Calculate monthly hire purchase instalment for Mitsubishi Triton, Xpander & XForce. Hire purchase rates from 2.40% p.a. — Malaysia's best-selling pickup truck included.
Mitsubishi Motors Malaysia (MMM) currently offers three models: the Triton pickup truck — consistently Malaysia's best-selling pickup for multiple years — the Xpander 7-seater MPV, and the all-new XForce B-segment SUV launched in April 2026. All are conventional petrol/diesel vehicles, qualifying for standard hire purchase rates from 2.30%–2.60% p.a. at major banks.
Monthly Instalment
RM 1,033.40
per month for 9 years
Loan Amount
RM 91,782
Down Payment
RM 10,198 (10%)
Total Interest
RM 19,825
Total Payment
RM 111,607
Approx. EIR
~4.44% p.a.
Based on hire purchase flat rate formula. Actual rate subject to bank approval, credit score, and vehicle age.
Pre-calculated estimates. OTR prices verified May 2026. Use the calculator above to customise.
| Model | OTR Price | Down (10%) | Monthly |
|---|---|---|---|
| Triton Single Cab MT | RM 101,980 | RM 10,198 | RM 1,033/mo |
| Triton GL AT | RM 116,980 | RM 11,698 | RM 1,185/mo |
| Triton Premium AT | RM 145,980 | RM 14,598 | RM 1,479/mo |
| Triton Athlete AT | RM 159,980 | RM 15,998 | RM 1,621/mo |
| Xpander 1.5L AT | RM 99,980 | RM 9,998 | RM 1,013/mo |
| Xpander 1.5L Plus AT | RM 109,980 | RM 10,998 | RM 1,114/mo |
| XForce Urban CVT | RM 109,980 | RM 10,998 | RM 1,114/mo |
| XForce Ultimate CVT | RM 119,980 | RM 11,998 | RM 1,216/mo |
All Mitsubishi models are conventional petrol/diesel — no PHEV or EV currently sold in Malaysia (May 2026). Standard hire purchase rates apply.
| Bank | New Car | Used Car | Hybrid/EV | Max Tenure |
|---|---|---|---|---|
| Maybank | from 2.30% | from 2.70% | from 1.75% | 9 years |
| CIMB | from 2.55% | from 3.20% | from 2.00% | 9 years |
| Public Bank | from 2.50% | from 3.00% | from 1.88% | 9 years |
| RHB | from 2.60% | from 3.18% | from 2.00% | 9 years |
| Hong Leong | from 2.55% | from 3.25% | from 2.00% | 9 years |
| AmBank | from 2.50% | from 3.10% | from 1.88% | 9 years |
Rates subject to Bank Negara OPR and individual credit profile. All Mitsubishi models currently qualify for standard (non-green) hire purchase rates.
Banks quote hire purchase as a flat rate — calculated on the full original loan throughout the tenure. The EIR (Effective Interest Rate) reflects the true annual cost of borrowing. A rough estimate: EIR ≈ flat rate × 1.85. Example: flat rate 2.40% p.a. ≈ EIR ~4.44% p.a. Always compare EIR across banks for an accurate cost comparison, not just the flat rate headline.
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Monthly DCA growth at 10% p.a. (S&P 500 hist avg)
| Monthly | 10 yrs | 20 yrs | 30 yrs |
|---|---|---|---|
| RM300/mo | RM61k | RM228k | RM678k |
| RM500/mo | RM102k | RM380k | RM1.13M |
| RM531/mo | RM109k | RM404k | RM1.2M |
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