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Home›Referral Code Malaysia›GX Bank
BNM Licensed · Digital Bank by Grab & Singtel

GX Bank Referral Code Malaysia 2026

Use code OOIY691 — get up to RM225 in rewards (RM100 FlexiCredit + RM125 Biz FlexiLoan)

GX Bank 2026 Referral — At a Glance

Referral Code

OOIY691

Max Reward

Up to RM225

FlexiCredit

RM100 reward

Biz FlexiLoan

RM125 reward

Download GX Bank App ↗

Enter code OOIY691 during registration to qualify for up to RM225. T&Cs apply.

Sehingga RM225 Ganjaran — GX Bank FlexiCredit & Biz FlexiLoan

RM225

Had kredit peribadi & perniagaan sehingga RM150,000. Kelulusan dalam minit.

💼RM100 — Mohon FlexiCredit & keluarkan dari had kredit peribadi
🏢RM125 — Mohon Biz FlexiLoan & keluarkan dari had kredit perniagaan
Kod Rujukan:OOIY691
💼 FlexiCredit Peribadi (RM100) →🏢 Biz FlexiLoan (RM125) →

How to Claim RM225 — Step by Step

1

Download GX Bank App

Available on App Store and Google Play. Search for 'GX Bank'.

2

Register & Verify MyKad

Enter your Malaysian phone number, verify OTP, upload MyKad photos. eKYC is usually approved within minutes.

3

Enter Code OOIY691

Enter the referral code during registration or in the Referral section to qualify for rewards.

4

Apply FlexiCredit (RM100)

Go to Credit → FlexiCredit → Apply. Withdraw from your approved credit limit to trigger the RM100 reward.

5

Apply Biz FlexiLoan (RM125)

Go to Biz FlexiLoan → Apply for business credit. Withdraw from the business credit limit for the RM125 reward.

6

Receive Rewards

Rewards are credited to your GX Bank account per campaign terms. Check the Rewards tab in the app.

GX Bank vs Other Digital Banks Malaysia 2026

BankBest ForReferral Bonus
GX BankCredit lines + GrabRewardsUp to RM225 (OOIY691)
Ryt Bank1.2% cashback on all spendUp to RM99 (BRVRG)
AEON BankAEON Mall shoppersCheck app
BoostBNPL PayFlex + merchant cashbackCashback (ooi6db3c)
ShopeePayShopee ecosystem + SPayLaterCashback (22CKLWLLB)

Frequently Asked Questions

What is the GX Bank referral code for Malaysia 2026?↓
The GX Bank referral code for Malaysia 2026 is OOIY691. Enter this code when registering a new GX Bank account to qualify for up to RM225 in rewards — RM100 from FlexiCredit (personal credit line) and RM125 from Biz FlexiLoan (business credit line).
How do I get RM225 from GX Bank with the referral code?↓
How to claim RM225 from GX Bank: (1) Sign up with code OOIY691. (2) For RM100 — apply for FlexiCredit (personal credit) and withdraw from the approved credit limit. (3) For RM125 — apply for Biz FlexiLoan (business credit) and withdraw from the business credit limit. Both products can be applied separately.
Is GX Bank safe and licensed in Malaysia?↓
Yes — GX Bank Berhad is a fully licensed digital bank regulated by Bank Negara Malaysia (BNM). It is a joint venture between Grab (Southeast Asia's largest tech company) and Singtel. As a BNM-licensed bank, deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000.
GX Bank vs Ryt Bank vs AEON Bank — which is best?↓
GX Bank: best for credit (FlexiCredit + Biz FlexiLoan) and GrabRewards integration. Highest referral bonus (RM225). Ryt Bank: best for unlimited 1.2% cashback on all transactions. AEON Bank: best for AEON Mall shoppers. You can hold all three — they serve different purposes.

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