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Home›Salary Guide›Banker / Relationship Manager

Banker Salary Malaysia 2026

Median: RM4,483/month · Mean: RM4,625/month (Financial & Insurance sector, DOSM 2024). Banking pay is 60-70% base, 30-40% commission for customer-facing roles.

Teller / Customer Service

RM2.2k–3.2k

Entry, diploma accepted

Personal Banker

RM3.5k–5.5k

Plus commission 20–40%

Relationship Manager

RM6k–15k+

Priority/Premier — heavy comm

Salary by Role (Base + Commission)

Banking pay is 60-70% base, 30-40% commission for customer-facing roles. Corporate banking and Premier/Priority RMs can earn 100%+ of base in commission. Back-office operations are salary-only with lower ceiling.

LevelMonthly Range
Bank Teller (diploma)RM2,200 – RM3,200
Customer Service ExecRM2,500 – RM3,800
Personal Banker (0–2 yrs)RM3,500 – RM5,500
Relationship Manager (3–5 yrs)RM6,000 – RM10,000
Premier/Private BankerRM10,000 – RM20,000+
Branch ManagerRM8,000 – RM15,000

Your Take-Home Pay After EPF/Tax

Banking commission is taxed together with base as PCB — your bonus months will have bigger deductions. Calculate base take-home below.

📋 Tax & Income
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Monthly Salary Calculator Malaysia 2026

Calculate your take-home pay after EPF, SOCSO, EIS & PCB deductions

RM 1,500RM 50,000

Employer contributes 12% (RM 600.00)

month(s)
No bonus6 months

Note: PCB is estimated based on annual income. Actual tax may vary based on reliefs, rebates, and other factors.

Your Salary Breakdown

Gross Salary

RM 5,000.00

EPF (11%)- RM 550.00
SOCSO- RM 24.75
EIS- RM 10.00
PCB (Tax)- RM 110.00
Total Deductions- RM 694.75

Take Home Pay

RM 4,305.25

86.1% of gross salary

💰 Take home RM 4,305.25/month — invest 10% = RM 430.53/month

Investing RM 430.53 monthly at 8% p.a. compound for 30 years = RM 641,482.25. Start with US stocks via Moomoo — get RM2,000 in welcome rewards.

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Employer Also Contributes:

EPF (12%)RM 600.00
SOCSORM 86.65
EISRM 10.00
TotalRM 696.65
myASNBDividen ~5.75% · Jamin Kerajaan

RM1,044/bulan → RM1 Juta dalam 30 Tahun

Plus RM10 percuma bila melabur RM100 pertama. Guna kod ZP3HXD.

Simpan10 thn20 thn30 thn
RM500RM80kRM224kRM479k
RM1,000RM161kRM449kRM959k
RM1,044RM168kRM469kRM1.0M
  • ✅Modal 100% terjamin kerajaan — tiada risiko kehilangan
  • 📈Dividen ~5.75%/tahun — lebih tinggi daripada FD kebanyakan bank
  • 🎁RM10 bonus terus masuk bila melabur RM100 pertama

Kod ZP3HXD disalin secara automatik apabila anda klik. Taip semasa daftar untuk dapatkan RM10.

*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012.

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myASNBDividen ~5.75% · Jamin Kerajaan

RM1,044/bulan → RM1 Juta dalam 30 Tahun

Plus RM10 percuma bila melabur RM100 pertama. Guna kod ZP3HXD.

Simpan10 thn20 thn30 thn
RM500RM80kRM224kRM479k
RM1,000RM161kRM449kRM959k
RM1,044RM168kRM469kRM1.0M
  • ✅Modal 100% terjamin kerajaan — tiada risiko kehilangan
  • 📈Dividen ~5.75%/tahun — lebih tinggi daripada FD kebanyakan bank
  • 🎁RM10 bonus terus masuk bila melabur RM100 pertama

Kod ZP3HXD disalin secara automatik apabila anda klik. Taip semasa daftar untuk dapatkan RM10.

*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012.

Bankers know the numbers — ASNB's 5% tax-free beats most unit trust net returns after fees and sales charge. Good complement to your bank's products.

This Sector vs Others

Branch banking jobs are everywhere in Malaysia. KL dominates corporate banking (investment banking, private banking, treasury). Penang and JB have growing priority banking segments. Rural branches pay less but lower cost of living.

Industry / SectorMedian 2024Mean 2024
Mining & quarryingRM4,450RM5,904
Financial & insurance/takafulRM4,483RM4,625
Information & communicationRM4,231RM5,288
Real estate activitiesRM4,698RM5,009
Professional, scientific & technicalRM1,947RM2,431
Transportation & storageRM3,752RM4,741
EducationRM3,677RM4,670
Human health & social workRM3,610RM4,501
Services (overall)RM2,894RM3,831
Public administration & defenceRM2,643RM3,323
Water, sewerage & waste managementRM2,576RM3,249
ManufacturingRM2,490RM3,278
Wholesale & retail tradeRM2,490RM3,001
ConstructionRM2,051RM3,035
Accommodation & F&B servicesRM1,947RM2,648
Electricity, gas & air conditioningRM1,947RM2,737
Administrative & support servicesRM1,912RM2,540
AgricultureRM1,698RM2,409

Source: DOSM Salaries & Wages Survey Report 2024. Sectors ranked by median. Mean values can be inflated by high-earner outliers.

Salary by State

State / TerritoryMean Monthly Wage 2024
W.P. PutrajayaRM5,091
W.P. Kuala LumpurRM4,782
SelangorRM4,052
Pulau PinangRM3,934
W.P. LabuanRM3,812
National averageRM3,652

Top 5 states by mean monthly salary. Source: DOSM Salaries & Wages Survey 2024.

Frequently Asked Questions

Banker salary Malaysia 2026?
Teller RM2,200-3,200. Customer Service RM2,500-3,800. Personal Banker RM3,500-5,500 + commission. Relationship Manager RM6,000-15,000+ heavily commission-based. Branch Manager RM8,000-15,000. Premier/Private Banker serving HNW clients can earn RM15,000-50,000/month in good years.
Which bank pays highest in Malaysia?
Foreign banks: Standard Chartered, HSBC, Citi — pay 20-30% premium over local banks for similar roles. Local big banks: Maybank, CIMB, Public Bank, Hong Leong Bank. Digital banks (GX Bank, AEON) pay competitive salary to attract tech talent. Investment banking arms of CIMB, Maybank Kim Eng pay highest.
Is banking a good career in Malaysia?
Yes if commission-motivated. Stable base + performance upside. Downsides: sales pressure (especially RM roles), weekend work, KPI-driven culture. Career switchers from banking often succeed in insurance, fintech, corporate finance due to transferable client management + product knowledge.
Teller vs Personal Banker career path?
Teller is entry-level (diploma accepted) — limited growth ceiling (~RM4,500). Personal Banker requires degree + insurance + unit trust licensing — earns more via commission (RM5,500-8,000 total). Best career: teller → personal banker → RM in 4-6 years.
Take-home for RM5,000 personal banker salary?
Base RM5,000 + typical monthly commission RM1,500 = RM6,500 average gross. EPF RM715 (on total), SOCSO RM24, EIS RM8, PCB ~RM180 = ~RM5,573 take-home. Strong months with big commission can easily double take-home.

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