Hong Leong Insurance Malaysia 2026

Both are under Hong Leong Financial Group but are separate companies. Hong Leong Insurance Berhad: general insurance — motor, fire, travel, marine, SME. Hong Leong Assurance Berhad (HLA): life insurance — medical card (HLA MedCard), critical illness, term life, investment-linked plans. If you need car insurance, go to Hong Leong Insurance. If you need medical card or life cover, go to HLA (Hong Leong Assurance). Both are regulated by Bank Negara Malaysia.

Hong Leong Insurance comprehensive car insurance starts from approximately RM345–RM470/year for budget cars (Myvi, Axia) in 2026. Third-party from RM130/year. Hong Leong Insurance is competitively priced — similar to Kurnia (RM340+) and Lonpac (RM340+), slightly cheaper than Etiqa (RM380+). NCD (0%–55%) and vehicle market value are the biggest premium drivers.

Hong Leong Insurance claims: Motor — call 03-7650-1288; bring car to authorised Hong Leong panel workshop; lodge police report within 24 hours for third-party accidents. Windscreen — go directly to approved windscreen centre (does not affect NCD). Travel — submit online within 30 days. Hong Leong has a panel workshop network across Peninsular Malaysia.

HLA MedCard is Hong Leong Assurance's medical card product — competitively priced at RM55/month for age 18–30, with annual limits up to RM1M on higher-tier plans. HLA has a panel hospital network of 500+ hospitals. HLA is mid-tier for medical cards — not as comprehensive as AIA or Prudential's top plans, but more affordable. Particularly recommended for: first-time medical card buyers wanting a reputable brand at lower entry cost.