Zurich Insurance Malaysia 2026

Zurich Insurance Malaysia Berhad and Zurich General Takaful Malaysia Berhad are subsidiaries of Zurich Insurance Group (Switzerland) — one of the world's largest insurance groups (AA- rating by S&P). In Malaysia, Zurich offers both conventional insurance and Shariah-compliant takaful. Key strengths: strong SME and commercial coverage, competitive motor takaful, solid marine cargo business, and the backing of a global AA-rated insurer. For individual motor insurance, Zurich is mid-premium tier — comparable to Allianz and Tokio Marine.

Zurich Takaful Malaysia Berhad is the Shariah-compliant arm. Like all takaful: participants contribute to a shared pool (tabarru'), claims are paid from this pool, and any surplus is shared back to participants. Investments are Shariah-compliant (no interest, gambling, alcohol). Zurich Insurance Malaysia Berhad is the conventional arm — standard insurance with premiums owned by the insurer. Coverage quality and claims service are equivalent. Choose takaful if religious compliance matters to you.

Zurich comprehensive car insurance starts from approximately RM360–RM490/year for budget cars (Myvi, Axia). Zurich Takaful motor starts from RM180/year for motorcycles. Third-party car insurance from RM130/year. Zurich is priced comparably to Allianz and Tokio Marine — mid-premium range. Your exact premium depends on vehicle market value, NCD (0%–55%), engine capacity, and optional add-ons (windscreen, flood, named driver).

Zurich Malaysia: Customer Service 1300-888-622. Motor claims: call Zurich Careline then proceed to authorised panel workshop. For accident with third-party: lodge police report within 24 hours. Travel claims: submit online within 30 days of return at zurich.com.my/claims. Zurich has a reasonable panel workshop network across Peninsular Malaysia. Emergency overseas travel assistance: +603-2305-5555.