Terms of Use

1. Accepting these terms

By using Calculator Malaysia you agree to these terms. If you do not agree with them, please do not use the site. We may update these terms as the site changes; the review date at the foot of this page shows when they were last revised.

2. What the service is

Calculator Malaysia provides free calculators, guides and comparison content about Malaysian personal finance. The service is provided on an as-is basis, without warranty of accuracy, completeness or fitness for a particular purpose.

Results are estimates and are not financial, tax, legal, investment, insurance, payroll or religious advice. See our disclaimer for the full statement of limitations.

3. Acceptable use

You may use our calculators freely for personal and professional purposes, including sharing a result with a client, colleague or family member.

You may not scrape the site at a volume that degrades it for other users, republish our content wholesale as your own, misrepresent our estimates as official determinations by any authority, or use the site for anything unlawful.

4. Intellectual property

Page content, calculator logic, written guides and site design are owned by Calculator Malaysia. Statutory rates, official formulas and government data are not owned by us and are reproduced with their source cited.

You may quote a short extract with attribution and a link back. Bulk reproduction requires permission.

5. Third-party links and affiliate relationships

The site links to third-party products and services, some through affiliate or referral arrangements that may earn us a commission at no additional cost to you.

We do not control third-party sites and are not responsible for their content, terms, pricing or handling of your data. Read their terms before signing up for anything.

6. Limitation of liability

To the fullest extent permitted by Malaysian law, Calculator Malaysia is not liable for any direct, indirect, incidental or consequential loss arising from your use of, or reliance on, this site — including any financial decision made on the basis of an estimate published here.

Verify material decisions with the relevant bank, employer, authority or a licensed professional before acting.

7. Privacy

How we handle data is set out in our privacy policy. Calculator inputs are processed in your browser to produce a result; we do not require an account to use any calculator on this site.

8. Governing law

These terms are governed by the laws of Malaysia, and the Malaysian courts have jurisdiction over any dispute arising from them.