⚡ Verdict: Is FSMOne Worth It?
Yes — FSMOne is Malaysia's best all-in-one investment platform for 2026. It is SC-regulated, offers 0% sales charge on 900+ unit trusts, lets you trade Bursa + US + HK stocks, and gives new users RM25 + 50% OFF fees with code 4G4TEP. Best for investors who want stocks, unit trusts, and bonds under one login.
FSMOne Malaysia — Key Facts 2026
| Operator | iFAST Capital Sdn. Bhd. |
| SC Licence | CMSL/A0260/2009 — Securities Commission Malaysia |
| Bursa PO | Yes — Participating Organisation |
| Bursa fee | 0.05%, min RM8.80 per trade |
| US stock fee | 0.08%, min USD3.80 per trade |
| HK stock fee | 0.08%, min HKD50 per trade |
| Unit trust | 0% sales charge — 900+ funds |
| ETF RSP | 0% processing fee |
| Bonds/Sukuk | From RM1,000 / USD100 |
| Min deposit | No minimum (RM100 to unlock new user reward) |
| New user reward | RM25 cash + 50% OFF fees 30 days (code 4G4TEP) |
| Offer expires | 29 May 2026 |
FSMOne Fees Malaysia 2026 — Full Breakdown
🇲🇾 Bursa Malaysia
0.05% brokerage, min RM8.80
+ clearing 0.03% + stamp duty RM1/RM1,000
🇺🇸 US Stocks (NYSE/NASDAQ)
0.08%, min USD3.80
+ SEC fee on sells + settlement
🇭🇰 HK Stocks
0.08%, min HKD50
+ stamp duty + HKEX fees
📊 Unit Trust
0% sales charge
900+ funds, 30+ fund houses
📈 ETF (Regular Savings Plan)
0% processing fee
Auto-invest monthly from RM100
💵 Bonds & Sukuk
Spread-based
From RM1,000 (MYR bonds) / USD100
RM670/Month for 30 Years = RM1M — At 0% Sales Charge
Plus RM25 free and 50% OFF fees for 30 days when you sign up with code 4G4TEP.
Monthly DCA → RM1M at 8% p.a.
| Monthly | 10 yrs | 20 yrs | 30 yrs |
|---|---|---|---|
| RM300/mo | RM55k | RM177k | RM449k |
| RM500/mo | RM91k | RM297k | RM749k |
| RM670/mo | RM122k | RM397k | RM1.0M |
- ✅900+ unit trust funds including ASNB
- 🌍Invest in Bursa, US (NYSE/NASDAQ) & HK stocks
- 🔐SC regulated — iFAST Malaysia
Use code 4G4TEP · Min. RM100 deposit · Offer expires 31 July 2026 · T&Cs apply
FSMOne Pros & Cons
✅ Pros
- • SC Malaysia regulated + Bursa PO
- • 0% unit trust sales charge — 900+ funds
- • Multi-asset: stocks, ETF, unit trust, bonds, PRS in one login
- • Access Bursa, US (NYSE/NASDAQ), HK, SG
- • ETF RSP at 0% — auto-invest from RM100/month
- • RM25 new user reward + 50% OFF fees (code 4G4TEP)
- • No platform fee, no inactivity fee
❌ Cons
- • Bursa min fee RM8.80 — expensive for trades under RM17,600
- • US stock fee (0.08%) higher than Webull (0.025%)
- • No Singapore, China-A market (vs Moomoo)
- • No advanced charting / Level 2 data
- • No margin trading (for stocks)
- • App UI less modern vs Moomoo