Dividend Income Calculator
Gross Dividend
RM 580.00
Net (single-tier)
RM 580.00
Yield on Cost
5.92%
REIT WHT (10%)
RM 58.00
Bursa single-tier dividends are tax-exempt for shareholders. REIT distributions subject to 10% withholding tax.
DRIP — Dividend Reinvestment Growth
Malaysia Dividend Yield Benchmarks 2026
| Investment | Dividend Yield | Type | Tax treatment |
|---|---|---|---|
| EPF (2024) | 6.3% | EPF / KWSP | Tax-exempt |
| ASB | 5.25% | ASNB | Tax-exempt |
| Maybank (MAYBANK) | 5.8% | Bursa stock | Tax-exempt |
| Public Bank (PBBANK) | 3.9% | Bursa stock | Tax-exempt |
| Pavilion REIT | 6.2% | REIT | 10% WHT |
| IGB REIT | 5.9% | REIT | 10% WHT |
| Sunway REIT | 5.5% | REIT | 10% WHT |
Yields are indicative as of 2026. REIT distributions subject to 10% withholding tax for Malaysian residents.
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*Growth projections at S&P 500 historical avg ~10% p.a. Past performance does not guarantee future results.
Frequently Asked Questions
What is dividend yield and how do I calculate it in Malaysia?
Dividend yield = Annual dividend per share ÷ Current share price × 100%. Example: Maybank pays RM0.58/share dividend, current price RM9.80 → yield = 0.58 ÷ 9.80 × 100 = 5.92%. In Malaysia, dividends from Bursa stocks are single-tier (tax-exempt in hands of shareholder). REIT distributions are subject to 10% withholding tax for residents.
What is a good dividend yield in Malaysia?
EPF 6.30% is the benchmark — any dividend investment below this needs justification (capital growth potential). Good yields by category: Bursa blue chips 4–6%, REITs 5–7%, ASB 5.25% (near-guaranteed). Yields above 8% often signal risk (falling share price). REITs at 5.5–6.5% with quarterly distributions are popular for income investors.
How does dividend reinvestment (DRIP) work in Malaysia?
Dividend Reinvestment Plan (DRP/DRIP): instead of receiving cash dividends, you receive additional shares. For example, Maybank's DRP lets shareholders elect to receive new shares at a ~5% discount to market price instead of cash. DRP amplifies compound growth — over 20 years, a 6% yield reinvested compounds significantly more than cash dividends. Most large Bursa companies offer DRP.
Are dividends taxable in Malaysia?
Single-tier dividends from Bursa Malaysia stocks: tax-exempt in the hands of shareholders (tax already paid at corporate level). REIT distributions: 10% withholding tax for Malaysian individual residents, 15% for non-residents. EPF dividends: tax-exempt. Unit trust income distributions: exempt if from approved funds. Foreign dividends (US/HK stocks via moomoo): 30% US withholding tax on dividends for Malaysian residents — choose accumulating ETFs over distributing where possible.
What are the highest dividend stocks in Malaysia?
Highest consistent dividend yields on Bursa Malaysia (2024–2025): REITs (Pavilion 6.2%, IGB 5.9%, Sunway 5.5%), banks (Maybank 5.8%, CIMB 5.5%), Telcos (TM 4.5%, Maxis 4.0%), Petronas Dividends (Petdag 4.5%). For income investing, combine high-yield REITs (quarterly dividends) with blue-chip banks (semi-annual). Always check dividend growth consistency over 5+ years.