RytBank Referral Code Malaysia 2026

The RytBank Malaysia referral code for 2026 is BRVRG. Enter this code when registering a new RytBank account to qualify for new user bonuses. RytBank offers unlimited 1.2% cashback on all daily transactions with no cap.

RytBank gives 1.2% cashback on every transaction using your RytBank card or account — including online purchases, physical stores, utilities, and more. There is no monthly cap. Example: spend RM1,000/month = earn RM12 cashback automatically credited to your RytBank account.

Yes — Ryt Bank Berhad is licensed by Bank Negara Malaysia (BNM). Deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000 — the same protection as conventional banks.

RytBank (BRVRG): best for daily cashback — 1.2% unlimited on all transactions. Ideal for high spenders who want to earn back. GXBank (OOIY691): best for credit — FlexiCredit personal credit line and Biz FlexiLoan with RM225 referral bonus. You can hold both — they serve different purposes.

RytBank advertises 1.2% unlimited cashback on all transactions. Always check the latest T&Cs in the app as terms may change. There are no reported monthly cashback caps as of the time of writing, making it one of the most generous cashback rates among Malaysian digital banks.