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Referral Code Malaysia 2026

Malaysia Referral Code 2026 — Get Free Rewards

Every verified referral code & sign-up bonus in one place. Over RM1,500 in total rewards across investing, banking, rides, food, and shopping apps. Updated & verified monthly.

✅ Updated September 2026🎁 34+ active brands💰 RM1,500+ in rewards available✔ 100% free

Best Referral Codes Malaysia 2026

BrandCode
Moomoo
GX Bank
Ryt Bank
Luno
Wise
ShopeePay
Setel
ZUS Coffee
Tealive
Klook

*Bonus subject to deposit & holding period requirements. T&Cs apply.

📈Investments(7)

moomoo
moomooPelaburan
✓ SC Licensed

Trade US, MY & HK stocks in one app

Via direct link

Up to RM2,000 free shares*

FSMOne MY
FSMOne MYPelaburan
✓ SC Licensed

0% sales charge unit trust, Bursa & US stocks

4G4TEP

RM25 + 50% off fees for 30 days

StashAway
StashAwayPelaburan
✓ SC Licensed

Robo-advisor — automatic portfolio rebalancing

Via direct link

Deposit bonus

Wahed Invest
Wahed InvestPelaburan
✓ SC Registered

Shariah-compliant investing, 100% halal

YINOOI1

Sign-up bonus

Versa
VersaPelaburan

Daily savings + unit trust

CALMY

RM10 sign-up bonus

Webull MY
Webull MYPelaburan
✓ SC Licensed

US & HK stocks, low commission

Via direct link

Free shares

Spaceship

Spaceship

Pelaburan

Simple S&P 500 investing

Via direct link

Deposit bonus

🔐Crypto(5)

Luno
LunoCrypto
✓ SC Licensed

Most popular crypto exchange in Malaysia

FJKG2K

RM25 free BTC

Hata
HataCrypto
✓ SC Licensed

SC-licensed DAX, multi-asset crypto

Via direct link

10% of friend's trading fee

Binance

Binance

Crypto

World's largest crypto exchange

GRO_28502_3P3ZD

Commission discount

Bitget

Bitget

Crypto

Crypto spot & derivatives

QHQ6BHG9

Deposit bonus

MEXC

MEXC

Crypto

1,500+ altcoins available

Via direct link

Sign-up bonus

🏦Finance & Banking(11)

GX Bank
GX BankKewangan
✓ BNM Licensed

Grab digital bank — FlexiCredit up to RM150k

OOIY691

Up to RM225 reward

Ryt Bank
Ryt BankKewangan
✓ BNM Licensed

Digital bank — RM100 or RM5 guaranteed, ends 30 Sep

BRVRG

Get RM100*

AEON Bank
AEON BankKewangan
✓ BNM Licensed

AEON digital bank — high FD rates

AB572574

Sign-up bonus

Wise
WiseKewangan
✓ BNM Regulated

Send money overseas at the best rate

yingo29

First transfer free

Instarem
InstaremKewangan
✓ BNM Regulated

Remittance to 60+ countries

wn2gtq

First transfer free

ShopeePay
ShopeePayKewangan

Shopee Malaysia e-wallet

22CKLWLLB

Cashback for new users

Setel
SetelKewangan

PETRONAS petrol + e-wallet + Mesra points

g88be

RM3 after RM30 spend

BNPL & e-wallet Malaysia

ooi6db3c

Exclusive cashback

TNG eWallet
TNG eWalletKewangan

Touch 'n Go digital — toll & payments

Via direct link

Cashback for new users

ASNB Ria
ASNB RiaKewangan

National unit trust fund — ASB & ASN

ZP3HXD

RM25 after holding RM100 for 30 days

Atome
AtomeKewangan

BNPL Visa — 0% interest 40 days, 17k+ brands

Via direct link

RM35 off first purchase

🛍️Shopping & Cashback(4)

Lazada MY
Lazada MYShopping

E-commerce — mega deals & flash sales

AHeJ58BM

Cashback/voucher

ShopBack
ShopBackShopping

1–15% cashback at 1,500+ stores

Via direct link

Cashback bonus

Shopee
ShopeeShopping

Malaysia's #1 e-commerce platform

Via direct link

Coins & vouchers

Shopee Affiliate

Shopee Affiliate

Shopping

Earn commissions sharing Shopee links

TF2ABV9

Up to 10% commission

✈️Travel(3)

Klook
KlookTravel

Attraction tickets, activities & experiences

K7Z8C6

Travel credits

Trip.com
Trip.comTravel

Hotels, flights, trains & packages

KBMGD2

Hotel/flight discount

Traveloka

Traveloka

Travel

Hotels & flights in Malaysia & SEA

Via direct link

Travel credits

☕Food & Drinks(2)

700+ outlets, coffee from RM7

JAYJ6LR

Free drink

Bubble tea — 800+ outlets in Malaysia

CSV9609

RM5 cash voucher

🚗Auto & Delivery(2)

Bjak

Bjak

Automotif

Compare 15+ vehicle insurance plans

Via direct link

Best car insurance deals

Shell App

Shell App

Automotif

Shell petrol + rewards program

Via direct link

Shell Rewards

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What Are Referral Codes?

A referral code is a unique code tied to an existing user's account. When a new user signs up using the code, both parties receive a reward — cashback, free shares, credits, or discounts. Always enter the code during registration — it usually cannot be added afterwards.

How to Use This Site

  1. Find a brand using search or the category sections below
  2. Copy the code with one tap, or click Get Reward → to go direct
  3. Sign up & enter the code during registration

Frequently Asked Questions

What is a referral code and how do I use it?

A referral code is a unique code tied to an existing user's account. When a new user signs up using the code, both parties receive a reward — cashback, free shares, credits, or discounts. Always enter the code during registration — it usually cannot be added afterwards.

Which Malaysia referral codes give the most value in 2026?

Top Malaysia referral codes in 2026: moomoo (up to RM2,000 free shares via referral link), GX Bank OOIY691 (up to RM225 reward), Ryt Bank BRVRG (RM100 or a guaranteed RM5), Luno FJKG2K (RM25 free BTC), Wise yingo29 (first international transfer free). For F&B: ZUS Coffee JAYJ6LR (free drink), Tealive CSV9609 (RM5 voucher).

Can I use more than one referral code in Malaysia?

Yes — each platform is separate. You can sign up for moomoo, GX Bank, Wise, and ZUS Coffee simultaneously using each platform's referral code. Each platform only allows one code per new account.

Are Malaysia referral codes safe to use?

Yes — all codes on this page are from licensed and legitimate platforms. Codes only require you to create a new account; no additional sensitive information is required just to enter a code. Investment platforms are SC-licensed; banking platforms are BNM-licensed.

Best Malaysia Referral Codes 2026

This page collects all verified Malaysia referral codes updated monthly. From investing (moomoo, FSMOne) to coffee (ZUS, Tealive) to travel (Klook, Trip.com) — all free bonuses for new Malaysian users. Looking for BM? Visit our Kod Referral Malaysia page.

Detailed Referral Guides

Related Guides

Affiliate Disclosure: This page contains affiliate links. When you sign up through a link or code here, we may receive a commission or reward at no additional cost to you. All codes and bonuses have been verified. Bonuses may change — check each platform's T&Cs before signing up. Last updated: September 2026.

moomooFree RM1,500*Open Moomoo Account
Ryt BankFree RM100*Ryt BankASNBLabur RM100Free RM25VersaSave RM100Free RM10GXBankPinjam RM1000Free RM100ShopeePayFree RM100*ShopeePayShopeeUp To 50% OffShopeeRM3 TravelInsuranceShopeeFree Road TaxTrip.comTravel 50% OffFlight · Hotel · Tour