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Last updated June 2026 · Verified from UOB Malaysia

UOB ONE Platinum Card Malaysia 2026

10% cashback on petrol · dining · groceries · Grab — RM88 welcome cashback + 1-year fee waiver

🎁 Father's Day Campaign — Apply Now, Win BigEnds 28 June 2026

All new UOB card applicants get RM88 cashback (spend RM200 in 60 days). Plus, the first 5 approved applicants each week win RM1,000 cashback — and one lucky winner takes home an Apple device.

Campaign Week	Grand Prize (1 winner)	Cash Prize (5 winners) ★
Week 1 · 8–14 Jun	Apple iPhone 17 512GB	RM1,000 cashback × 5 winners
Week 2 · 15–21 Jun	Apple MacBook 13-inch	RM1,000 cashback × 5 winners
Week 3 · 22–28 Jun	Apple iPad Pro 11" + Apple Pencil	RM1,000 cashback × 5 winners

★ Tier 2 cash prize open to UOB ONE, EVOL, Preferred & Lady's card applicants. Min. RM500 spend within 60 days of approval. 5 winners selected per week by earliest application time. New-to-bank or new-to-card only. Source: UOB Malaysia Father's Day 2026 T&C.

10%

Cashback rate

4 categories

RM60

Max/month

4 × RM15 cap

RM88

Welcome gift

cashback on approval

RM1,500

Min spend

per month

Bottom line: Best all-rounder cashback card for Malaysians who spend on petrol at any station, dine out, and use Grab. Max RM60/month cashback = RM720/year — net benefit RM525 after the RM195 annual fee. Works at ALL petrol brands, unlike Shell-only cards.

UOB ONE Platinum — Cashback Breakdown

Category	Rate	Monthly Cap	Spend to Max
Petrol (any station + Setel)	10%	RM15	RM150
Dining & fast food restaurants	10%	RM15	RM150
Groceries (AEON Big, Jaya Grocer, Lotus's, Mercato)	10%	RM15	RM150
Grab (rides, GrabFood, GrabPay)	10%	RM15	RM150
All other retail spend	0.2%	No cap	—

Source: UOB Malaysia official site, verified June 2026. Min. RM1,500/month total card spend to unlock 10%. Below threshold = 0.2% on all categories.

Real Monthly Savings — Typical Malaysian Spending

Monthly Spend Profile	Cashback Earned
RM150 petrol + RM150 dining + RM150 groceries + RM150 Grab = RM1,800 total	RM60/month (MAX)
RM200 petrol + RM300 dining + RM200 groceries + RM100 Grab = RM1,800 total	RM15+RM15+RM15+RM10 = RM55/month
RM100 petrol + RM200 dining + RM300 Grab = RM600 total (below RM1,500 threshold)	0.2% = RM1.20 only

Important: Spending RM1,499 in a month means ALL categories earn 0.2% — not just the shortfall. The RM1,500 minimum is a monthly on/off switch. If you can't reliably hit RM1,500/month, consider the UOB EVOL Card (RM1,000 minimum) instead.

💳 UOB Malaysia10% cashback on 4 categories · Annual fee waived

Spend RM1,500/month — earn 10% cashback on petrol, dining & Grab

10% cashback on petrol at ALL stations, dining, groceries & Grab in one card. New applicants get RM88 cashback when you spend RM200 in the first 60 days.

Petrol (any station)	10% · cap RM15/month
Dining & food delivery	10% · cap RM15/month
Groceries	10% · cap RM15/month
Grab (rides, food, mart)	10% · cap RM15/month
Max monthly cashback	RM60 (4 × RM15)

🎁RM88 cashback when you spend RM200 in first 60 days
📅Annual fee RM195 — waived for new applicants
⛽Petrol cashback at ALL stations — not locked to one brand

Apply UOB ONE Card — 10% Cashback on Petrol & Dining →

New-to-bank or new-to-card only. Min. RM1,500 monthly spend to unlock 10% cashback. Caps apply per category.

UOB ONE vs EVOL vs ONE Classic — Which UOB Card?

Feature	ONE Platinum ✓	EVOL	ONE Classic
Best cashback category	Petrol + dining + Grab	Online shopping	Petrol + dining + Grab
Cashback rate	10%	10% online / 5% e-wallet	10%
Monthly cap per category	RM15	RM15	RM10
Max monthly cashback	RM60 (4 cats)	RM30 (2 cats)	RM40 (4 cats)
Min monthly spend	RM1,500	RM1,000	RM800
Annual fee	RM195 (yr 1 FREE)	RM7.50/mth (waived 1 txn)	RM120 (yr 1 FREE)
Min annual income	RM36,000	RM36,000	RM24,000

Verdict: Get ONE Platinum if you spend RM1,500+/month on petrol + dining + Grab. Get EVOL if you mostly shop online and want lower minimum spend. ONE Classic is a good stepping stone if you earn under RM3,000/month or can only hit RM800/month reliably.

Is UOB ONE Platinum Right for You?

✅ Good fit if you:

• Fill up petrol at mixed stations (Petronas, Shell, BHP, Caltex)
• Consistently spend RM1,500+/month on the card
• Dine out or order GrabFood regularly
• Use Grab rides, GrabMart, or GrabPay
• Earn RM3,000+/month (min income RM36,000/year)

❌ Not ideal if you:

• Can't reliably hit RM1,500/month card spend
• Fill up exclusively at Shell (RHB Shell gives 12%)
• Mostly shop online (UOB EVOL is better)
• Want a no-annual-fee card

How to Apply — 4 Steps

Click the apply link below

Opens UOB Malaysia's official card application form directly.

Fill in your personal details

Full name per NRIC, NRIC number, mobile number, email, and employment details. Takes about 5 minutes.

Upload supporting documents

Latest 3 months payslip or EPF statement + NRIC front and back. Min income RM3,000/month.

Activate card on approval

Spend RM200 within 60 days to receive your RM88 welcome cashback. Annual fee waived for year 1.

Apply UOB ONE Platinum Card — RM88 Cashback + Annual Fee Waived →

Shell User? Compare RHB Shell Visa

If you fill up exclusively at Shell and spend RM3,000+/month, RHB Shell Visa gives 12% at Shell (cap RM30/month) vs UOB ONE's 10% (cap RM15/month at any station).

💳 RHB BankUp to 12% petrol cashback · Annual fee waived with 2 swipes/month

Fill up RM300 of Shell petrol — get RM30 back every month

Best petrol card in Malaysia for Shell regulars. Spend RM3,000/month total to unlock 12% Shell cashback + 5% on groceries, e-wallets & utilities.

Monthly spend RM1,000–1,999	3% petrol · 1% others
Monthly spend RM2,000–2,999	5% petrol · 2% others
Monthly spend RM3,000+	12% petrol · 5% others
Shell petrol cap	RM30/month
Groceries / e-wallet cap	RM10/month each

💰Annual fee RM195 — waived with just 2 transactions/month (24/year)
⛽Shell nationwide — works at all Shell stations across Malaysia
📱E-wallet top-ups count: TNG, GrabPay, Boost, ShopeePay, Lazada Wallet

Apply RHB Shell Visa — Get 12% Petrol Cashback →

Commission via RinggitPlus. Cashback subject to monthly caps. Annual fee waived with 24 qualifying transactions/year.

More Cashback & Financial Tools

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Frequently Asked Questions

How much cashback does the UOB ONE Platinum Card give in Malaysia?

The UOB ONE Platinum Card gives 10% cashback on four categories: petrol (any station), dining, groceries, and Grab — capped at RM15 per category per month. Maximum total cashback is RM60/month (4 × RM15 = RM720/year). You must spend RM1,500+ total in a statement month to unlock 10%; below that, all categories revert to 0.2%.

What is the minimum spend for UOB ONE Card 10% cashback?

You must spend a minimum of RM1,500 per statement month across all categories to unlock 10% cashback on petrol, dining, groceries, and Grab. If your monthly spend falls below RM1,500, all transactions earn only 0.2% that month — so it pays to consolidate spending on this card.

Does UOB ONE Card work at any petrol station in Malaysia?

Yes. Unlike the RHB Shell Visa which is Shell-only, UOB ONE Card gives 10% cashback at ANY petrol station — Petronas, Shell, BHP, Caltex, Petron, and Setel top-ups. The RM15/month cap means you earn maximum cashback on RM150 of petrol spend per month.

What welcome bonus does UOB ONE Card offer in 2026?

New UOB ONE Platinum Card applicants receive RM88 cashback credited on card approval, plus a 1-year annual fee waiver (worth RM195). From year 2 onwards, the annual fee is waived if you spend RM20,000+ annually (about RM1,667/month on the card).

UOB ONE Card vs UOB EVOL Card — which should I get?

UOB ONE Platinum is better if you spend on petrol, dining, groceries, and Grab at physical stores (10% cashback, up to RM60/month). UOB EVOL is better if most of your spending is online — it gives 10% on online platforms and 5% on e-wallet top-ups (RM15 cap each), requires only RM1,000/month minimum spend, and has a lower effective annual fee (RM7.50/month, waived with 1 transaction/month).

UOB ONE Card vs RHB Shell Visa — which is better for petrol?

UOB ONE Card is better if you fill up at mixed petrol stations and want cashback on dining + Grab too (max RM60/month). RHB Shell Visa is better only if you fill up exclusively at Shell and spend RM3,000+/month total — earning 12% at Shell (cap RM30/month). For most Malaysians who eat out and use Grab, UOB ONE wins on versatility.