MSIG Insurance (Malaysia) Berhad is a subsidiary of MS&AD Insurance Group (Japan) — formerly known as Mitsui Sumitomo Insurance. MS&AD is one of Asia's largest insurance groups. In Malaysia, MSIG offers general insurance products. Key strengths: strong marine cargo and SME business insurance (Japanese heritage, serves Japanese manufacturers in Malaysia), competitive motor insurance, solid TravelEasy travel insurance, and a reliable claims service.

Question 2

How much is MSIG car insurance in Malaysia?

Accepted Answer

MSIG comprehensive car insurance starts from approximately RM355–RM480/year for budget cars (Myvi, Axia) in 2026. Third-party from RM130/year. MSIG is mid-tier pricing — slightly above Kurnia (RM340+) and Lonpac (RM340+), comparable to Allianz (RM350+) and Tokio Marine (RM370+). Particularly recommended for: Japanese car owners (Honda, Toyota, Nissan) as MSIG has strong familiarity with Japanese vehicle specifications.

Question 3

Is MSIG TravelEasy insurance good?

Accepted Answer

MSIG TravelEasy is a solid travel insurance product — single trip from RM20, annual plans from RM150/year. Coverage includes: overseas medical (up to RM500k on higher plans), emergency evacuation, trip cancellation, baggage loss, personal accident. MSIG TravelEasy is particularly popular for: travel to Japan (MSIG has strong Japanese-network hospitals), long-haul business travel, and family travel with children riders. Claims can be submitted online within 30 days of return.

Question 4

How do I make a claim with MSIG Malaysia?

Accepted Answer

MSIG claims: Motor — call MSIG Customer Service 03-2050-8888; proceed to authorised MSIG panel workshop. Lodge police report within 24 hours for third-party accidents. Travel — submit online at msig.com.my/claims within 30 days. Marine/cargo claims — contact MSIG marine team directly via 03-2050-8888. MSIG has a digital claims portal for most individual claim types. Response time: surveyor usually dispatched within 24 hours for motor claims.

Product	Price	Coverage
Car Insurance (Comprehensive)Popular	From RM355/year	Own damage, TPBI, TPPD, theft, 24hr roadside
Car Insurance (3rd Party)	From RM130/year	Mandatory minimum TPBI and TPPD
Motorcycle Insurance	From RM105/year	Comprehensive or third party
Travel Insurance (MSIG TravelEasy)	From RM20/trip	Medical, cancellation, baggage, PA
Personal Accident	From RM14/month	Accidental death, disability, medical expenses
Marine Cargo	Custom quote	Import/export goods — sea, air, land
SME Business Package	Custom quote	Fire, burglary, public liability, business interruption

Monthly	10 yrs	20 yrs	30 yrs
RM300/mo	RM61k	RM228k	RM678k
RM500/mo	RM102k	RM380k	RM1.13M
RM531/mo	RM109k	RM404k	RM1.2M

MSIG Insurance Malaysia 2026

MSIG Insurance Products 2026

Frequently Asked Questions

RM500/Month for 30 Years = RM1.13M — via S&P 500 at 10% p.a.

Related Calculators