Banker Salary Malaysia 2026
Median: RM4,483/month · Mean: RM4,625/month (Financial & Insurance sector, DOSM 2024). Banking pay is 60-70% base, 30-40% commission for customer-facing roles.
Teller / Customer Service
RM2.2k–3.2k
Entry, diploma accepted
Personal Banker
RM3.5k–5.5k
Plus commission 20–40%
Relationship Manager
RM6k–15k+
Priority/Premier — heavy comm
Salary by Role (Base + Commission)
Banking pay is 60-70% base, 30-40% commission for customer-facing roles. Corporate banking and Premier/Priority RMs can earn 100%+ of base in commission. Back-office operations are salary-only with lower ceiling.
| Level | Monthly Range |
|---|---|
| Bank Teller (diploma) | RM2,200 – RM3,200 |
| Customer Service Exec | RM2,500 – RM3,800 |
| Personal Banker (0–2 yrs) | RM3,500 – RM5,500 |
| Relationship Manager (3–5 yrs) | RM6,000 – RM10,000 |
| Premier/Private Banker | RM10,000 – RM20,000+ |
| Branch Manager | RM8,000 – RM15,000 |
Your Take-Home Pay After EPF/Tax
Banking commission is taxed together with base as PCB — your bonus months will have bigger deductions. Calculate base take-home below.
Monthly Salary Calculator Malaysia 2026
Calculate your take-home pay after EPF, SOCSO, EIS & PCB deductions
Employer contributes 12% (RM 600.00)
Note: PCB is estimated based on annual income. Actual tax may vary based on reliefs, rebates, and other factors.
Your Salary Breakdown
Gross Salary
RM 5,000.00
Take Home Pay
RM 4,305.25
86.1% of gross salary
Employer Also Contributes:
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- ✓SSM/Company registration
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This Sector vs Others
Branch banking jobs are everywhere in Malaysia. KL dominates corporate banking (investment banking, private banking, treasury). Penang and JB have growing priority banking segments. Rural branches pay less but lower cost of living.
| Industry / Sector | Median 2024 | Mean 2024 |
|---|---|---|
| Mining & quarrying | RM4,450 | RM5,904 |
| Financial & insurance/takaful | RM4,483 | RM4,625 |
| Information & communication | RM4,231 | RM5,288 |
| Real estate activities | RM4,698 | RM5,009 |
| Professional, scientific & technical | RM1,947 | RM2,431 |
| Transportation & storage | RM3,752 | RM4,741 |
| Education | RM3,677 | RM4,670 |
| Human health & social work | RM3,610 | RM4,501 |
| Services (overall) | RM2,894 | RM3,831 |
| Public administration & defence | RM2,643 | RM3,323 |
| Water, sewerage & waste management | RM2,576 | RM3,249 |
| Manufacturing | RM2,490 | RM3,278 |
| Wholesale & retail trade | RM2,490 | RM3,001 |
| Construction | RM2,051 | RM3,035 |
| Accommodation & F&B services | RM1,947 | RM2,648 |
| Electricity, gas & air conditioning | RM1,947 | RM2,737 |
| Administrative & support services | RM1,912 | RM2,540 |
| Agriculture | RM1,698 | RM2,409 |
Source: DOSM Salaries & Wages Survey Report 2024. Sectors ranked by median. Mean values can be inflated by high-earner outliers.
Salary by State
| State / Territory | Mean Monthly Wage 2024 |
|---|---|
| W.P. Putrajaya | RM5,091 |
| W.P. Kuala Lumpur | RM4,782 |
| Selangor | RM4,052 |
| Pulau Pinang | RM3,934 |
| W.P. Labuan | RM3,812 |
| National average | RM3,652 |
Top 5 states by mean monthly salary. Source: DOSM Salaries & Wages Survey 2024.