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BNM Licensed · Digital Bank by Grab & Singtel

GXBank Referral Code Malaysia 2026

Use code OOIY691 — get up to RM225 in rewards (RM100 FlexiCredit + RM125 Biz FlexiLoan)

GXBank 2026 Referral — At a Glance

Referral Code

OOIY691

Max Reward

Up to RM225

FlexiCredit

RM100 reward

Biz FlexiLoan

RM125 reward

Download GXBank App

Enter code OOIY691 during registration to qualify for up to RM225. T&Cs apply.

Sehingga RM225 Ganjaran — GXBank FlexiCredit & Biz FlexiLoan

RM225

Had kredit peribadi & perniagaan sehingga RM150,000. Kelulusan dalam minit.

💼RM100 — Mohon FlexiCredit & keluarkan dari had kredit peribadi
🏢RM125 — Mohon Biz FlexiLoan & keluarkan dari had kredit perniagaan
Kod Rujukan:OOIY691

How to Claim RM225 — Step by Step

1

Download GXBank App

Available on App Store and Google Play. Search for 'GXBank'.

2

Register & Verify MyKad

Enter your Malaysian phone number, verify OTP, upload MyKad photos. eKYC is usually approved within minutes.

3

Enter Code OOIY691

Enter the referral code during registration or in the Referral section to qualify for rewards.

4

Apply FlexiCredit (RM100)

Go to Credit → FlexiCredit → Apply. Withdraw from your approved credit limit to trigger the RM100 reward.

5

Apply Biz FlexiLoan (RM125)

Go to Biz FlexiLoan → Apply for business credit. Withdraw from the business credit limit for the RM125 reward.

6

Receive Rewards

Rewards are credited to your GXBank account per campaign terms. Check the Rewards tab in the app.

GXBank vs Other Digital Banks Malaysia 2026

BankBest ForReferral Bonus
GXBankCredit lines + GrabRewardsUp to RM225 (OOIY691)
RytBank1.2% cashback on all spendUp to RM99 (BRVRG)
AEON BankAEON Mall shoppersCheck app
BoostBNPL PayFlex + merchant cashbackCashback (ooi6db3c)
ShopeePayShopee ecosystem + SPayLaterCashback (22CKLWLLB)

Frequently Asked Questions

What is the GXBank referral code for Malaysia 2026?
The GXBank referral code for Malaysia 2026 is OOIY691. Enter this code when registering a new GXBank account to qualify for up to RM225 in rewards — RM100 from FlexiCredit (personal credit line) and RM125 from Biz FlexiLoan (business credit line).
How do I get RM225 from GXBank with the referral code?
How to claim RM225 from GXBank: (1) Sign up with code OOIY691. (2) For RM100 — apply for FlexiCredit (personal credit) and withdraw from the approved credit limit. (3) For RM125 — apply for Biz FlexiLoan (business credit) and withdraw from the business credit limit. Both products can be applied separately.
Is GXBank safe and licensed in Malaysia?
Yes — GXBank Berhad is a fully licensed digital bank regulated by Bank Negara Malaysia (BNM). It is a joint venture between Grab (Southeast Asia's largest tech company) and Singtel. As a BNM-licensed bank, deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000.
GXBank vs RytBank vs AEON Bank — which is best?
GXBank: best for credit (FlexiCredit + Biz FlexiLoan) and GrabRewards integration. Highest referral bonus (RM225). RytBank: best for unlimited 1.2% cashback on all transactions. AEON Bank: best for AEON Mall shoppers. You can hold all three — they serve different purposes.

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