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Home›Best UOB Credit Card›UOB Visa Infinite 2026
Last updated July 2026 · Verified from UOB Malaysia

UOB Visa Infinite Card Malaysia 2026

12 free lounge visits · 10× points overseas — plus up to 12 airport limousine rides

The verdict

The UOB Visa Infinite Card is the better UOB travel card if you value airport perks over earn rate: 12 complimentary lounge visits a year, up to 12 chauffeured airport rides, and RM500,000 of travel insurance. It earns 10× UNIRinggit per RM1 overseas (≈0.83 air miles per ringgit). Choose the PRVI Miles Elite instead if you fly regionally and want the higher 12× earn rate. Both cost RM600 a year, waived at RM50,000 annual spend.

Earn Rate — 10× UNIRinggit on Overseas Spend

Spend categoryUNIRinggit earnedEquivalent air miles
Overseas (foreign currency)10× UNIRinggit/RM1≈0.83 miles per RM1
Local dining (min RM1,000/month)5× UNIRinggit/RM1≈0.42 miles per RM1
All other local spend1× UNIRinggit/RM1≈0.08 miles per RM1

Methodology: UOB converts 12,000 UNIRinggit to 1,000 air miles (12 UNIRinggit = 1 mile). Mile equivalents are derived from that ratio. Transfer partners: Enrich, KrisFlyer, Asia Miles. Source: UOB Malaysia — verified July 2026.

Travel Perks — 12 Lounge Visits and 12 Airport Rides

Airport lounge12 complimentary visits per calendar year
Lounge networkAsia Pacific lounges via Airport Companion app (DragonPass)
MalaysiaPrivate lounge at KLIA Terminal 1 · KLIA Terminal 2 discontinued
Who qualifiesPrincipal cardholder — guest admission not stated as complimentary
Airport limousineUp to 12 complimentary rides/year to KLIA and KLIA2
Limousine conditionMin. RM5,000 spend on airlines/hotels/travel in the prior 30 days; ~RM120 cap per Grab redemption
Travel insuranceUp to RM500,000 personal accident — air tickets must be charged to the card
Other perksVisa Concierge · 0% Easi-Payment Plan

Source: UOB Malaysia — verified July 2026.

UOB Visa Infinite Metal Card — A Different Product

The card above is the standard plastic Visa Infinite. UOB also issues a separate UOB Visa Infinite Metal Card — a physical metal card aimed at high spenders. It is not an upgrade path you apply for casually; the fee is five times higher.

Annual feeRM3,000 principal · RM800 supplementary — no spend waiver disclosed
Welcome bonus300,000 UNIRinggit credited when the annual fee is paid
Airport loungeUnlimited for cardholder + 1 accompanying guest (Airport Companion)
Airport limousineIncluded — both KLIA Terminal 1 and Terminal 2, Klang Valley pickups
Travel insuranceUp to RM1,000,000
Metal cardYes — physical metal
Minimum incomeNot published by UOB — higher, invitation-tier

Separately, a fee-free UOB Privilege Banking Visa Infinite exists for clients holding RM500,000 in assets under management — that is a banking-relationship card, not a retail product. Source: UOB Malaysia — verified July 2026.

Annual Fee RM600 — Waived at RM50,000 Annual Spend

Annual fee (principal)RM600/year
Supplementary cardRM300/year
Ongoing waiverMinimum RM50,000 annual spend (effective 1 January 2026)
First-year waiverNew applicants — campaign runs 1 March to 31 December 2026
Minimum incomeRM120,000/year (≈RM10,000/month)
Card formatStandard plastic (see Metal card above)

Pros and Cons

✅ Pros

  • • 12 lounge visits/year — the most of any standard UOB card
  • • Up to 12 complimentary airport limousine rides
  • • RM500,000 travel insurance — RM200,000 more than PRVI Miles Elite
  • • Visa Concierge and 0% Easi-Payment Plan included

❌ Cons

  • • Highest income bar of any standard UOB card — RM120,000/year
  • • Lower overseas earn rate than PRVI Miles Elite (10× vs 12×)
  • • Limousine requires RM5,000 travel spend in the prior 30 days
  • • Supplementary cards cost RM300/year (free on PRVI Miles Elite)
💳 UOB Malaysia10× points overseas · 12 lounge visits · airport limo

Earn 10× points overseas plus 12 free lounge visits and airport limo rides

An entry-premium travel card: 10× points on every foreign-currency transaction, 12 complimentary lounge visits a year, and up to 12 chauffeured airport rides.

Overseas (foreign currency)10× UNIRinggit/RM1
Local dining (min RM1,000/mo)5× UNIRinggit/RM1
All other local spend1× UNIRinggit/RM1
Airport lounge12 visits/year
Airport limousineup to 12 rides/year
Annual feeRM600 (waived at RM50k spend)
  • 🛋️12 free lounge visits/year via Airport Companion + private lounge at KLIA Terminal 1
  • 🚗Up to 12 complimentary airport rides/year (min RM5,000 travel spend in prior 30 days)
  • 🔒Travel personal-accident insurance up to RM500,000
Apply UOB Visa Infinite — 10× Points Overseas →

Min. income RM120,000/year (RM10,000/month). 12,000 UNIRinggit = 1,000 air miles. Source: UOB Malaysia — verified July 2026.

How to Apply — 4 Steps

1
Click the apply link below
Opens UOB Malaysia's official card application form directly.
2
Fill in your personal details
Full name per NRIC, NRIC number, mobile, email and employment details.
3
Upload supporting documents
Latest 3 months payslip or EPF statement + NRIC front and back. Min income RM120,000/year.
4
Download Airport Companion
Register the card in the Airport Companion app to redeem your 12 lounge visits.
Apply UOB Visa Infinite — 12 Lounge Visits + Airport Limo →

Fly Regionally? Compare UOB PRVI Miles Elite

Same RM600 annual fee, but up to 12× UNIRinggit per RM1 in Singapore, Thailand, Vietnam and Indonesia — about 1 air mile per ringgit — on a lower RM100,000 income bar. You trade 4 lounge visits and the limousine benefit for the higher earn rate.

💳 UOB MalaysiaUp to 12× points overseas · 8 lounge visits/year

Earn up to 12× points on overseas spend + 8 free airport lounge visits

UOB's flagship air-miles card. The highest overseas earn rate in the range, a private UOB lounge at KLIA Terminal 1, and RM300,000 of travel insurance built in.

Overseas — SG, TH, VN, IDup to 12× UNIRinggit/RM1
Overseas — all other countries10× UNIRinggit/RM1
Airlines5× UNIRinggit/RM1
All local spend1× UNIRinggit/RM1
Airport lounge8 visits/year
Annual feeRM600 (waived at RM50k spend)
  • 🛋️8 free Plaza Premium lounge visits/year + private UOB lounge at KLIA Terminal 1
  • 🔒Travel insurance up to RM300,000 overseas personal accident
  • 🎁60,000 UNIRinggit renewal bonus credited when the annual fee is paid
Apply UOB PRVI Miles Elite — 12× Points Overseas →

Min. income RM100,000/year (RM8,333/month). 12,000 UNIRinggit = 1,000 air miles. Lounge access: principal cardmember only. Source: UOB Malaysia — verified July 2026.

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Frequently Asked Questions

How many airport lounge visits does the UOB Visa Infinite Card give?
The UOB Visa Infinite Card gives 12 complimentary airport lounge visits per calendar year, for the principal cardholder. Access covers Asia Pacific lounges through the Airport Companion app (the DragonPass network), plus a private lounge at KLIA Terminal 1. Guest admission is not stated as complimentary, and KLIA Terminal 2 lounge access has been discontinued. That is four more visits per year than the UOB PRVI Miles Elite, which offers 8.
Is the UOB Visa Infinite Card a metal card?
No — the standard UOB Visa Infinite Card is a conventional plastic card. UOB Malaysia issues a separate product called the UOB Visa Infinite Metal Card, which is a physical metal card. The Metal version carries a RM3,000 annual fee, unlimited lounge access for the cardholder plus one guest, airport limousine to both KLIA terminals, and travel insurance up to RM1,000,000, with a 300,000 UNIRinggit welcome bonus credited when the annual fee is paid.
How does the UOB Visa Infinite airport limousine benefit work?
The UOB Visa Infinite Card offers up to 12 complimentary airport rides per year to KLIA and KLIA2. Each redemption is conditional on spending at least RM5,000 on airlines, hotels or travel in the 30 days before the ride, and each Grab redemption is capped at roughly RM120. This makes it a benefit for regular travellers who charge flights and hotels to the card, rather than an unconditional perk.
What is the UOB Visa Infinite annual fee and income requirement?
The annual fee is RM600 for the principal card and RM300 for supplementary cards. From 1 January 2026 the fee is waived with a minimum RM50,000 annual spend, and new applicants receive a one-year waiver under a campaign running 1 March to 31 December 2026. The minimum income requirement is RM120,000 per year (about RM10,000 per month) — the highest of any standard UOB credit card.
How many air miles per RM1 does the UOB Visa Infinite earn?
UOB converts 12,000 UNIRinggit into 1,000 air miles, so 12 UNIRinggit equals 1 air mile. Overseas spend in foreign currency earns 10× UNIRinggit per RM1, which works out to about 0.83 air miles per RM1. Local dining earns 5× (about 0.42 miles per RM1) but only once you spend at least RM1,000 on dining that month. All other local spend earns 1× (about 0.08 miles per RM1). Miles transfer to Enrich, KrisFlyer and Asia Miles.
UOB Visa Infinite vs UOB PRVI Miles Elite — which is better?
Take the Visa Infinite for airport perks: 12 lounge visits (vs 8), up to 12 complimentary airport limousine rides, and RM500,000 of travel insurance (vs RM300,000). Take the PRVI Miles Elite for earn rate: up to 12× UNIRinggit per RM1 in Singapore, Thailand, Vietnam and Indonesia (about 1 air mile per RM1) against the Visa Infinite's 10× overseas, plus a lower income bar of RM100,000/year versus RM120,000. Both cost RM600 a year, waived at RM50,000 annual spend.

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