The GX Bank promo code is OOIY691. New users can claim up to RM225: RM100 on FlexiCredit plus RM125 on Biz FlexiLoan.
Verified October 2026 · BNM-licensed digital bank by Grab and Singtel
Enter code OOIY691 during registration to qualify for up to RM225. T&Cs apply.
Had kredit peribadi & perniagaan sehingga RM150,000. Kelulusan dalam minit.
Both rewards need the code entered at registration and a withdrawal after approval.
| Promotion | Reward | What you must do |
|---|---|---|
| FlexiCredit (personal) | RM100 | Apply, get approved, withdraw from the credit limit |
| Biz FlexiLoan (business) | RM125 | Apply separately, get approved, withdraw from the business limit |
| Total | Up to RM225 | Both applications, one code |
Looking for the savings or FlexiCredit rate instead? See the GXBank interest rate page.
Download the GX Bank app
Search 'GX Bank' on the App Store or Google Play.
Register and verify with MyKad
Enter your Malaysian phone number, confirm the OTP and complete eKYC.
Enter promo code OOIY691
Do it during registration, or in the Referral section of the app.
Apply for FlexiCredit (RM100)
After approval, withdraw from your credit limit to trigger the RM100 reward.
Apply for Biz FlexiLoan (RM125)
This is a separate application. Withdraw from the approved limit to trigger the RM125 reward.
| Bank | Best for | Referral reward |
|---|---|---|
| GX Bank | Credit lines and GrabRewards | Up to RM225 (OOIY691) |
| Ryt Bank | Savings | See Ryt Bank code |
| AEON Bank | AEON Mall shoppers | See AEON Bank code |
Verdict: use OOIY691 if you want GX Bank's credit lines; the RM225 only pays once you borrow, so apply only for credit you would take anyway.
✅ Licensed by Bank Negara Malaysia
GX Bank Berhad is a licensed digital bank.
✅ Grab and Singtel backed
Owned by the Grab and Singtel consortium.
✅ PIDM deposit protection
Eligible deposits are protected up to RM250,000.
✅ eKYC with MyKad
Registration is verified against your Malaysian identity card.
Plus up to RM1,800 in new user rewards. SC Malaysia licensed. Invest in US, HK & Bursa stocks from one app.
Monthly DCA growth at 10% p.a. (S&P 500 hist avg)
| Monthly | 10 yrs | 20 yrs | 30 yrs |
|---|---|---|---|
| RM300/mo | RM61k | RM228k | RM678k |
| RM500/mo | RM102k | RM380k | RM1.13M |
| RM531/mo | RM109k | RM404k | RM1.2M |
*Complete deposit & first trade via this link to track rewards · T&Cs apply · RM100 coupon ≥RM1,000 deposit · AAPL stock ≥RM30,000 deposit.
Rewards are subject to GX Bank's campaign terms and credit approval. FlexiCredit and Biz FlexiLoan are credit facilities that must be repaid with interest.
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