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Home›Best UOB Credit Card›UOB PRVI Miles Card 2026
Last updated July 2026 · Verified from UOB Malaysia

UOB PRVI Miles Card Malaysia 2026

Up to 12× points overseas · 8 free lounge visits — 1 air mile per RM1 across Southeast Asia

The verdict

The UOB PRVI Miles Elite Card is UOB Malaysia's best air-miles card and the only one in the PRVI range still open to new applicants. It earns up to 12× UNIRinggit per RM1 on spend in Singapore, Thailand, Vietnam and Indonesia — roughly 1 air mile per ringgit, the strongest regional earn rate UOB offers — and includes 8 airport lounge visits a year plus RM300,000 of travel insurance. It is worth the RM600 fee if you fly regionally more than twice a year.

⚠️ The standard UOB PRVI Miles Card is closed

UOB Malaysia no longer accepts applications for the original UOB PRVI Miles Card. Everything below refers to the PRVI Miles Elite, the active card. Existing standard cardholders keep 1× UNIRinggit locally and 5× on overseas, airline, hotel and travel-agency spend — but that card carries no lounge access and no travel insurance.

Earn Rate — 12× Points, or 1 Air Mile per RM1

Spend categoryUNIRinggit earnedEquivalent air miles
Overseas — Singapore, Thailand, Vietnam, Indonesiaup to 12× UNIRinggit/RM1≈1.00 mile per RM1
Overseas — all other countries10× UNIRinggit/RM1≈0.83 miles per RM1
Airlines5× UNIRinggit/RM1≈0.42 miles per RM1
All local spend1× UNIRinggit/RM1≈0.08 miles per RM1

Methodology: UOB converts 12,000 UNIRinggit to 1,000 air miles (12 UNIRinggit = 1 mile). Mile equivalents above are derived from that ratio. Transfer partners: Enrich, KrisFlyer, Asia Miles. Source: UOB Malaysia — verified July 2026.

Lounge Access — 8 Visits a Year, Principal Cardmember Only

Free visits8 per calendar year
Lounge networkPlaza Premium Lounge — approx. 16 airports across 8 countries/territories
MalaysiaExclusive UOB private lounge at KLIA Terminal 1
Who qualifiesPrincipal cardmember only — supplementary cards excluded
Frequency limitOne admission per day, subject to availability
GuestsNot included — guest admission has been discontinued
KLIA Terminal 2No longer covered
Membership typeUOB's own Plaza Premium programme — NOT Priority Pass or DragonPass

Lounge terms change more often than earn rates — confirm on the PRVI Miles Elite terms & conditions before you travel. Source: UOB Malaysia — verified July 2026.

Annual Fee RM600 — Waived at RM50,000 Annual Spend

Annual fee (principal)RM600/year
Supplementary cardFree
First-year waiverNew-to-bank applicants — campaign runs to 31 December 2026
Ongoing waiverMinimum RM50,000 annual spend
Renewal bonus60,000 UNIRinggit (≈5,000 air miles) when the annual fee is paid
Minimum incomeRM100,000/year (≈RM8,333/month)
Travel insuranceUp to RM300,000 overseas personal accident
NetworkWorld Mastercard

Pros and Cons

✅ Pros

  • • Best regional earn rate in Malaysia — ~1 air mile per RM1 in SG/TH/VN/ID
  • • 8 lounge visits + a private UOB lounge at KLIA Terminal 1
  • • RM300,000 travel insurance included
  • • 60,000 UNIRinggit renewal bonus offsets much of the RM600 fee

❌ Cons

  • • High income bar — RM100,000/year
  • • Local spend earns only 1× (≈0.08 miles per RM1)
  • • Lounge access excludes supplementary cards, guests and KLIA T2
  • • RM50,000 annual spend needed to waive the RM600 fee
💳 UOB MalaysiaUp to 12× points overseas · 8 lounge visits/year

Earn up to 12× points on overseas spend + 8 free airport lounge visits

UOB's flagship air-miles card. The highest overseas earn rate in the range, a private UOB lounge at KLIA Terminal 1, and RM300,000 of travel insurance built in.

Overseas — SG, TH, VN, IDup to 12× UNIRinggit/RM1
Overseas — all other countries10× UNIRinggit/RM1
Airlines5× UNIRinggit/RM1
All local spend1× UNIRinggit/RM1
Airport lounge8 visits/year
Annual feeRM600 (waived at RM50k spend)
  • 🛋️8 free Plaza Premium lounge visits/year + private UOB lounge at KLIA Terminal 1
  • 🔒Travel insurance up to RM300,000 overseas personal accident
  • 🎁60,000 UNIRinggit renewal bonus credited when the annual fee is paid
Apply UOB PRVI Miles Elite — 12× Points Overseas →

Min. income RM100,000/year (RM8,333/month). 12,000 UNIRinggit = 1,000 air miles. Lounge access: principal cardmember only. Source: UOB Malaysia — verified July 2026.

How to Apply — 4 Steps

1
Click the apply link below
Opens UOB Malaysia's official card application form directly.
2
Fill in your personal details
Full name per NRIC, NRIC number, mobile, email and employment details.
3
Upload supporting documents
Latest 3 months payslip or EPF statement + NRIC front and back. Min income RM100,000/year.
4
Activate before you fly
Lounge access and travel insurance activate on card approval. Charge air tickets to the card to trigger cover.
Apply UOB PRVI Miles Elite — 12× Points + 8 Lounge Visits →

Want More Lounge Visits? Compare UOB Visa Infinite

Same RM600 annual fee, but 12 lounge visits instead of 8, up to 12 complimentary airport limousine rides, and RM500,000 of travel insurance — in exchange for a lower overseas earn rate and a higher RM120,000 income bar.

💳 UOB Malaysia10× points overseas · 12 lounge visits · airport limo

Earn 10× points overseas plus 12 free lounge visits and airport limo rides

An entry-premium travel card: 10× points on every foreign-currency transaction, 12 complimentary lounge visits a year, and up to 12 chauffeured airport rides.

Overseas (foreign currency)10× UNIRinggit/RM1
Local dining (min RM1,000/mo)5× UNIRinggit/RM1
All other local spend1× UNIRinggit/RM1
Airport lounge12 visits/year
Airport limousineup to 12 rides/year
Annual feeRM600 (waived at RM50k spend)
  • 🛋️12 free lounge visits/year via Airport Companion + private lounge at KLIA Terminal 1
  • 🚗Up to 12 complimentary airport rides/year (min RM5,000 travel spend in prior 30 days)
  • 🔒Travel personal-accident insurance up to RM500,000
Apply UOB Visa Infinite — 10× Points Overseas →

Min. income RM120,000/year (RM10,000/month). 12,000 UNIRinggit = 1,000 air miles. Source: UOB Malaysia — verified July 2026.

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Frequently Asked Questions

How many airport lounge visits does the UOB PRVI Miles Elite Card give?
The UOB PRVI Miles Elite Card gives 8 complimentary airport lounge visits per calendar year, for the principal cardmember only, limited to one admission per day. Access covers Plaza Premium Lounges across roughly 16 airports in 8 countries and territories, plus an exclusive UOB private lounge at KLIA Terminal 1. Supplementary cardholders do not receive lounge access, and KLIA Terminal 2 access and guest admissions have been discontinued.
Is the UOB PRVI Miles Elite lounge access Priority Pass or DragonPass?
Neither. The UOB PRVI Miles Elite Card uses UOB's own Plaza Premium Lounge programme — it is not a Priority Pass or DragonPass membership. You do not receive a separate lounge membership card; access is granted on presentation of the PRVI Miles Elite card and a valid boarding pass. This is a common point of confusion because the UOB Visa Infinite Card uses the Airport Companion (DragonPass) network instead.
Can I still apply for the standard UOB PRVI Miles Card?
No. UOB Malaysia states that applications for the standard UOB PRVI Miles Card are no longer accepted. The UOB PRVI Miles Elite Card is the active product in the PRVI Miles range. Existing standard PRVI Miles cardholders keep their card and its benefits — 1× UNIRinggit per RM1 locally and 5× on overseas, airline, hotel and travel-agency spend — but the card has no lounge access and no travel insurance.
How many air miles per RM1 does the UOB PRVI Miles Elite earn?
UOB converts 12,000 UNIRinggit into 1,000 air miles, so 12 UNIRinggit equals 1 air mile. That means overseas spend in Singapore, Thailand, Vietnam and Indonesia (up to 12× UNIRinggit per RM1) earns about 1 air mile per RM1 — the best rate on the card. Other overseas spend at 10× earns about 0.83 miles per RM1, airline spend at 5× earns about 0.42 miles per RM1, and local spend at 1× earns about 0.08 miles per RM1. Miles transfer to Enrich, KrisFlyer and Asia Miles.
What is the UOB PRVI Miles Elite annual fee and income requirement?
The annual fee is RM600 for the principal card, with supplementary cards free. New-to-bank applicants get the first year waived under a campaign running to 31 December 2026; from year two the fee is waived with a minimum RM50,000 annual spend. The minimum income requirement is RM100,000 per year (about RM8,333 per month). Paying the annual fee also credits a 60,000 UNIRinggit renewal bonus, worth about 5,000 air miles.
UOB PRVI Miles Elite vs UOB Visa Infinite — which is better?
Take the PRVI Miles Elite if you travel regionally: 12× UNIRinggit per RM1 in Singapore, Thailand, Vietnam and Indonesia is the best overseas earn rate UOB offers, and the income bar is lower (RM100,000 vs RM120,000/year). Take the Visa Infinite if you value airport perks over earn rate: it gives 12 lounge visits (vs 8), up to 12 complimentary airport limousine rides, and RM500,000 of travel insurance (vs RM300,000). Both charge RM600 a year, waived at RM50,000 annual spend.

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