Ryt Bank Referral Code Malaysia 2026

The Ryt Bank Malaysia referral code for 2026 is BRVRG. Enter this code when registering a new Ryt Bank account to qualify for new user bonuses. Ryt Bank offers unlimited 1.2% cashback on all daily transactions with no cap.

Ryt Bank gives 1.2% cashback on every transaction using your Ryt Bank card or account — including online purchases, physical stores, utilities, and more. There is no monthly cap. Example: spend RM1,000/month = earn RM12 cashback automatically credited to your Ryt Bank account.

Yes — Ryt Bank Berhad is licensed by Bank Negara Malaysia (BNM). Deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000 — the same protection as conventional banks.

Ryt Bank (BRVRG): best for daily cashback — 1.2% unlimited on all transactions. Ideal for high spenders who want to earn back. GX Bank (OOIY691): best for credit — FlexiCredit personal credit line and Biz FlexiLoan with RM225 referral bonus. You can hold both — they serve different purposes.

Ryt Bank advertises 1.2% unlimited cashback on all transactions. Always check the latest T&Cs in the app as terms may change. There are no reported monthly cashback caps as of the time of writing, making it one of the most generous cashback rates among Malaysian digital banks.