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Shopee Insurance · Motorcycle · Updated 2026

Shopee Motor Insurance Referral Code Malaysia 2026

Item: Shopee Motor Insurance Malaysia
Rating: 4.5
Author: Calculator Malaysia

Code PQPOJB — RM15 ShopeePay cashback + Free PA insurance

Quick Verdict

✓ Code PQPOJB adds RM15 ShopeePay cashback on top of existing promos
✓ Free PA insurance included — covers rider injury and death
✓ SPayLater 0% instalment up to 12 months + extra 10% off

🏍️ Shopee Motor Insurance Referral Code 2026

Enter at checkout → Vouchers → Referral Code

Referral Code

PQPOJB

Cashback

RM15 ShopeePay

Free Benefit

PA Insurance

Instalment

SPayLater 0%

Renew Motorcycle Insurance on Shopee →

Enter code PQPOJB in Vouchers at checkout · T&C apply

Compare — Pick Your Motorcycle Insurer

✓ BNM licensed✓ No hidden fees✓ Quote in 2 min

🛡 Bjak6M+ users

⭐⭐⭐⭐⭐ 4.8(325,794 Google reviews)

✓16 insurers compared
✓Quote in under 2 minutes
✓BNPL 3/6/12 months available
✓VIP Road Assist — FREE roadside help
✓VIP Rescue — unlimited towing

Get 16 Free Quotes →

🎉 RM15 CASHBACK + SPayLater

Renew on Shopee

✓RM15 ShopeePay cashback — code PQPOJB
✓FREE Personal Accident coverage
✓SPayLater up to 12 months
✓Extra 10% off with SPayLater
✓Takaful available — Zurich Z-Rider

Renew on Shopee 🔗

Zurich · Zurich Takaful · Takaful Ikhlas

How to Use Shopee Motor Insurance Referral Code

Open the Direct Link

Click the button above — opens directly to Shopee motorcycle insurance. Shopee app must be installed.

Enter Motorcycle Details

Provide your plate number, engine capacity (cc), and current NCD (No-Claim Discount) percentage.

Compare Quotes

Shopee shows quotes from Zurich Z-Rider, Etiqa Takaful, and others. Filter by comprehensive or third-party.

Apply Code PQPOJB

At checkout, go to Vouchers → enter PQPOJB → RM15 ShopeePay cashback is applied instantly.

Pay & Done

Pay via ShopeePay, FPX, or SPayLater instalments. Policy document delivered digitally — instant coverage.

What is Shopee Motor Insurance?

Shopee Insurance is a digital insurance marketplace within the Shopee app. For motorcycle insurance, it lets you compare quotes from BNM-licensed Malaysian insurers — Zurich Z-Rider, Etiqa Takaful, Takaful Ikhlas — side by side, with instant digital policy issuance.

🏛️

BNM Regulated

All insurers are licensed and regulated by Bank Negara Malaysia

🏍️

3 Coverage Types

Comprehensive, TPFT (Third Party Fire & Theft), Third Party Only

📱

Instant Policy

Renew via Shopee app — digital policy issued within minutes

Shopee Motor Insurance vs Other Platforms

Feature	Shopee + PQPOJB	Other Platforms
Compare Insurers	Yes (Zurich, Etiqa, Takaful Ikhlas)	Yes (varies)
Cashback	✅ RM15 ShopeePay (PQPOJB)	Varies / none
Free PA Insurance	✅ Yes (selected plans)	Varies
Instalment	✅ SPayLater 0% up to 12mo	Limited
Extra Discount	✅ 10% off with SPayLater	None
Takaful Option	✅ Zurich Z-Rider Takaful	Varies
Roadside Assist	✅ FREE 24/7	Varies
App Required	Yes (Shopee app)	Usually browser OK

Takaful Option — Shariah-Compliant Motorcycle Insurance

Muslim riders can select Zurich Z-Rider Takaful or Takaful Ikhlas on Shopee Insurance for Shariah-compliant motorcycle coverage. Takaful operates on a mutual contribution model supervised by a Shariah Advisory Council.

✓Provider: Zurich Z-Rider Takaful / Takaful Ikhlas

✓Type: Motor Takaful — Comprehensive or TPFT

✓Code PQPOJB: Applies to Takaful plans too

✓Free PA: Included on selected Takaful plans

Shopee Motor Insurance — Pros & Cons

✅ Pros

+RM15 ShopeePay cashback with code PQPOJB
+Free PA insurance on selected plans
+Free 24/7 roadside assistance included
+SPayLater 0% instalment up to 12 months
+10% extra discount when paying with SPayLater
+Takaful options — Zurich Z-Rider & Takaful Ikhlas

❌ Cons

−Shopee app required — no browser renewal
−Cashback credited to ShopeePay, not cash
−Fewer insurer options vs dedicated platforms
−RM15 cashback lower than car (RM25)
−Promo terms may change seasonally

Our Verdict

★★★★½4.5/5

Shopee Motor Insurance is a convenient choice for Malaysian riders who want cashback + free PA insurance in one transaction. Use code PQPOJB for the RM15 ShopeePay bonus. Combine with SPayLater for the extra 10% discount — the stack makes it one of the best-value motorcycle insurance renewals available on a digital platform.

Shopee Motor Insurance Referral Code — FAQ

What is the Shopee motor insurance referral code Malaysia 2026?

The Shopee motorcycle insurance referral code for Malaysia 2026 is PQPOJB. Enter it in the Vouchers section at checkout to get RM15 ShopeePay cashback. The code works for both comprehensive and third-party motorcycle insurance renewals on Shopee.

What free benefits do I get with Shopee motor insurance?

With Shopee motorcycle insurance, you get free Personal Accident (PA) insurance coverage, free 24/7 roadside assistance, and RM15 ShopeePay cashback when you use code PQPOJB at checkout. SPayLater users get an extra 10% discount on top.

Which motorcycle insurers are available on Shopee Insurance?

Shopee Insurance partners for motorcycles include Zurich (Z-Rider), Etiqa Takaful, Takaful Ikhlas, and other BNM-licensed insurers. You can compare quotes side by side for comprehensive, TPFT, or third-party-only coverage.

Can I pay Shopee motorcycle insurance in instalments?

Yes — use SPayLater to pay your motorcycle insurance in 1, 3, 6, or 12 monthly instalments at 0% interest. SPayLater users also get an additional 10% discount on top of the RM15 PQPOJB cashback.

Is Shopee motorcycle insurance Takaful / Halal?

Yes — Shopee Insurance includes Takaful options for motorcycles. Zurich Z-Rider Takaful and Takaful Ikhlas are available for Muslim riders who prefer Shariah-compliant motor coverage. Select Takaful when filtering insurers in the Shopee app.

How does Shopee motor insurance compare to Bjak?

Both platforms compare multiple licensed Malaysian insurers. Shopee adds RM15 ShopeePay cashback (code PQPOJB), free PA insurance, and SPayLater instalments. Bjak compares more insurers and works on browser without the Shopee app. Worth checking both for the best premium.

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