Home›Referral Code Malaysia›ASNB Referral Code

myASNB · Ria · 2026

ASNB Referral Code Malaysia 2026

Q: What is the ASNB referral code for 2026?

The ASNB referral code for 2026 is ZP3HXD. Enter this code when you sign up, then deposit and hold RM100 in any Ria portfolio (the robo portfolio inside the myASNB app) for 30 days to receive RM10 free.

Q: What is Ria in the myASNB app?

Ria is a robo portfolio feature built inside the myASNB mobile app. It automatically invests your money into ASNB unit trust funds (ASB, ASM, ASN, etc.) based on your risk profile. It is NOT a separate app — you access Ria from within myASNB. The government guarantees the principal capital.

Q: How do I use the MyASNB referral code ZP3HXD?

1) Download myASNB app (Google Play or App Store). 2) Register and verify your identity. 3) Navigate to the Ria robo portfolio section. 4) Enter referral code ZP3HXD when prompted. 5) Deposit RM100 into any Ria portfolio and keep it there for 30 days. 6) RM10 is credited within 25 business days after ASNB validates eligibility. Note: the code is automatically copied to clipboard when you tap the app store button below.

Q: Where do I find the ASNB / ASB referral code?

The ASNB referral code (also searched as ASB referral code or kod rujukan ASNB) on this page is ZP3HXD. You enter it inside the myASNB app when it asks for a referral code during Ria sign-up, so there is nothing to look up elsewhere.

Q: Is the ASNB referral code free to use?

Yes, using ZP3HXD costs nothing. You qualify for the RM10 reward by depositing RM100 into a Ria portfolio and holding it for 30 days, so the money stays yours and is not a fee.

Q: Is ASNB safe? Is my money guaranteed?

Yes — ASNB (Amanah Saham Nasional Berhad) is a subsidiary of PNB (Permodalan Nasional Berhad), which is fully owned by the Malaysian government. The principal amount (capital invested) is 100% guaranteed by the government. Historical dividend: ~5.75% per year consistently since 2012. It is one of the safest investment instruments in Malaysia.

Q: ASNB vs fixed deposit — which is better?

ASNB wins on return: ~5.75% dividend vs FD 3.5–4.0% at most banks. Both have capital guarantee. Key difference: FD has lock-in period; ASNB allows withdrawal anytime (ASB). For Bumiputera investors, ASB is the top choice. For non-Bumiputera, ASN/ASW are available — lower dividend (~4–5%) but still government-backed.

Code ZP3HXD — deposit RM100 into a Ria portfolio, hold 30 days, get RM10 free

MyASNB Ria 2026 — At a Glance

Referral Code

ZP3HXD

Bonus

RM10 free

Min Deposit

RM100 (hold 30 days)

Annual Dividend

~5.75% p.a.

Capital Guarantee

100% by Gov.

Platform

myASNB app

What is Ria in myASNB?

Ria is a robo portfolio feature built inside the myASNB app — not a separate product. It automatically invests your money into ASNB unit trust funds based on your selected risk level.

Think of it as the “auto-invest” version of ASNB: instead of manually choosing funds each month, Ria does the allocation for you. The underlying funds are all government-backed ASNB products (ASB, ASN, ASW, ASM).

Key distinction

myASNB app = the app itself. Ria = a feature inside the app. Code ZP3HXD is for the Ria feature specifically — enter it when you sign up, before your first Ria deposit.

Dividen ~5.75% · Jamin Kerajaan

🏆 Kempen Pandu Impianmu 2.0

Labur RM500 — Peluang Menang BMW 320i M Sport

Setiap RM500 dilaburkan = 1 tiket cabutan. Labur via app myASNB = 2× tiket. Guna kod GENLABUR semasa melabur.

Cabutan	Hadiah Utama
Draw 1 (kini–Sep 2026)	Proton e.Mas 7 PHEV + 3x Bezza 1.3X
Grand Draw (kini–Mac 2027)	BMW 320i M Sport + 3x Bezza 1.3X

Dan jangan lupa — simpanan anda membesar:

Simpan/bln	10 thn	20 thn	30 thn
RM500	RM80k	RM224k	RM479k
RM1,000	RM161k	RM449k	RM959k
RM1,044	RM168k	RM469k	RM1.0M

✅Modal 100% terjamin kerajaan — tiada risiko kehilangan
📈Dividen ~5.75%/tahun — lebih tinggi daripada FD kebanyakan bank
🎁RM10 bonus bila deposit RM100 dalam portfolio Ria dan kekalkan 30 hari (kod ZP3HXD)

Kod rujukan ZP3HXD disalin automatik apabila klik — taip semasa daftar untuk RM10. Guna kod kempen GENLABUR semasa melabur untuk 2× tiket.

*Unjuran berdasarkan dividen ~5.75% p.a. Dividen tidak dijamin tetapi konsisten sejak 2012. Kempen Pandu Impianmu 2.0 hingga Mac 2027.

ASNB vs FD vs Savings — Return Comparison

Product	Rate	Capital Safe?	Lock-in
ASB (Bumiputera)	~5.75% dividend	Yes — Gov.	None
ASN/ASW/ASM	~4–5% dividend	Yes — Gov.	None
Bank FD (12 mo)	3.5–4.0%	Yes — PIDM	12 months
Ryt Bank Savings	4.0% p.a.	Yes — PIDM	None
Regular savings	<1%	Yes — PIDM	None

ASNB dividends are declared annually — not guaranteed but consistent since 2012. Capital is 100% government-guaranteed.

How to Use Referral Code ZP3HXD

Download myASNB App

Search 'myASNB' on Google Play or App Store. It is the official app by PNB.

Enter your MyKad number, phone number, and complete face verification. Takes ~5 minutes.

Navigate to Ria

Tap 'Ria' or 'Robo Portfolio' inside the app dashboard.

Enter Referral Code

When prompted for a referral code, enter ZP3HXD. Tap the button below to auto-copy it first.

Deposit RM100 & Get RM10

Deposit at least RM100 into any Ria portfolio and hold it for 30 days. RM10 is credited within 25 business days after eligibility is validated.

Frequently Asked Questions

What is the ASNB referral code for 2026?↓

The ASNB referral code for 2026 is ZP3HXD. Enter this code when you sign up, then deposit and hold RM100 in any Ria portfolio (the robo portfolio inside the myASNB app) for 30 days to receive RM10 free.

What is Ria in the myASNB app?↓

Ria is a robo portfolio feature built inside the myASNB mobile app. It automatically invests your money into ASNB unit trust funds (ASB, ASM, ASN, etc.) based on your risk profile. It is NOT a separate app — you access Ria from within myASNB. The government guarantees the principal capital.

How do I use the MyASNB referral code ZP3HXD?↓

1) Download myASNB app (Google Play or App Store). 2) Register and verify your identity. 3) Navigate to the Ria robo portfolio section. 4) Enter referral code ZP3HXD when prompted. 5) Deposit RM100 into any Ria portfolio and keep it there for 30 days. 6) RM10 is credited within 25 business days after ASNB validates eligibility. Note: the code is automatically copied to clipboard when you tap the app store button below.

Where do I find the ASNB / ASB referral code?↓

The ASNB referral code (also searched as ASB referral code or kod rujukan ASNB) on this page is ZP3HXD. You enter it inside the myASNB app when it asks for a referral code during Ria sign-up, so there is nothing to look up elsewhere.

Is the ASNB referral code free to use?↓

Yes, using ZP3HXD costs nothing. You qualify for the RM10 reward by depositing RM100 into a Ria portfolio and holding it for 30 days, so the money stays yours and is not a fee.

Is ASNB safe? Is my money guaranteed?↓

Yes — ASNB (Amanah Saham Nasional Berhad) is a subsidiary of PNB (Permodalan Nasional Berhad), which is fully owned by the Malaysian government. The principal amount (capital invested) is 100% guaranteed by the government. Historical dividend: ~5.75% per year consistently since 2012. It is one of the safest investment instruments in Malaysia.

ASNB vs fixed deposit — which is better?↓

ASNB wins on return: ~5.75% dividend vs FD 3.5–4.0% at most banks. Both have capital guarantee. Key difference: FD has lock-in period; ASNB allows withdrawal anytime (ASB). For Bumiputera investors, ASB is the top choice. For non-Bumiputera, ASN/ASW are available — lower dividend (~4–5%) but still government-backed.

moomoo Referral Code

Up to RM2,000 free shares — SC-licensed broker

GX Bank Referral Code

Code OOIY691 — up to RM225 reward

FSMOne Referral Code

Code 4G4TEP — 0% sales charge unit trust

All Malaysia Referral Codes

moomoo, Klook, ZUS & 45+ brands