Gaji Kasar Bulanan (RM)
Gaji Bersih
RM 2,649.00
selepas KWSP + SOCSO + EIS
Jumlah KWSP Bulanan
RM 720
pekerja + majikan ke KWSP
Pecahan Potongan — Gaji RM 3,000/bulan
| Caruman | Pekerja (Anda) | Majikan |
|---|---|---|
KWSP (EPF) 11% pekerja / 13% majikan | RM 330 | RM 390 |
SOCSO (PERKESO) 0.5% pekerja / 1.75% majikan (had RM5,000) | RM 15.00 | RM 52.50 |
EIS (SIP) 0.2% setiap pihak (had RM5,000, max RM10) | RM 6.00 | RM 6.00 |
| Jumlah Potongan | RM 351.00 | RM 448.50 |
💡 Nota: Cukai Pendapatan (PCB) tidak termasuk
PCB bergantung kepada tahap pendapatan dan pelepasan cukai. Gunakan Kalkulator PCB untuk gaji bersih penuh selepas cukai.
Jadual Caruman KWSP + SOCSO + EIS 2026
| Gaji (RM) | KWSP (Pkj) | KWSP (Mjk) | SOCSO+EIS | Gaji Bersih |
|---|---|---|---|---|
| RM 1,500 | RM 165 | RM 195 | RM 10.50 | RM 1,324.50 |
| RM 2,000 | RM 220 | RM 260 | RM 14.00 | RM 1,766.00 |
| RM 2,500 | RM 275 | RM 325 | RM 17.50 | RM 2,207.50 |
| RM 3,000 | RM 330 | RM 390 | RM 21.00 | RM 2,649.00 |
| RM 3,500 | RM 385 | RM 455 | RM 24.50 | RM 3,090.50 |
| RM 4,000 | RM 440 | RM 520 | RM 28.00 | RM 3,532.00 |
| RM 5,000 | RM 550 | RM 650 | RM 35.00 | RM 4,415.00 |
| RM 6,000 | RM 660 | RM 720 | RM 42.00 | RM 5,298.00 |
| RM 8,000 | RM 880 | RM 960 | RM 42.00 | RM 7,078.00 |
| RM 10,000 | RM 1,100 | RM 1,200 | RM 42.00 | RM 8,858.00 |
Pekerja 11% / Majikan 13% (≤RM5k) atau 12% (>RM5k). Gaji bersih tidak termasuk PCB cukai pendapatan.
RM500/Month for 30 Years = RM1.13M — via S&P 500 at 10% p.a.
Plus up to RM1,800 in new user rewards. SC Malaysia licensed. Invest in US, HK & Bursa stocks from one app.
Monthly DCA growth at 10% p.a. (S&P 500 hist avg)
| Monthly | 10 yrs | 20 yrs | 30 yrs |
|---|---|---|---|
| RM300/mo | RM61k | RM228k | RM678k |
| RM500/mo | RM102k | RM380k | RM1.13M |
| RM531/mo | RM109k | RM404k | RM1.2M |
- ✅SC Malaysia licensed — regulated & safe
- 🎁Up to RM1,800 in new user rewards on sign-up
- 🌍US, HK & Bursa Malaysia stocks in one app
*Complete deposit & first trade via this link to track rewards · T&Cs apply · RM100 coupon ≥RM1,000 deposit · AAPL stock ≥RM30,000 deposit.
Dividen ~5.75% · Jamin Kerajaan🏆 Kempen Pandu Impianmu 2.0
Labur RM500 — Peluang Menang BMW 320i M Sport
Setiap RM500 dilaburkan = 1 tiket cabutan. Labur via app myASNB = 2× tiket. Guna kod GENLABUR semasa melabur.
| Cabutan | Hadiah Utama |
|---|---|
| Draw 1 (kini–Sep 2026) | Proton e.Mas 7 PHEV + 3x Bezza 1.3X |
| Grand Draw (kini–Mac 2027) | BMW 320i M Sport + 3x Bezza 1.3X |
Dan jangan lupa — simpanan anda membesar:
| Simpan/bln | 10 thn | 20 thn | 30 thn |
|---|---|---|---|
| RM500 | RM80k | RM224k | RM479k |
| RM1,000 | RM161k | RM449k | RM959k |
| RM1,044 | RM168k | RM469k | RM1.0M |
- ✅Modal 100% terjamin kerajaan — tiada risiko kehilangan
- 📈Dividen ~5.75%/tahun — lebih tinggi daripada FD kebanyakan bank
- 🎁RM10 bonus terus masuk bila melabur RM100 pertama (kod ZP3HXD)
Kod rujukan ZP3HXD disalin automatik apabila klik — taip semasa daftar untuk RM10. Guna kod kempen GENLABUR semasa melabur untuk 2× tiket.
*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012. Kempen Pandu Impianmu 2.0 hingga Mac 2027.