Lonpac Insurance Malaysia 2026

Lonpac Insurance Berhad is a subsidiary of LPI Capital Berhad (Public Bank Group) — one of Malaysia's most financially sound insurance companies. Lonpac is consistently among the most profitable general insurers in Malaysia with strong solvency ratios. Key strengths: competitive motor insurance pricing, strong marine cargo business, solid SME coverage, and Public Bank's extensive branch network for sales and service. For individual car insurance, Lonpac is comparable to Kurnia and Etiqa on price with good claims service.

Lonpac online portal: login at lonpac.com → click 'e-Policy' or 'Customer Portal'. You'll need your policy number and IC/passport number to register. For motor insurance renewal online: go to lonpac.com → Motor Insurance → Renew Online. Have your vehicle registration, IC, and previous policy number ready. Alternatively, renew via comparison portals (RinggitPlus, iMoney) or Shopee Insurance for potential cashback.

Lonpac comprehensive car insurance starts from approximately RM340–RM460/year for budget cars (Myvi, Axia) depending on market value, NCD, and location. Third-party from RM130/year. Lonpac is competitively priced — comparable to Kurnia (RM340+) and slightly cheaper than Allianz (RM350+) and Etiqa (RM380+). NCD (0%–55%) significantly affects your final premium.

Lonpac claims: Motor — call Lonpac Careline 1-300-88-1010; proceed to authorised Lonpac workshop after accident; lodge police report within 24 hours for third-party accidents. Travel — submit claim within 30 days of return via lonpac.com. For windscreen claims: go to any Lonpac-approved windscreen workshop directly. Lonpac has a reasonable panel workshop network across Peninsular Malaysia.