Dividend Calculator Malaysia 2026

Dividend yield = Annual dividend per share ÷ Current share price × 100%. Example: Maybank pays RM0.58/share dividend, current price RM9.80 → yield = 0.58 ÷ 9.80 × 100 = 5.92%. In Malaysia, dividends from Bursa stocks are single-tier (tax-exempt in hands of shareholder). REIT distributions are subject to 10% withholding tax for residents.

EPF 6.30% is the benchmark — any dividend investment below this needs justification (capital growth potential). Good yields by category: Bursa blue chips 4–6%, REITs 5–7%, ASB 5.25% (near-guaranteed). Yields above 8% often signal risk (falling share price). REITs at 5.5–6.5% with quarterly distributions are popular for income investors.

Dividend Reinvestment Plan (DRP/DRIP): instead of receiving cash dividends, you receive additional shares. For example, Maybank's DRP lets shareholders elect to receive new shares at a ~5% discount to market price instead of cash. DRP amplifies compound growth — over 20 years, a 6% yield reinvested compounds significantly more than cash dividends. Most large Bursa companies offer DRP.

Single-tier dividends from Bursa Malaysia stocks: tax-exempt in the hands of shareholders (tax already paid at corporate level). REIT distributions: 10% withholding tax for Malaysian individual residents, 15% for non-residents. EPF dividends: tax-exempt. Unit trust income distributions: exempt if from approved funds. Foreign dividends (US/HK stocks via moomoo): 30% US withholding tax on dividends for Malaysian residents — choose accumulating ETFs over distributing where possible.

Highest consistent dividend yields on Bursa Malaysia (2024–2025): REITs (Pavilion 6.2%, IGB 5.9%, Sunway 5.5%), banks (Maybank 5.8%, CIMB 5.5%), Telcos (TM 4.5%, Maxis 4.0%), Petronas Dividends (Petdag 4.5%). For income investing, combine high-yield REITs (quarterly dividends) with blue-chip banks (semi-annual). Always check dividend growth consistency over 5+ years.